B.U. CREATIONS
ActiveB.U. CREATIONS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €131k and a net result of €12k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 52% of 1236 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+1
Solvency77▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.52 in 2023; short-term debt: 47.5% and cash: 20% of total assets), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
36 d late
2022
31 d late
2021
36 d late
2020
107 d late
2019
85 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€131k▲ 9.9%
2023 · €119k
2018: €153k
2019: €129k
2020: €136k
2021: €143k
2022: €158k
2023: €119k
2018 → 2024
Total assets
€249k▼ 5.6%
2023 · €264k
2018: €255k
2019: €186k
2020: €167k
2021: €184k
2022: €229k
2023: €264k
2018 → 2024
Net result
€12k▲ 7.6%
2023 · €11k
2018: €51k
2019: €-24k
2020: €7k
2021: €17k
2022: €18k
2023: €11k
2018 → 2024
Working capital
€95k▲ 26.5%
2023 · €75k
2018: €145k
2019: €120k
2020: €127k
2021: €77k
2022: €103k
2023: €75k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€136k-€143k▲ 5.4%€158k▲ 10.7%€119k▼ 24.7%€131k▲ 9.9%
Operating result€8k-€22k▲ 171%€26k▲ 21.7%€21k▼ 21.0%€20k▼ 6.3%
Net result€7k-€17k▲ 144%€18k▲ 6.2%€11k▼ 40.3%€12k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €249k
Fixed assets
€35k▼ 18.8%
Current assets
€214k▼ 3.0%
Equity and liabilities €249k
Equity
€131k▲ 9.9%
Debt
€119k▼ 18.4%
The debt ratio falls from 54.9% to 47.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2023 · €37k
Cash flow
€28k▲
2023 · €27k
Solvency
52.5%▲
2023 · 45.1%
Current ratio
1.80▲
2023 · 1.52
Quick ratio
1.66▲
2023 · 1.39
Debt / equity
0.91▼
2023 · 1.22
ROE
9.0%▼
2023 · 9.2%
ROA
4.7%▲
2023 · 4.1%
Interest coverage
42.16▲
2023 · 41.66
Debt
€119k▼
2023 · €145k
Debt ≤ 1 year
€119k▼
2023 · €145k
Income taxes
€7k▼
2023 · €9k
Staff costs
€58k▲
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€264k€249k▼
Fixed assets21/28€44k€35k▼
Tangible fixed assets22/27€44k€35k▼
Plant, machinery and equipment23€29k€27k▼
Furniture and vehicles24€4k€1k▼
Other tangible fixed assets26€11k€7k▼
Current assets29/58€221k€214k▼
Stocks and contracts in progress3€19k€17k▼
Stocks30/36€19k€17k▼
Amounts receivable within one year40/41€94k€144k▲
Trade receivables40€89k€137k▲
Other amounts receivable41€5k€7k▲
Cash at bank and in hand54/58€105k€50k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€264k€249k▼
Equity10/15€119k€131k▲
Contributions10/11€6k€6k=
Reserves13€42k€54k▲
Distributable reserves133€42k€54k▲
Profit (loss) carried forward14€71k€71k=
Amounts payable17/49€145k€119k▼
Amounts payable within one year42/48€145k€119k▼
Trade debts44€56k€76k▲
Suppliers440/4€56k€76k▲
Taxes, remuneration and social security45€33k€42k▲
Taxes450/3€21k€28k▲
Remuneration and social security454/9€12k€14k▲
Other amounts payable47/48€56k€793▼
Income statement
Code20232024
Remuneration, social security and pensions62€50k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€534€11k▲
Gross operating margin9900€87k€105k▲
Operating profit (loss)9901€21k€20k▼
Financial income75/76B€80€0▼
Recurring financial income75€80€0▼
Financial charges65/66B€889€858▼
Recurring financial charges65€889€858▼
Profit (loss) for the period before taxes9903€20k€19k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€11k€12k▲
Profit (loss) for the period to be appropriated9905€11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€83k▲
Profit (loss) brought forward from the previous period14P€71k€71k=
Transfer from equity791/2€52k-
Transfer to equity691/2€13k€12k▼
To other reserves6921€13k€12k▼
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €158k ▲10.7%
3 profitable years in a row build equity to €158k.
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
2019
31-12
Financial
Weakest financial yearnet €-24k ▼147%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri-Joseph Genessestraat 341070 AnderlechtGround area
1.2 ha
Building footprint
3,125 m²
Volume, LiDAR
22,913 m³
Parcel 21306D0279/00B002, Brussels · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.U. CREATIONS
since 20112.233.907.624
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0279/00B002 | Brussels | 1.2 ha | 1 · 3,125 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PAPERDOT
BE 0548.921.515
Antwerpen · Eq €132k
Verpackt
BE 0736.857.629
Zemst · Eq €130k
GRAFIC ALL
BE 0880.427.428
Kortrijk · Eq €132k
EXTRA BOLD
BE 0508.867.344
Oudergem · Eq €132k
Max.Printing
BE 0891.006.960
Antwerpen · Eq €130k
Of 1,601 companies in sector 18120 we hold annual accounts for 809. 620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2011
Fiscal year end31-12
Activities, NACEBEL
13300Finishing of textiles
18120Other printing
49410Freight transport by road
58190Other publishing activities, excluding software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
73110Advertising agencies
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.