PS KHAN
ActiveThe computed 12-month bankruptcy probability of PS KHAN is 4.4% (elevated). The 2025 annual accounts show equity of €2k and a net result of €5k. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 474 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency29=
Growth22=
Track record100
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.75 against 0.66 in 2024; short-term debt: 77.2% and cash: 29.5% of total assets), and 95.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 474 sector peers (2025).
NBB · sector comparisonPosition among 474 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
30 d early
2023
33 d early
2022
53 d late
2021
65 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€79k▼ 26.5%
2021 · €107k
2021: €107k
2021 → 2022
EBIT margin
-22.1%▼ 38.0pp
2021 · 15.9%
2021: 15.9%
2021 → 2022
Net result
€5k▼ 10.0%
2024 · €6k
2021: €17k
2022: €-21k
2023: €5k
2024: €6k
2021 → 2025
Working capital
€-9k▲ 19.0%
2024 · €-11k
2021: €19k
2022: €-2k
2023: €2k
2024: €-11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€107k-€79k▼ 26.5%
Equity€19k-€-2k€2k€2k▼ 13.6%€2k=
Operating result€17k-€-17k€5k€7k▲ 38.6%€10k▲ 43.1%
Net result€17k-€-21k€5k€6k▲ 18.9%€5k▼ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€20k▼ 36.1%
Current assets
€27k▲ 26.3%
Equity and liabilities €47k
Equity
€2k=
Debt
€45k▼ 10.9%
The debt ratio falls from 96.2% to 95.7%. Debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €10k
Cash flow
€16k▲
2024 · €8k
Solvency
4.3%▲
2024 · 3.8%
Current ratio
0.75▲
2024 · 0.66
Quick ratio
0.75▲
2024 · 0.66
Debt / equity
22.53▼
2024 · 25.30
ROE
257.0%▼
2024 · 285.6%
ROA
10.9%▲
2024 · 10.9%
Interest coverage
13.83▼
2024 · 14.84
Debt
€45k▼
2024 · €51k
Debt ≤ 1 year
€36k▲
2024 · €33k
Debt > 1 year
€9k▼
2024 · €18k
Income taxes
€4k▲
2024 · €885
Staff costs
€24k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€47k▼
Fixed assets21/28€31k€20k▼
Intangible fixed assets21€26k€17k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€22k€27k▲
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€10k€12k▲
Cash at bank and in hand54/58€10k€14k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€53k€47k▼
Equity10/15€2k€2k=
Contributions10/11€2k€2k=
Profit (loss) carried forward14€0-
Amounts payable17/49€51k€45k▼
Amounts payable after more than one year17€18k€9k▼
Financial debts170/4€18k€9k▼
Amounts payable within one year42/48€33k€36k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€5k€11k▲
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€9k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€18k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€2k€775▼
Gross operating margin9900€29k€46k▲
Operating profit (loss)9901€7k€10k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€661€2k▲
Recurring financial charges65€661€2k▲
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€885€4k▲
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€5k▼
Profit (loss) brought forward from the previous period14P€316-
Profit to be distributed694/7€6k€5k▼
Return on contributions (dividend)694€6k€5k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Weakest financial yearnet €-21k ▼227%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 423A1600 Sint-Pieters-LeeuwGround area
8,470 m²
Building footprint
2,039 m²
Volume, LiDAR
16,085 m³
2 parcels, Brussels, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PS KHAN
since 20202.305.744.834
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,971 m² | 9.7 m · 3 fl. |
| 21308H0456/00P000 | Brussels | 159 m² | 1 · 68 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,907 companies in sector 53200 we hold annual accounts for 1,329. 387 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2020
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.