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TPMZ GROUP

Active
Private limited companyfounded 2019active for 7 yearsOrchideestraat 23, 9041 Gent, BelgiumKBO/BCE: BE 0717.889.080
Summary

The computed 12-month bankruptcy probability of TPMZ GROUP is 8.3% (elevated). The 2024 annual accounts show equity of €13,133 and a net result of €10,549. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 725 sector peers (NACE 53, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other postal and courier activities
NACE 53200
1 site
Size
€42,571total assets 2024
Equity
€13,133
Profit
€10,549
Turnover not published (micro format)
Financial health
37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
8.3%
Structure
Accounts 75 days overdue1 of 4 deeds read
Why 37raises riskFigures for financial year 2024 (filed 04-09-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 26 days late; 2 of the last 3 lateSector: Postal and courier activities (NACE 53)Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 73% of its sector peers (NACE 53, micro)
Financial strength · tick = 2023
Strong
Solvency 56+25
equity 30.8% of total assets
Liquidity 50+37
short-term debt 69.2% · cash 29.9%
Profitability 100=
return on assets 24.8%
Bankruptcy probability, 12 months
8.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (906 companies, NACE 53, micro)
Last 24 months 11-2024: 5.7% 12-2024: 5.7%● unchanged vs 11-2024 01-2025: 5.6%▼ -0.1 percentage points vs 12-2024 02-2025: 5.6%● unchanged vs 01-2025 03-2025: 5.7%▲ +0.1 percentage points vs 02-2025 04-2025: 4.8%▼ -0.9 percentage points vs 03-2025 05-2025: 4.7%▼ -0.1 percentage points vs 04-2025 06-2025: 4.6%▼ -0.1 percentage points vs 05-2025 07-2025: 6.8%▲ +2.2 percentage points vs 06-2025 08-2025: 8.2%▲ +1.4 percentage points vs 07-2025 09-2025: 8.9%▲ +0.7 percentage points vs 08-2025highest value 10-2025: 3.3%▼ -5.6 percentage points vs 09-2025 11-2025: 3.3%● unchanged vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.3%● unchanged vs 12-2025lowest value 02-2026: 3.3%● unchanged vs 01-2026lowest value 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.4%▲ +0.1 percentage points vs 03-2026 05-2026: 3.9%▲ +0.5 percentage points vs 04-2026 06-2026: 3.8%▼ -0.1 percentage points vs 05-2026 07-2026: 3.9%▲ +0.1 percentage points vs 06-2026 08-2026: 5.2%▲ +1.3 percentage points vs 07-2026 09-2026: 5.5%▲ +0.3 percentage points vs 08-2026 10-2026: 8.3%▲ +2.8 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.23, compared with 0.91 in 2023, below the usual 1.5; short-term debt: 69.2% and cash: 29.9% of total assets), and 69.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 47% on solvency, 62% on liquidity, 87% on profitability and 97% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 04-09-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 26 days late; 2 of the last 3 late
NBB · filings
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 6 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
not filed
2024
26 days late
2023
51 days late
2022
58 days late
2021
5 days late
2020
74 days late
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 37 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Total assets 20246 financial years filed €42,571 View
  • Active since 2019founded 09-01-2019 7 years View

By topic

Financials

Financial year
2024
Total assets
€42,571
Profit
€10,549
Solvency
30.8%
Total assets▼ 6.6%
Net result
20192024
Go to Financials

Timeline

Events
10
Since
2020
  1. 31-12-2023Highest result from 2019 to 2024
  2. 27-09-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other postal and courier activitiesNACE 53200
Founded
09-01-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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