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PS CARE

Active
Private limited companyfounded 20215 yrs activeAvenue Fernand Labby 3, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0766.636.728

PS CARE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €9k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-4
Solvency96▲+18
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.32 in 2024; short-term debt: 29.2% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.8%
Return on assets
9.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
80 d early
2024
86 d early
2023
62 d early
2022
87 d early
2021
48 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€68k▲ 15.8%
2024 · €59k
2021: €29k 2022: €40k 2023: €45k 2024: €59k
2021 → 2025
Total assets
€96k▼ 12.9%
2024 · €111k
2021: €151k 2022: €142k 2023: €120k 2024: €111k
2021 → 2025
Net result
€9k▼ 34.3%
2024 · €14k
2021: €26k 2022: €11k 2023: €5k 2024: €14k
2021 → 2025
Working capital
€-12k▲ 59.3%
2024 · €-30k
2021: €-57k 2022: €-48k 2023: €-42k 2024: €-30k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€29k-€40k▲ 38.1%€45k▲ 12.3%€59k▲ 31.7%€68k▲ 15.8%
Operating result€35k-€16k▼ 55.5%€8k▼ 48.8%€19k▲ 143%€13k▼ 31.0%
Net result€26k-€11k▼ 58.3%€5k▼ 55.3%€14k▲ 189%€9k▼ 34.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €35k€35kNet result 2021: €26k€26kOperating result 2022: €16k€16kNet result 2022: €11k€11kOperating result 2023: €8k€8kNet result 2023: €5k€5kOperating result 2024: €19k€19kNet result 2024: €14k€14kOperating result 2025: €13k€13kNet result 2025: €9k€9k20212022202320242025
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets €80k▼ 16.8%
Current assets €16k▲ 14.1%
Equity and liabilities €96k
Equity €68k▲ 15.8%
Debt €28k▼ 45.6%
The debt ratio falls from 46.7% to 29.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€30k
2024 · €36k
Cash flow
€26k
2024 · €31k
Solvency
70.8%
2024 · 53.3%
Current ratio
0.57
2024 · 0.32
Quick ratio
0.57
2024 · 0.32
Debt / equity
0.41
2024 · 0.88
ROE
13.7%
2024 · 24.1%
ROA
9.7%
2024 · 12.8%
Interest coverage
29.12
2024 · 36.47
Debt
€28k
2024 · €52k
Debt ≤ 1 year
€28k
2024 · €44k
Income taxes
€3k
2024 · €4k
Staff costs
€2k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€111k€96k
Fixed assets21/28€96k€80k
Intangible fixed assets21€94k€79k
Tangible fixed assets22/27€2k€969
Land and buildings22€2k€969
Plant, machinery and equipment23€319-
Current assets29/58€14k€16k
Amounts receivable within one year40/41€14k€16k
Trade receivables40€10k€16k
Other amounts receivable41€4k-
Equity and liabilities
Total equity and liabilities10/49€111k€96k
Equity10/15€59k€68k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€56k€66k
Amounts payable17/49€52k€28k
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€44k€28k
Current portion of amounts payable after more than one year42€17k€8k
Financial debts43€3k€4k
Credit institutions430/8€3k€4k
Trade debts44€3k€3k
Suppliers440/4€3k€3k
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€21k€10k
Income statement Code20242025
Remuneration, social security and pensions62€1k€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k
Other operating charges640/8-€74
Gross operating margin9900€38k€31k
Operating profit (loss)9901€19k€13k
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€994€1k
Recurring financial charges65€994€1k
Profit (loss) for the period before taxes9903€18k€12k
Income taxes67/77€4k€3k
Profit (loss) for the period9904€14k€9k
Profit (loss) for the period to be appropriated9905€14k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€56k€66k
Profit (loss) brought forward from the previous period14P€42k€56k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
06-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €5k ▼55.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
05-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Fernand Labby 31390 Grez-Doiceau
Ground area
647 m²
Building footprint
88 m²
Parcel 25012C0182/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Avenue Fernand Labby 3, 1390 Grez-Doiceau
IT consultancy
since 20212.316.030.495
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25012C0182/00R000 Wallonia 647 m² 1 · 88 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,544 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-04-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
74201Photography, excluding press photography
81300Landscape service activities
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:s.philippe@mail.com
Establishment Grez-Doiceau 2.316.030.495
Phone:0475658411
Establishment Grez-Doiceau 2.316.030.495