OVDL Consulting
ActiveOVDL Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €42k and a net result of €15k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▼-7
Solvency73▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.68 in 2023; short-term debt: 40.5% and cash: 52.1% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.9%
Return on assets
17.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
13 d late
2022
25 d late
2021
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€42k▼ 16.6%
2023 · €50k
2021: €16k
2022: €30k
2023: €50k
2021 → 2024
Total assets
€88k▼ 2.1%
2023 · €90k
2021: €50k
2022: €83k
2023: €90k
2021 → 2024
Net result
€15k▼ 26.2%
2023 · €21k
2021: €13k
2022: €14k
2023: €21k
2021 → 2024
Working capital
€29k▼ 27.4%
2023 · €40k
2021: €15k
2022: €26k
2023: €40k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€16k-€30k▲ 84.9%€50k▲ 68.6%€42k▼ 16.6%
Operating result€17k-€18k▲ 4.5%€28k▲ 57.9%€21k▼ 24.6%
Net result€13k-€14k▲ 4.3%€21k▲ 49.4%€15k▼ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88k
Fixed assets
€23k▼ 11.5%
Current assets
€64k▲ 1.8%
Equity and liabilities €88k
Equity
€42k▼ 16.6%
Debt
€46k▲ 16.5%
The debt ratio rises from 43.8% to 52.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2023 · €31k
Cash flow
€18k▼
2023 · €23k
Solvency
47.9%▼
2023 · 56.2%
Current ratio
1.81▼
2023 · 2.68
Quick ratio
1.81▼
2023 · 2.68
Debt / equity
1.09▲
2023 · 0.78
ROE
36.0%▼
2023 · 40.7%
ROA
17.3%▼
2023 · 22.9%
Interest coverage
11.37▼
2023 · 14.93
Debt
€46k▲
2023 · €39k
Debt ≤ 1 year
€36k▲
2023 · €24k
Debt > 1 year
€10k▼
2023 · €16k
Income taxes
€4k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€90k€88k▼
Fixed assets21/28€26k€23k▼
Tangible fixed assets22/27€26k€23k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€25k€22k▼
Financial fixed assets28-€150
Current assets29/58€63k€64k▲
Amounts receivable within one year40/41€13k€17k▲
Trade receivables40€11k€14k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€49k€46k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€90k€88k▼
Equity10/15€50k€42k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€47k€39k▼
Amounts payable17/49€39k€46k▲
Amounts payable after more than one year17€16k€10k▼
Financial debts170/4€16k€10k▼
Amounts payable within one year42/48€24k€36k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43-€634
Other loans439-€634
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€17k€11k▼
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€0€14k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€857€953▲
Gross operating margin9900€32k€25k▼
Operating profit (loss)9901€28k€21k▼
Financial income75/76B€50€483▲
Recurring financial income75€50€483▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€26k€20k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€21k€15k▼
Profit (loss) for the period to be appropriated9905€21k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€63k▲
Profit (loss) brought forward from the previous period14P€27k€47k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2021net €21k ▲49.4%
Operating result €28k, net result €21k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Perseau(WD) 305100 NamurGround area
2,595 m²
Building footprint
101 m²
Volume, LiDAR
717 m³
Parcel 92136A0239/00R000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OVDL Consulting
since 20212.353.094.987
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92136A0239/00R000 | Wallonia | 2,595 m² | 1 · 101 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.