Summary
PROXAFIN is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €16,070 and a net result of €1,070. Its solvency ranks better than 8% of 1,850 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 23-10-2024 Normal situation
- Activity
- Agents and brokers in banking services NACE 66191and 1 other
- Establishment unit
- 2.368.549.562 4841 Welkenraedt, since 23-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 29-01-2026
Board and ownership
Board
- FIB CONSEILDirector · since 23-10-2024 · permanent representative BLANCHE Frédéric Paul Marc
- JSP CONSEILSDirector · since 23-10-2024 · permanent representative SPITS Jean Ghislain
- Laurent VerlaineDirector · since 23-10-2024
Shareholders
- FIB CONSEIL33%2025 annual accounts of FIB CONSEIL
- JSP CONSEILS33%2025 annual accounts of JSP CONSEILS
- Holdings
- Shares in 1 company PROXAFINANCES
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €1,070
- Equity
- €16,070
- Total assets
- €1.9m
- 2025 accounts filed 18 days after the deadline
Filed on 18-08-2026
Signalsraises riskWeak solvency compared with the sectorYoung company2025 accounts filed 18 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 1850 sector peers (2025).
NBB · sector comparisonPosition among 1850 sector peers
Solvency
better than 8%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
18 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Key points
- Caution: Lower solvency than 92% of companies in auxiliary financial servicessector median 38.6% · 1,850 companies 0.9% View
Recent changes
- · Gazette deed IncorporationAppointments: JSP CONSEILS, FIB CONSEIL and LAURENT VERLAINE · Permanent representatives: SPITS Jean Ghislain, BLANCHE Frédéric Paul Marc and VERLAINE Laurent
Comparable companies
These companies have the same main activity as PROXAFIN: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €518,000 and €1.2m, founded between 2019 and 2025.
| Company | Total assets | Gross margin |
|---|---|---|
| PROXAFIN Welkenraedt | €1.9m | €0.05m |
| SYNEAFIN Waterloo | €0.9m | €0.04m |
| ISABELLE VAN MULDER Geraardsbergen | €0.7m | €0.05m |
| AGORA 99 Herve | €0.9m | €0.07m |
| VERMANT INVEST Willebroek | €0.5m | €0.06m |
| HABAY FINANCES Blégny | €1.2m | €0.1m |
| Finteam Kortrijk | €0.8m | - |
Key facts about PROXAFIN
- What is the company number of PROXAFIN?
- The company number of PROXAFIN is 1015.481.617. The VAT number is the same number with BE in front: BE 1015.481.617.
- Where is PROXAFIN based?
- The registered office is at Route Charlemagne 170, 4841 Welkenraedt.Company details
- What does PROXAFIN do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of PROXAFIN?
- The legal form of PROXAFIN is Private limited company (BV).
- When was PROXAFIN founded?
- PROXAFIN was founded on 23-10-2024.
- Is PROXAFIN still active?
- Yes, PROXAFIN is an active enterprise in the KBO register.
- What is the turnover of PROXAFIN?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €47,215 and 1,221 comparable companies of the same size. It probably lies between €90,000 and €320,000. It is a rough estimate.Financials
- Is PROXAFIN profitable?
- In financial year 2025, PROXAFIN made a profit of €1,070.
- Where can I find the annual accounts of PROXAFIN?
- PROXAFIN filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See this company's board, registered office and name on a given date.Company as of a date Find companies that resemble this one.Lookalike companies
See how customers, suppliers and banks see your own company and what to improve first.