PROXAFIN
ActivePROXAFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €16k and a net result of €1k. Its solvency ranks better than 8% of 1455 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 1455 sector peers (2025).
NBB · sector comparisonPosition among 1455 sector peers
Solvency
better than 8%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€16k
Net result
€1k
Total assets
€1.89M
Solvency
0.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.89M
Fixed assets
€1.81M
Current assets
€80k
Equity and liabilities €1.89M
Equity
€16k
Debt
€1.87M
Debt finances 99.1% of the balance-sheet total.
Key figures and ratios
Solvency
0.9%
ROE
6.7%
ROA
0.1%
Debt
€1.87M
Debt ≤ 1 year
€775k
Debt > 1 year
€1.10M
Income taxes
€357
A ratio outside any meaningful range has been withheld (balance sheet total €1.89M, equity €16k).
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€1.89M
Fixed assets21/28€1.81M
Financial fixed assets28€1.81M
Current assets29/58€80k
Amounts receivable within one year40/41€10k
Trade receivables40€10k
Cash at bank and in hand54/58€70k
Equity and liabilities
Total equity and liabilities10/49€1.89M
Equity10/15€16k
Contributions10/11€15k
Profit (loss) carried forward14€1k
Amounts payable17/49€1.87M
Amounts payable after more than one year17€1.10M
Financial debts170/4€1.10M
Amounts payable within one year42/48€775k
Current portion of amounts payable after more than one year42€133k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€357
Taxes450/3€357
Other amounts payable47/48€640k
Income statement
Code2025
Other operating charges640/8€869
Gross operating margin9900€47k
Operating profit (loss)9901€46k
Financial charges65/66B€45k
Recurring financial charges65€45k
Profit (loss) for the period before taxes9903€1k
Income taxes67/77€357
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route Charlemagne 1704841 WelkenraedtGround area
873 m²
Building footprint
99 m²
Parcel 63032C0002/00N003, Wallonia. Linked by address, not a title deed.
1 establishment unit
PROXAFIN
since 20242.368.549.562
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032C0002/00N003 | Wallonia | 873 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0553.676.988
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Of 1,681 companies in sector 66191 we hold annual accounts for 1,230. 474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2024
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.