Equity
-€247,837
Debts exceed assets in financial year 2025.
Finteam
Lifetime
4 annual accounts with figures on one time axispeak €2.1m (2022)
€756,859▼ 17.3%
lowest -€269,084 (2025)
-€269,084▼ €37,260
peak €131,334 (2022)
-€247,837▼ €269,084
€1.1m▲ 35.8%
peak 3.1 FTE (2025)
3.1 FTE▲ 10.7%
Board6 names since 2021
3 directors and 2 others
Owners2 names in the annual accounts
72.22% and 1 other
Documentsfilings and deeds
03-07-202628 days before the deadline
2025financial year
Turnover from €914,717 to €756,859Loss of €269,084Staff from 2.8 FTE to 3.1 FTEResignation: (director) 26-08Equity from €21,247 to -€247,837Debts from €800,423 to €1.1m
Key points
from the 2025 annual accountsLosses
-€604,186 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€1.1m 130% of the balance sheet
Suppliers 51%Taxes and wages 2%Other 48%
Staff
4 employees on 31-12-2025
In 2025, 2 people joined and 1 left.
Payment terms
258 days to suppliers
Finteam pays its suppliers 9 days later than in 2024. Customers pay 25 days later.
Position in the sector
-29.5%
Lower solvency than 95% of companies in auxiliary financial services. Sector median 38.6% · 282 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Board and ownership
Chair,
Director, since 21-12-2022
Director, since 21-12-2022
Auditor,
- 72.22%equity €468,075 (2025) · annual accounts 2025
- 10%annual accounts 2025
Recent changes
Capital decrease of €581,752.08
Contribution of €295,020 · Capital contribution: bijkomende inbreng in natura · Capital contribution: bijkomende inbreng in geld zonder uitgifte van nieuwe aandelen · General meeting of 31-08-2026 · Gazette deed
Reappointment: (statutory auditor)
General meeting of 16-06-2026 · Gazette deed
Permanent representatives: and
General meeting of 22-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0767805478
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Finteam Kortrijk | €0.8m | - | -29.5% | 3.1 |
| BCD FINANCE Gistel | €0.8m | €546,508 | 74.7% | 3.6 |
| KANTOOR CORNEILLIE - VAN BIERVLIET Roeselare | €1.0m | €393,005 | 14.6% | 3.5 |
| OLIVIER DESWAEF De Haan | €1.2m | €691,545 | 49.4% | 3.8 |
| VALURA Bruges | €0.8m | €582,812 | 4.5% | 3.9 |
| Vanhoutte-Verhelst Anzegem | €0.9m | €484,136 | 36.1% | 4.9 |
| CONSELFIN Harelbeke | €0.5m | €343,834 | 1.8% | 3 |
These companies have the same main activity as Finteam: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €514,000 and €1.2m, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 04-05-2021Normal situation
- Activity
- Agents and brokers in banking servicesNACE 66191and 1 other
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2023
- Establishment units
- 2.317.774.4188500 Kortrijk, since 04-05-2021
- 2.347.908.0617700 Mouscron, since 09-08-2023and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €839,401▼ 0.3%
- Employeeson 31-12-2025
- 4▲ 33.3%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on Finteam
Finteam has existed since 2021. Turnover fell from €2.1m in 2022 to €765,632 in 2023.
Solvency fell in 2025 from 2.5% to -29.5% because of the loss.
holds 72.22% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Finteam
- What is the company number of Finteam?
- The company number of Finteam is 0767.805.478. The VAT number is the same number with BE in front: BE 0767.805.478.
- Where is Finteam based?
- The registered office is at Doorniksewijk 189, 8500 Kortrijk.Company details
- What does Finteam do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of Finteam?
- Finteam is a private limited company (BV).
- When was Finteam founded?
- Finteam was founded on 04-05-2021.
- Is Finteam still active?
- Yes, Finteam is an active enterprise in the KBO register.
- How many employees does Finteam have?
- Finteam had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Finteam fall under?
- In its 2023 annual accounts, Finteam states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of Finteam?
- The turnover of Finteam was €756,859 in financial year 2025, according to the filed annual accounts.
- Is Finteam profitable?
- In financial year 2025, Finteam made a loss of €269,084.
- Where can I find the annual accounts of Finteam?
- Finteam filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Finteam due?
- Finteam must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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