Turnover
The micro format states no turnover.
The micro format states no turnover.
Higher net result than 87% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 91% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as Provolve has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Provolve itself is lower: < 0.1% within 12 months. It rests on far more data about Provolve than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Provolve. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 6.39, above the usual 1.5. Short-term debt is 15.3% and cash 48.1% of total assets. 15.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Provolve Sint-Lievens-Houtem | €140,421 | €167,151 | 84.6% | - |
| SereNova Ghent | €147,636 | €166,127 | 89.0% | - |
| LAKO CONSULT Kruisem | €147,237 | €168,301 | 86.1% | - |
| Plancha d'or Merelbeke-Melle | €151,573 | €159,802 | 69.2% | - |
| NS Consulting & Management Erpe-Mere | €159,319 | €168,143 | 92.0% | - |
| EM Value Consulting Oosterzele | €157,782 | €158,223 | 74.3% | - |
| Laujen Waasmunster | €144,238 | €146,984 | 84.9% | - |
These companies have the same main activity as Provolve: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €144,000 and €159,000, founded in 2024.
Provolve has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,777 and a net result of €113,777.
Its solvency ranks better than 83% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €240,000 and €340,000.
Higher than 83% of 39,368 companies in 2025.
Higher than 83% of 38,051 companies in 2025.
Higher than 95% of 38,523 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
140,421 | |
21/28 |
3,137 | |
22/27 |
3,137 | |
23 |
699 | |
24 |
2,438 | |
29/58 |
137,284 | |
40/41 |
28,411 | |
40 |
28,411 | |
50/53 |
40,418 | |
54/58 |
67,520 | |
490/1 |
935 | |
| Balance sheet: equity and liabilities | ||
10/49 |
140,421 | |
10/15 |
118,777 | |
10/11 |
5,000 | |
13 |
113,777 | |
133 |
113,777 | |
17/49 |
21,644 | |
42/48 |
21,489 | |
44 |
1,335 | |
440/4 |
1,335 | |
45 |
18,843 | |
450/3 |
18,843 | |
47/48 |
1,311 | |
492/3 |
155 | |
| Income statement | ||
9900 |
167,151 | |
630 |
1,663 | |
640/8 |
479 | |
9901 |
165,008 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
3,424 | |
65 |
3,424 | |
9903 |
161,584 | |
67/77 |
47,808 | |
9904 |
113,777 | |
9905 |
113,777 | |
| Appropriation of the result | ||
9906 |
113,777 | |
691/2 |
113,777 | |
6921 |
113,777 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 24-04-2026 | 2026-00094345 |
| Line | Trend | 2025 |
|---|---|---|
| 166,671 | ||
| 115,440 | ||
| 3,688 | ||
| 115,795 | ||
| 84.6% | ||
| 6.39 | ||
| 0.18 | ||
| 95.8% | ||
| 81.0% | ||
| 48.67 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 |
|---|---|
| Tangible fixed assets | €3,688 |
| €1,663 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 15.4%.
Provolve has no parent and no holdings in its annual accounts. VAN DE VELDE Dieter is the only director. Provolve shares no director with another company.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Eiland 73 A registered office 9520 Sint-Lievens-Houtem | 02-10-2024 | 2.364.873.262 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41063B0044/00S000 | 1,650 m² | 1 · 133 m² | 8.4 m · 2 |
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