LAKO CONSULT
ActiveLAKO CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €126k. Its solvency ranks better than 84% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 7.05; short-term debt: 13.9% and cash: 97.3% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
85.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€127k
Total assets
€147k
Net result
€126k
Working capital
€124k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €147k
Fixed assets
€3k
Current assets
€144k
Equity and liabilities €147k
Equity
€127k
Debt
€20k
Debt finances 13.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€165k
Cash flow
€126k
Solvency
86.1%
Current ratio
7.05
Quick ratio
7.05
Debt / equity
0.16
ROE
99.2%
ROA
85.5%
Interest coverage
4596.48
Debt
€20k
Debt ≤ 1 year
€20k
Income taxes
€39k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€147k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€144k
Cash at bank and in hand54/58€143k
Deferred charges and accrued income490/1€769
Equity and liabilities
Total equity and liabilities10/49€147k
Equity10/15€127k
Contributions10/11€1k
Reserves13€126k
Non-distributable reserves130/1€100
Reserves not available under the articles1311€100
Distributable reserves133€126k
Amounts payable17/49€20k
Amounts payable within one year42/48€20k
Trade debts44€775
Suppliers440/4€775
Taxes, remuneration and social security45€16k
Taxes450/3€16k
Other amounts payable47/48€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€450
Other operating charges640/8€3k
Gross operating margin9900€168k
Operating profit (loss)9901€165k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€165k
Income taxes67/77€39k
Profit (loss) for the period9904€126k
Profit (loss) for the period to be appropriated9905€126k
Appropriation of the result
Profit (loss) to be appropriated9906€126k
Transfer to equity691/2€126k
To the legal reserve6920€100
To other reserves6921€126k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Speelstraat 389750 KruisemGround area
1,483 m²
Building footprint
172 m²
Volume, LiDAR
1,084 m³
Parcel 45057B0847/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAKO CONSULT
since 20242.361.906.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45057B0847/00L000 | Flanders | 1,483 m² | 1 · 172 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,895 EUR awarded · 1,895 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,895 EUR | 1,895 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,847 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
78300Employment activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Lara.lako@outlook.com