PROVIDIT
ActivePROVIDIT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €917k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+45
Solvency96▼-1
Growth85=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.37 in 2024), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
30.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
22 d late
2023
20 d early
2022
2 d late
2021
25 d late
2020
27 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€5.45M▲ 4.7%
2024 · €5.21M
2018: €1.27M
2019: €1.66M
2020: €1.93M
2021: €2.46M
2022: €3.23M
2023: €4.02M
2024: €5.21M
2018 → 2025
EBIT margin
22.0%▲ 16.0pp
2024 · 6.0%
2018: -2.4%
2019: 14.8%
2020: 25.2%
2021: 18.0%
2022: 20.5%
2023: 16.9%
2024: 6.0%
2018 → 2025
Net result
€917k▲ 322%
2024 · €217k
2018: €-34k
2019: €165k
2020: €366k
2021: €327k
2022: €485k
2023: €493k
2024: €217k
2018 → 2025
Working capital
€1.58M▲ 25.8%
2024 · €1.25M
2018: €81k
2019: €239k
2020: €520k
2021: €617k
2022: €1.06M
2023: €1.30M
2024: €1.25M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.46M-€3.23M▲ 31.4%€4.02M▲ 24.5%€5.21M▲ 29.4%€5.45M▲ 4.7%
Equity€552k-€1.04M▲ 87.8%€1.31M▲ 26.3%€1.23M▼ 6.3%€1.56M▲ 27.5%
Operating result€443k-€664k▲ 49.8%€680k▲ 2.4%€314k▼ 53.9%€1.20M▲ 283%
Net result€327k-€485k▲ 48.2%€493k▲ 1.7%€217k▼ 56.0%€917k▲ 322%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 283% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.03M
Fixed assets
€18k▼ 9.9%
Current assets
€3.02M▲ 39.1%
Equity and liabilities €3.03M
Equity
€1.56M▲ 27.5%
Provisions
€472
Debt
€1.47M▲ 52.9%
The debt ratio rises from 43.9% to 48.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€1.21M▲
2024 · €323k
Cash flow
€927k▲
2024 · €226k
Solvency
51.6%▼
2024 · 56.1%
Current ratio
2.09▼
2024 · 2.37
Quick ratio
1.90▼
2024 · 2.37
Debt / equity
0.94▲
2024 · 0.78
ROE
58.6%▲
2024 · 17.7%
ROA
30.2%▲
2024 · 9.9%
Interest coverage
48.25▲
2024 · 14.90
Debt
€1.47M▲
2024 · €960k
Debt ≤ 1 year
€1.44M▲
2024 · €915k
Income taxes
€282k▲
2024 · €82k
Staff costs
€1.10M▲
2024 · €861k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.19M€3.03M▲
Fixed assets21/28€19k€18k▼
Tangible fixed assets22/27€19k€16k▼
Plant, machinery and equipment23€19k€16k▼
Financial fixed assets28€750€1k▲
Current assets29/58€2.17M€3.02M▲
Stocks and contracts in progress3-€278k
Contracts in progress37-€278k
Amounts receivable within one year40/41€2.11M€2.71M▲
Trade receivables40€1.22M€1.19M▼
Other amounts receivable41€885k€1.52M▲
Cash at bank and in hand54/58€13k€13k▼
Deferred charges and accrued income490/1€46k€17k▼
Equity and liabilities
Total equity and liabilities10/49€2.19M€3.03M▲
Equity10/15€1.23M€1.56M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.16M€1.50M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€105k€211k▲
Distributable reserves133€1.05M€1.28M▲
Profit (loss) carried forward14€923€792▼
Provisions and deferred taxes16-€472
Provisions for liabilities and charges160/5-€472
Pensions and similar obligations160-€472
Amounts payable17/49€960k€1.47M▲
Amounts payable within one year42/48€915k€1.44M▲
Trade debts44€484k€516k▲
Suppliers440/4€484k€516k▲
Advances received on contracts in progress46€282k-
Taxes, remuneration and social security45€149k€319k▲
Taxes450/3€56k€188k▲
Remuneration and social security454/9€94k€131k▲
Other amounts payable47/48-€605k
Accrued charges and deferred income492/3€45k€28k▼
Income statement
Code20242025
Turnover70€5.21M€5.45M▲
Non-recurring operating income76A-€81
Goods, raw materials, services and sundry goods60/61€4.06M€4.18M▲
Remuneration, social security and pensions62€861k€1.10M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€696k€-33k▼
Other operating charges640/8€5k€5k▼
Non-recurring operating charges66A-€406
Gross operating margin9900€1.88M€2.29M▲
Operating profit (loss)9901€314k€1.20M▲
Financial income75/76B€7k€24k▲
Recurring financial income75€7k€24k▲
Financial charges65/66B€22k€25k▲
Recurring financial charges65€22k€25k▲
Profit (loss) for the period before taxes9903€299k€1.20M▲
Income taxes67/77€82k€282k▲
Profit (loss) for the period9904€217k€917k▲
Transfer to tax-exempt reserves689€42k€105k▲
Profit (loss) for the period to be appropriated9905€175k€812k▲
Appropriation of the result
Profit (loss) to be appropriated9906€176k€813k▲
Profit (loss) brought forward from the previous period14P€867€923▲
Transfer from equity791/2€300k-
Transfer to equity691/2€175k€232k▲
To other reserves6921€175k€232k▲
Profit to be distributed694/7€300k€580k▲
Return on contributions (dividend)694€300k€464k▲
Directors or managers695-€116k
Social balance
Average headcount (FTE)908713.414.7▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €917k ▲322%
Operating result €1.20M, net result €917k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
31-12
Financial
Equity above €1MEq €1.04M ▲87.8%
4 profitable years in a row build equity to €1.04M.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Equity above €500kEq €516k ▲106%
2 profitable years in a row build equity to €516k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €165k
Net result €165k after one loss-making year.
31-12
Financial
Equity above €200kEq €251k ▲191%
Equity rises from €86k to €251k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 33 B2550 KontichGround area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROVIDIT
since 20152.243.843.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 6,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-05-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.