Provide
ActiveSummary
Provide has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€448,846) and a net result of €23,878. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 9336 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9336 sector peers (2025).
NBB · sector comparisonPosition among 9336 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
26 d late
2023
61 d late
2022
184 d late
2021
131 d late
2020
149 d late
2019
132 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 98 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€448,846▲ 5.1%
2024 · -€472,724
Total assets
€144▲ 147%
2024 · €58
Net result
€23,878▲ 1,047%
2024 · €2,083
Working capital
-€445,490▲ 5.8%
2024 · -€472,724
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€108,292▲ 301%€11,096▼ 89.8%€27,160▲ 145%€6,949▼ 74.4%€28,702▲ 313%
Net result€106,026above the sector's middle half▲ 759%€7,891within the sector's middle half▼ 92.6%€22,622within the sector's middle half▲ 187%€2,083within the sector's middle half▼ 90.8%€23,878within the sector's middle half▲ 1,047%
Equity-€505,320below the sector's middle half▲ 17.3%-€497,429below the sector's middle half▲ 1.6%-€474,807below the sector's middle half▲ 4.5%-€472,724below the sector's middle half▲ 0.4%-€448,846below the sector's middle half▲ 5.1%
Total assets€54,227below the sector's middle half▲ 326%€45,091below the sector's middle half▼ 16.8%€64,254below the sector's middle half▲ 42.5%€58below the sector's middle half▼ 99.9%€144below the sector's middle half▲ 147%
Debt€559,547▼ 10.3%€542,520▼ 3.0%€539,061▼ 0.6%€472,782▼ 12.3%€448,990▼ 5.0%
Working capital-€505,320below the sector's middle half▲ 17.3%-€497,429below the sector's middle half▲ 1.6%-€474,807below the sector's middle half▲ 4.5%-€472,724below the sector's middle half▲ 0.4%-€445,490below the sector's middle half▲ 5.8%
Solvency-931.9%below the sector's middle half-738.9%below the sector's middle half
Current ratio0.10below the sector's middle half▲ 0.080.08below the sector's middle half▼ 0.010.12below the sector's middle half▲ 0.04
Return on assets (ROA)195.5%above the sector's middle half▲ 98.6pp17.5%above the sector's middle half▼ 178.0pp35.2%above the sector's middle half▲ 17.7pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 313% above 2024.
Key figures and ratios
Debt ≤ 1 year
€445,634▼
2024 · €472,782
Debt > 1 year
€3,357
Ratios withheld: a balance sheet total of €144 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €5,546 | - | - | - | - | - |
| Other operating charges640/8 | €468 | €232 | €668 | €141 | €1,555 | ▲ 1,007% |
| Gross operating margin9900 | €108,759 | €11,328 | €27,827 | €7,090 | €30,257 | ▲ 327% |
| Operating profit (loss)9901 | €108,292 | €11,096 | €27,160 | €6,949 | €28,702 | ▲ 313% |
| Financial charges65/66B | €2,266 | €3,205 | €4,537 | €4,867 | €4,824 | ▼ 0.9% |
| Recurring financial charges65 | €2,266 | €3,205 | €4,537 | €4,867 | €4,824 | ▼ 0.9% |
| Profit (loss) for the period before taxes9903 | €106,026 | €7,891 | €22,622 | €2,083 | €23,878 | ▲ 1,047% |
| Profit (loss) for the period9904 | €106,026 | €7,891 | €22,622 | €2,083 | €23,878 | ▲ 1,047% |
| Profit (loss) for the period to be appropriated9905 | €106,026 | €7,891 | €22,622 | €2,083 | €23,878 | ▲ 1,047% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €54,227 | €45,091 | €64,254 | €58 | €144 | ▲ 147% |
| Current assets29/58 | €54,227 | €45,091 | €64,254 | €58 | €144 | ▲ 147% |
| Amounts receivable within one year40/41 | €54,193 | €45,082 | €64,246 | €50 | €135 | ▲ 168% |
| Trade receivables40 | €54,193 | €44,475 | €64,196 | - | €135 | - |
| Other amounts receivable41 | - | €607 | €50 | €50 | - | - |
| Cash at bank and in hand54/58 | €34 | €9 | €8 | €8 | €9 | ▲ 10.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €54,227 | €45,091 | €64,254 | €58 | €144 | ▲ 147% |
| Equity10/15 | -€505,320 | -€497,429 | -€474,807 | -€472,724 | -€448,846 | ▲ 5.1% |
| Contributions10/11 | €65,000 | €65,000 | €65,000 | €65,000 | €65,000 | = |
| Capital10 | €65,000 | €65,000 | €65,000 | €65,000 | €65,000 | = |
| Issued capital100 | €65,000 | €65,000 | €65,000 | €65,000 | €65,000 | = |
| Reserves13 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Non-distributable reserves130/1 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Legal reserve130 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Profit (loss) carried forward14 | -€576,820 | -€568,929 | -€546,307 | -€544,224 | -€520,346 | ▲ 4.4% |
| Amounts payable17/49 | €559,547 | €542,520 | €539,061 | €472,782 | €448,990 | ▼ 5.0% |
| Amounts payable after more than one year17 | - | - | - | - | €3,357 | - |
| Financial debts170/4 | - | - | - | - | €3,357 | - |
| Amounts payable within one year42/48 | €559,547 | €542,520 | €539,061 | €472,782 | €445,634 | ▼ 5.7% |
| Financial debts43 | €34,350 | €48,519 | €41,537 | €49,950 | €49,780 | ▼ 0.3% |
| Credit institutions430/8 | €34,350 | €48,519 | €41,537 | €49,950 | €49,780 | ▼ 0.3% |
| Trade debts44 | €1,536 | €8,171 | €28,680 | €52,636 | €50,633 | ▼ 3.8% |
| Suppliers440/4 | €1,536 | €8,171 | €28,680 | €52,636 | €50,633 | ▼ 3.8% |
| Advances received on contracts in progress46 | - | - | - | - | €11,500 | - |
| Taxes, remuneration and social security45 | €6,342 | - | - | €1,810 | - | - |
| Taxes450/3 | €6,342 | - | - | €1,810 | - | - |
| Other amounts payable47/48 | €517,319 | €485,829 | €468,844 | €368,386 | €333,720 | ▼ 9.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €106,026 | €7,891 | €22,622 | €2,083 | €23,878 | ▲ 1,047% |
| Operating cash flow (approximation) | €106,026 | €7,891 | €22,622 | €2,083 | €23,878 | ▲ 1,047% |
| Change in cash | - | -€25 | -€1 | -€0 | €1 | ▲ 4,450% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €2,083 ▼90.8%
Net result drops to €2,083, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 184 days late
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 131 days late
2021
31-12
Financial
Highest result since 2018net €106,026 ▲759%
Operating result €108,292, net result €106,026, both a record.
27-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 149 days late
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 132 days late
2019
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 78 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 80 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1993
Ground area
938 m²
Building footprint
210 m²
Volume, LiDAR
2,221 m³
Parcel 44808H0108/00V000, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PROVIDE NV
since 19932.031.918.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0108/00V000 | Flanders | 938 m² | 1 · 210 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 287 EUR awarded · 287 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 78 EUR | 78 EUR |
| 2023 | 1 | 140 EUR | 209 EUR |
| 2022 | 1 | 69 EUR | 0 EUR |
Similar companies · same sector and region
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BEBOFI
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-03-1981
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
46180Agents specialised in the wholesale of other particular products
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0421356716
Also
9925:BE0421356716
Registered
11-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.