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SIF Construct

Active
Private limited companyfounded 2011active for 15 yearsKwadestraat 155, 8800 Roeselare, BelgiumKBO/BCE: BE 0836.268.771
Summary

SIF Construct has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320 and a net result of €11,075, of which €22,552 non-recurring income. Equity has been shrinking by about 43% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 55% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-05-2011 Normal situation
Registered office
129 active companies are registered at this address 15 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Real estate agency activities NACE 68310and 3 others
Establishment unit
2.199.695.427 9320 Aalst, since 13-05-2011
Financial year end
31 December
Peppol
Reachable since 14-04-2026

Board and ownership

Board
  • PetrixDirector · since 04-07-2025 · permanent representative Peter Temmerman
  • ALIMAXDirector · permanent representative SABBE Ivan Thomas Marie Christian Godfried
  • BILXMODirector · permanent representative BILLIET Christophe Jan Jozef
and 2 others
Shareholders
  • NOAL· score 9230-09-2025 annual accounts of NOAL

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€11,703
Turnover
≈ €50,000
estimated
Profit
€11,075
Equity
€320
Total assets
€911
▼ 98.7%
Filed on 09-07-2026, 22 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 1.54, cash €911, halvedFounded in 2011Figures for financial year 2025 (filed on 09-07-2026)Size: total assets €911Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 60+50
equity 35.2% of total assets
Liquidity 66+49
short-term debt 64.8% · cash 100.0%
Profitability 100+74
return on assets 1215.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 1.4%highest value 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.3%▼ -0.1 percentage points vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▼ -0.6 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.6%▼ -0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.6 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 53% of them on solvency, 77% on liquidity, 95% on profitability and 92% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.54, cash €911, halved
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 09-07-2026)
NBB · annual accounts
lowers risk · Size: total assets €911
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
31 days early
2023
5 days early
2022
31 days late
2021
31 days late
2020
31 days late
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • New directorslatest change 14-09-2026 · 5 in office 4 joined View

Recent changes

  1. · Gazette deed Company renamed from VIVA PROJECTS to SIF ConstructAppointments: ALIMAX bv, BILXMO bv and 2 others · Permanent representatives: SABBE Ivan Thomas Marie Christian Godfried, BILLIET Christophe Jan Jozef and 2 others
  2. · Gazette deed Registered office moved from Aalst to RoeselareResignations: NV KNAP Project (director) and NV JEAN ALAN INVEST (director) · Permanent representatives: Peter Temmerman and Hilde De Laet · Appointment: BV Petrix (director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SIF Construct: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1,430 and €3,940, founded between 2001 and 2019.

CompanyTotal assetsGross margin
SIF Construct Roeselare€911€11,703
Valorisation Immobilière et Expertises Sint-Agatha-Berchem€1,433€11,816
ECONHOMIC Boussu€1,542€14,116
IMMO DELUXE Oudergem€2,547€18,543
Level C Antwerpen€3,141€14,744
IMM-O Oostende€2,486€4,037
A & K PARTNERS Merchtem€3,939€13,484
Full comparison

Key facts about SIF Construct

What is the company number of SIF Construct?
The company number of SIF Construct is 0836.268.771. The VAT number is the same number with BE in front: BE 0836.268.771.
Where is SIF Construct based?
The registered office is at Kwadestraat 155, 8800 Roeselare.Company details
What does SIF Construct do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of SIF Construct?
The legal form of SIF Construct is Private limited company (BV).
When was SIF Construct founded?
SIF Construct was founded on 13-05-2011.
Is SIF Construct still active?
Yes, SIF Construct is an active enterprise in the KBO register.
What is the turnover of SIF Construct?
The turnover in financial year 2025 is ≈ €50,000. This figure is estimated from the gross margin of €11,703 and 37 comparable companies (NACE 68310). It probably lies between €17,000 and €86,000. It is a rough estimate.Financials
Is SIF Construct profitable?
In financial year 2025, SIF Construct made a profit of €11,075.
Where can I find the annual accounts of SIF Construct?
SIF Construct filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SIF Construct due?
SIF Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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