PROVIA

Active

Private limited companyfounded 2016active for 10 yearsBovenberg 118, 1150 Sint-Pieters-Woluwe, Belgium15 active companies are registered at this addressKBO/BCE: BE 0649.897.921

Summary

PROVIA has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.6m and a net result of -€1.1m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 692 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

PROVIAActiveChecked score 86/100

Risk analysis Report Compare

Activity

Residential care activities

NACE 87302

Largest company by total assets in Sint-Pieters-Woluwe, Health and social work sector1 site

Size

€739,714turnover 2025

Equity: €4.6m
Loss: -€1.1m

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Holdings: 12

Auditor: JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIES2025 accounts 31 days early4 of 15 deeds summarised

Why 86raises riskLiquidity: current ratio 4.08, cash €180,321Equity €4.6m (7.9% of total assets)lowers riskSize: turnover €739,714, total assets €58.9m, files consolidated accountsSector: Residential care activities (NACE 87)Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 20% of its sector peers (NACE 87, large)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 33-3

equity 7.9% of total assets

Liquidity 50=

short-term debt 1.7% · cash 0.3%

Profitability 33=

return on assets -1.8%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (95 companies, NACE 87, large)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value

Credit of up to €70,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.08, compared with 29.44 in 2024, above the usual 1.5; short-term debt: 1.7% and cash: 0.3% of total assets), but 92.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, large): better than 15% on solvency, 41% on liquidity, 15% on profitability and 11% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 4.08, cash €180,321

NBB · annual accounts

Size: turnover €739,714, total assets €58.9m, files consolidated accounts

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Residential care activities (NACE 87)

KBO

Equity €4.6m (7.9% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 692 sector peers (2025).

NBB · sector comparison

Position among 692 sector peers

Solvency

better than 17%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

31 days early

2024

34 days early

2023

8 days early

2022

6 days early

2021

31 days early

2020

3 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 19 days before the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-06-2026 Annual accounts filedfinancial year 2025 · full…
19-01-2026 Resignation: Christophe Bada (director)Power of attorney
02-01-2026 Resignation: Christophe Bada (director)Power of attorney

Key points

Caution: Among the weakest 5% on net resultsector median €23,409 · 691 companies -€1.1m View
Heads a groupcompanies controlled 12 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€1.1m View
Positive: Always filed on timeaccounts within the deadline every year 6 years View
A director leftlatest change 19-01-2026 · 0 in office 1 left View

By topic

Financials

Financial year: 2025
Turnover: €739,714
Loss: -€1.1m
Solvency: 7.9%

Turnover▼ 0.9%

Net result

20192025

Go to Financials

Board & ownership

Auditor: JOIRIS, ROUSSEAUX ET Co…

Go to Board & ownership

Network & group

Subsidiaries, all levels: 12

12 subsidiaries

Go to Network & group

Timeline

Events: 25
Since: 2017
Next accounts: by 31-07-2027

31-12-2025Weakest financial year
27-06-2025Annual accounts filed
28-01-2025Resignation: FYNTHUS (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Residential care activitiesNACE 87302
Founded: 14-03-2016
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about PROVIA

What is the company number of PROVIA?: 0649.897.921. In Belgium the VAT number is the company number with BE in front: BE 0649.897.921.
Where is PROVIA based?: The registered office is at Bovenberg 118, 1150 Sint-Pieters-Woluwe.Company details
What does PROVIA do?: According to the KBO register, the main activity is residential care activities (NACE 87302).
What is the legal form of PROVIA?: Private limited company (BV).
When was PROVIA founded?: On 14-03-2016.
Is PROVIA still active?: Yes, PROVIA is an active enterprise in the KBO register.
What is the turnover of PROVIA?: €739,714 in financial year 2025, according to the filed annual accounts.Financials
Is PROVIA profitable?: In financial year 2025, PROVIA made a loss of €1.1m.
Where can I find the annual accounts of PROVIA?: PROVIA filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PROVIA due?: By 31-07-2027, for financial year 2026.Timeline