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PROVIA

Active
Private limited companyfounded 201610 yrs activeBovenberg 118, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0649.897.921
Summary

PROVIA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.6m and a net result of -€1.1m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 688 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
PROVIAActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Residential care activities
NACE 87302
#1 company by total assets in Sint-Pieters-Woluwe, Health and social work sector1 site
Size
€739,714turnover 2025
Equity
€4.6m
Loss
-€1.1m
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Holdings
12
Accounts 31 d early0 of 15 deeds read
Why 86- Liquidity: current ratio 4.08, cash €180,321- Equity €4.6m (7.9% of total assets)+ Size: turnover €739,714, total assets €58.9m, files consolidated accounts+ Sector Residential care activities (NACE 87)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 21% of its sector peers (NACE 87, large)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 33-3
equity 7.9% of total assets
Liquidity 50=
short-term debt 1.7% · cash 0.3%
Profitability 33=
return on assets -1.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (94 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%▼ -4.2% vs 01-2025 03-2025: 0.2%▲ +6.4% vs 02-2025 04-2025: 0.2%▲ +1.8% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%▲ +6.3% vs 05-2025 07-2025: 0.3%▲ +11.9% vs 06-2025 08-2025: 0.2%▼ -23.2% vs 07-2025 09-2025: 0.2%▼ -1.5% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%▼ -4.0% vs 01-2026 03-2026: 0.2%▲ +7.3% vs 02-2026 04-2026: 0.2%▲ +1.5% vs 03-2026 05-2026: 0.2%▼ -0.5% vs 04-2026 06-2026: 0.2%▲ +7.2% vs 05-2026 07-2026: 0.2%▲ +0.5% vs 06-2026 08-2026: 0.3%▲ +46.2% vs 07-2026 09-2026: 0.4%▲ +35.3% vs 08-2026highest value 10-2026: 0.2%▼ -62.8% vs 09-2026lowest value
  • Liquidity: current ratio 4.08, cash €180,321 raises the probability
  • Size: turnover €739,714, total assets €58.9m, files consolidated accounts lowers the probability for this profile
  • Sector Residential care activities (NACE 87) lowers the probability
  • Equity €4.6m (7.9% of total assets) raises the probability
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 4.08 against 29.44 in 2024; short-term debt: 1.7% and cash: 0.3% of total assets), but 92.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 87, large). Better than this share of them on solvency 15%, liquidity 41%, profitability 15%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 4.08, cash €180,321
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: turnover €739,714, total assets €58.9m, files consolidated accounts
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Residential care activities (NACE 87)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Equity €4.6m (7.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 688 sector peers (2025).
NBB · sector comparison
Position among 688 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
31 d early
2024
34 d early
2023
8 d early
2022
6 d early
2021
31 d early
2020
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 27 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€1.1m
  3. Annual accounts filedfiscal year 2024 · unclassified…

Key points

  • Caution: Among the weakest 5% on net resultsector median €22,615 · 693 companies -€1.1m View
  • Heads a groupcompanies controlled 12 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€1.1m View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Turnover
€739,714
Loss
-€1.1m
Solvency
7.9%
Turnover▼ 0.9%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2019
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 27-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Residential care activitiesNACE 87302
Founded
14-03-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?PROVIA · 12 companies How does this company compare with its sector?Sector benchmark

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