Summary
PROVENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €205,385 and a net result of €24,910. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 49% of 9,737 sector peers (NACE 64, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
≈ €230,000turnover 2025, estimated
- Equity
- €205,385
- Profit
- €24,910
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 39 days early3 deeds in the Belgian Official Gazette
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
84 days early
2023
86 days early
2022
46 days early
2021
16 days early
2020
40 days early
2019
141 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 65 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2018 to 2025net €68,110 ▲16.8%
Financials · financial year 2025, micro format
Equity
€205,385▼ 23.1%
2024 · €267,122
Net result
€24,910▼ 63.4%
2024 · €68,110
Total assets
€414,877▼ 17.4%
2024 · €502,515
Solvency
49.5%▼ 3.7pp
2024 · 53.2%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€114,757
2025
Net result€24,910
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€414,877
2025
Equity€205,385
2025
Debt€209,492
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€89,243
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)6.0%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency49.5%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio2.09
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€60,425-€20,578▼ 65.9%€50,855▲ 147%€72,273▲ 42.1%€57,133▼ 20.9%€81,749▲ 43.1%€102,799▲ 25.8%€114,757▲ 11.6%
Net result€38,052-€9,799▼ 74.2%€33,192within the sector's middle half▲ 239%€46,857within the sector's middle half▲ 41.2%€37,235within the sector's middle half▼ 20.5%€58,326within the sector's middle half▲ 56.6%€68,110within the sector's middle half▲ 16.8%€24,910within the sector's middle half▼ 63.4%
Equity€86,430-€94,630▲ 9.5%€126,221within the sector's middle half▲ 33.4%€175,778within the sector's middle half▲ 39.3%€213,013within the sector's middle half▲ 21.2%€236,264within the sector's middle half▲ 10.9%€267,122within the sector's middle half▲ 13.1%€205,385within the sector's middle half▼ 23.1%
Total assets€222,783-€222,994▲ 0.1%€259,331within the sector's middle half▲ 16.3%€277,943within the sector's middle half▲ 7.2%€283,659within the sector's middle half▲ 2.1%€312,301within the sector's middle half▲ 10.1%€502,515within the sector's middle half▲ 60.9%€414,877within the sector's middle half▼ 17.4%
Debt€136,352-€128,364▼ 5.9%€133,110▲ 3.7%€102,165▼ 23.2%€70,646▼ 30.9%€76,037▲ 7.6%€235,393▲ 210%€209,492▼ 11.0%
Working capital€45,632-€97,308▲ 113%€109,507within the sector's middle half▲ 12.5%€141,089within the sector's middle half▲ 28.8%€168,659above the sector's middle half▲ 19.5%€147,111within the sector's middle half▼ 12.8%€172,704above the sector's middle half▲ 17.4%€89,243within the sector's middle half▼ 48.3%
Solvency38.8%-42.4%▲ 3.6pp48.7%within the sector's middle half▲ 6.2pp63.2%within the sector's middle half▲ 14.6pp75.1%within the sector's middle half▲ 11.9pp75.7%within the sector's middle half▲ 0.6pp53.2%within the sector's middle half▼ 22.5pp49.5%within the sector's middle half▼ 3.7pp
Current ratio1.64-3.22▲ 1.582.54within the sector's middle half▼ 0.683.23within the sector's middle half▲ 0.694.35above the sector's middle half▲ 1.123.01within the sector's middle half▼ 1.342.05within the sector's middle half▼ 0.972.09within the sector's middle half▲ 0.04
Return on assets (ROA)17.1%-4.4%▼ 12.7pp12.8%within the sector's middle half▲ 8.4pp16.9%within the sector's middle half▲ 4.1pp13.1%within the sector's middle half▼ 3.7pp18.7%within the sector's middle half▲ 5.5pp13.6%within the sector's middle half▼ 5.1pp6.0%within the sector's middle half▼ 7.5pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €414,877
Fixed assets
€243,661 ▲ 47.9%
Current assets
€171,216 ▼ 49.3%
Equity and liabilities €414,877
Equity
€205,385 ▼ 23.1%
Debt
€209,492 ▼ 11.0%
Debt's share of the balance-sheet total rises from 46.8% to 50.5%. Equity and debt are lower.
Key figures and ratios
ROE
12.1%▼
2024 · 25.5%
Debt ≤ 1 year
€81,973▼
2024 · €165,041
Debt > 1 year
€127,520▲
2024 · €70,352
Income taxes
€22,037▼
2024 · €32,672
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,998 | €27,454 | €11,022 | €12,167 | €12,618 | €10,519 | €11,837 | €26,039 | ▲ 120% |
| Other operating charges640/8 | - | - | - | €2,115 | €2,121 | €2,252 | €2,201 | €4,936 | ▲ 124% |
| Gross operating margin9900 | €89,918 | €49,912 | €74,042 | €86,555 | €71,873 | €94,520 | €116,837 | €145,732 | ▲ 24.7% |
| Operating profit (loss)9901 | €60,425 | €20,578 | €50,855 | €72,273 | €57,133 | €81,749 | €102,799 | €114,757 | ▲ 11.6% |
| Financial income75/76B | - | - | - | €25 | €2,215 | €6,190 | €423 | €1,391 | ▲ 228% |
| Recurring financial income75 | €9 | €0 | €0 | €25 | €2,215 | €6,190 | €423 | €1,391 | ▲ 228% |
| Financial charges65/66B | - | - | - | €2,720 | €2,328 | €4,050 | €2,440 | €69,200 | ▲ 28× |
| Recurring financial charges65 | €2,174 | €1,680 | €2,441 | €2,720 | €2,328 | €4,050 | €2,440 | €69,200 | ▲ 28× |
| Profit (loss) for the period before taxes9903 | €58,260 | €18,898 | €48,414 | €69,578 | €57,020 | €83,889 | €100,782 | €46,947 | ▼ 53.4% |
| Income taxes67/77 | €20,208 | €9,099 | €15,222 | €22,722 | €19,785 | €25,564 | €32,672 | €22,037 | ▼ 32.6% |
| Profit (loss) for the period9904 | €38,052 | €9,799 | €33,192 | €46,857 | €37,235 | €58,326 | €68,110 | €24,910 | ▼ 63.4% |
| Profit (loss) for the period to be appropriated9905 | €38,052 | €9,799 | €33,192 | €46,857 | €37,235 | €58,326 | €68,110 | €24,910 | ▼ 63.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €222,783 | €222,994 | €259,331 | €277,943 | €283,659 | €312,301 | €502,515 | €414,877 | ▼ 17.4% |
| Fixed assets21/28 | €105,978 | €81,845 | €78,740 | €73,702 | €64,662 | €92,072 | €164,770 | €243,661 | ▲ 47.9% |
| Tangible fixed assets22/27 | €97,478 | €73,345 | €70,240 | €65,202 | €56,162 | €89,822 | €81,520 | €169,411 | ▲ 108% |
| Land and buildings22 | - | - | - | €50,323 | €45,946 | €72,961 | €65,221 | €57,480 | ▼ 11.9% |
| Plant, machinery and equipment23 | - | - | - | €1,495 | €3,596 | €5,677 | €7,155 | €7,246 | ▲ 1.3% |
| Furniture and vehicles24 | - | - | - | €400 | - | €3,476 | €2,766 | €4,522 | ▲ 63.4% |
| Leasing and similar rights25 | - | - | - | - | - | - | - | €94,702 | - |
| Other tangible fixed assets26 | - | - | - | €12,985 | €6,620 | €7,709 | €6,377 | €5,461 | ▼ 14.4% |
| Financial fixed assets28 | €8,500 | €8,500 | €8,500 | €8,500 | €8,500 | €2,250 | €83,250 | €74,250 | ▼ 10.8% |
| Current assets29/58 | €116,804 | €141,149 | €180,592 | €204,241 | €218,997 | €220,229 | €337,745 | €171,216 | ▼ 49.3% |
| Amounts receivable after more than one year29 | - | - | - | - | €87,505 | €0 | - | - | - |
| Other amounts receivable291 | - | - | - | - | €87,505 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €25,769 | €42,819 | €57,235 | €108,807 | €87,382 | €72,044 | €64,988 | €28,425 | ▼ 56.3% |
| Trade receivables40 | - | - | - | €21,271 | €41,878 | €72,012 | €30,840 | €21,928 | ▼ 28.9% |
| Other amounts receivable41 | - | - | - | €87,536 | €45,504 | €32 | €34,147 | €6,497 | ▼ 81.0% |
| Cash at bank and in hand54/58 | €90,314 | €95,315 | €118,758 | €93,036 | €24,227 | €125,206 | €250,280 | €117,909 | ▼ 52.9% |
| Deferred charges and accrued income490/1 | - | - | - | €2,397 | €19,883 | €22,979 | €22,477 | €24,882 | ▲ 10.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €222,783 | €222,994 | €259,331 | €277,943 | €283,659 | €312,301 | €502,515 | €414,877 | ▼ 17.4% |
| Equity10/15 | €86,430 | €94,630 | €126,221 | €175,778 | €213,013 | €236,264 | €267,122 | €205,385 | ▼ 23.1% |
| Contributions10/11 | €15,900 | €15,900 | - | €18,600 | €18,600 | €500 | €500 | €500 | = |
| Reserves13 | €70,530 | €78,730 | €110,321 | €157,178 | €194,413 | €235,764 | €266,622 | €204,885 | ▼ 23.2% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | - | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | €16,303 | €16,303 | €16,303 | €16,303 | €16,303 | = |
| Distributable reserves133 | - | - | - | €139,015 | €178,110 | €219,461 | €250,319 | €188,582 | ▼ 24.7% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €136,352 | €128,364 | €133,110 | €102,165 | €70,646 | €76,037 | €235,393 | €209,492 | ▼ 11.0% |
| Amounts payable after more than one year17 | €65,180 | €84,524 | €62,026 | €39,013 | €20,307 | €2,919 | €70,352 | €127,520 | ▲ 81.3% |
| Financial debts170/4 | - | - | - | €39,013 | €20,307 | €2,919 | €70,352 | €127,520 | ▲ 81.3% |
| Amounts payable within one year42/48 | €71,172 | €43,840 | €71,084 | €63,152 | €50,339 | €73,118 | €165,041 | €81,973 | ▼ 50.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €23,012 | €18,706 | €17,388 | €19,808 | €38,338 | ▲ 93.5% |
| Trade debts44 | €5,851 | €2,274 | €15,176 | €2,717 | €2,831 | €4,604 | €2,587 | €3,209 | ▲ 24.0% |
| Suppliers440/4 | - | - | - | €2,717 | €2,831 | €4,604 | €2,587 | €3,209 | ▲ 24.0% |
| Taxes, remuneration and social security45 | - | - | - | €37,423 | €28,801 | €34,599 | €142,646 | €40,426 | ▼ 71.7% |
| Taxes450/3 | - | - | - | €37,423 | €28,801 | €34,599 | €142,646 | €40,426 | ▼ 71.7% |
| Other amounts payable47/48 | - | - | - | - | - | €16,527 | €0 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,052 | €9,799 | €33,192 | €46,857 | €37,235 | €58,326 | €68,110 | €24,910 | ▼ 63.4% |
| + Depreciation and write-downs630 | €26,998 | €27,454 | €11,022 | €12,167 | €12,618 | €10,519 | €11,837 | €26,039 | ▲ 120% |
| Operating cash flow (approximation) | €65,050 | €37,253 | €44,214 | €59,024 | €49,854 | €68,845 | €79,947 | €50,949 | ▼ 36.3% |
| Investment in fixed assets (approximation) | - | -€3,321 | -€7,916 | -€7,130 | -€3,578 | -€37,930 | -€84,534 | -€104,931 | ▼ 24.1% |
| Change in cash | - | €5,001 | €23,443 | -€25,721 | -€68,809 | €100,979 | €125,074 | -€132,371 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-06-2026 | 2026-00183324 |
| 31-12-2024 | micro format | 08-05-2025 | 2025-00091743 |
| 31-12-2023 | micro format | 06-05-2024 | 2024-00082882 |
| 31-12-2022 | micro format | 15-06-2023 | 2023-00128797 |
| 31-12-2021 | micro format | 15-07-2022 | 2022-20189787 |
| 31-12-2020 | micro format | 21-06-2021 | 2021-22000400 |
| 31-12-2019 | micro format | 12-03-2020 | 2020-06500399 |
| 31-12-2018 | micro format | 20-06-2019 | 2019-20700347 |
| 31-12-2017 | micro format | 30-05-2018 | 2018-14800185 |
| 31-12-2016 | micro format | 24-05-2017 | 2017-13300076 |
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Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,124. 13,748 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
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Board mandates elsewhere
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History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
22-06
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
08-05
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial
Highest result from 2018 to 2025net €68,110 ▲16.8%
Net result €68,110, the highest in the series.
06-05
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
15-06
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial
Equity above €200,000equity €213,013 ▲21.2%
A profit in every financial year since 2018 builds equity to €213,013.
11-08
Gazette deed
General meeting · Board meeting
Director reappointment · Permanent representative
15-07
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial
Equity above €150,000equity €175,778 ▲39.3%
A profit in every financial year since 2018 builds equity to €175,778.
21-06
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
31-12
Financial
Equity above €100,000equity €126,221 ▲33.4%
A profit in every financial year since 2018 builds equity to €126,221.
12-03
NBB filing
Annual accounts filed
financial year 2019 · micro format
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €9,799 ▼74.2%
Net result drops to €9,799, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
30-05
NBB filing
Annual accounts filed
financial year 2017 · micro format
2017
24-05
NBB filing
Annual accounts filed
financial year 2016 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 13 annual accounts filed, the latest 10 are here; all 13 are under Financials.
0 of 3 deeds read
About the unread acts
We know of 3 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded07-06-2012
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
41001General construction of residential buildings
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0846403687
Also
9925:BE0846403687
Registered
27-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0846.403.687
Recognitions · licences · registrations
Legal Entity Identifier
875500Q3DVOXYAPJYJ24
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2012
Ground area
1,548 m²
Building footprint
122 m²
Building volume
1,050 m³
Parcel 34392C0022/00W002, Flanders · tallest building 12.1 m. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 37, 8540 Deerlijk
since 2012unit no. 2.210.410.660
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34392C0022/00W002 | Flanders | 1,548 m² | 1 · 122 m² | 12.1 m · 3 |
How the parcels are linked
Good to know
The parcel matches the address exactly.