Skadi Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €205k and a net result of €11k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 85% of 7980 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
13 d early
2023
12 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€205k▲ 5.5%
2024 · €195k
2022: €94k
2023: €140k
2024: €195k
2022 → 2025
Net result
€11k▼ 81.5%
2024 · €58k
2022: €87k
2023: €50k
2024: €58k
2022 → 2025
Total assets
€236k▼ 3.1%
2024 · €244k
2022: €141k
2023: €198k
2024: €244k
2022 → 2025
Solvency
86.9%▲ 7.1pp
2024 · 79.9%
2022: 66.4%
2023: 70.8%
2024: 79.9%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€94k-€140k▲ 49.5%€195k▲ 38.9%€205k▲ 5.5%
Operating result€110k-€63k▼ 42.6%€73k▲ 15.2%€14k▼ 80.9%
Net result€87k-€50k▼ 42.8%€58k▲ 16.3%€11k▼ 81.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€148k▲ 5,096%
Current assets
€88k▼ 63.6%
Equity and liabilities €236k
Equity
€205k▲ 5.5%
Debt
€31k▼ 37.1%
The debt ratio falls from 20.1% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
86.9%▲
2024 · 79.9%
ROE
5.2%▼
2024 · 29.7%
ROA
4.5%▼
2024 · 23.7%
Debt
€31k▼
2024 · €49k
Debt ≤ 1 year
€31k▼
2024 · €49k
Income taxes
€3k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€236k▼
Fixed assets21/28€3k€148k▲
Tangible fixed assets22/27€2k€147k▲
Land and buildings22-€145k
Plant, machinery and equipment23€2k€3k▲
Financial fixed assets28€1k€1k=
Current assets29/58€241k€88k▼
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€13k€0▼
Other amounts receivable41€5€14k▲
Cash at bank and in hand54/58€223k€74k▼
Deferred charges and accrued income490/1€4k€0▼
Equity and liabilities
Total equity and liabilities10/49€244k€236k▼
Equity10/15€195k€205k▲
Contributions10/11€10k€10k=
Reserves13€180k€190k▲
Distributable reserves133€180k€190k▲
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€49k€31k▼
Amounts payable within one year42/48€49k€31k▼
Trade debts44€472€585▲
Suppliers440/4€472€585▲
Taxes, remuneration and social security45€42k€15k▼
Taxes450/3€39k€15k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€7k€16k▲
Accrued charges and deferred income492/3€301€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€193€15k▲
Other operating charges640/8€778€2k▲
Gross operating margin9900€74k€31k▼
Operating profit (loss)9901€73k€14k▼
Financial income75/76B€296€141▼
Recurring financial income75€296€141▼
Financial charges65/66B€559€445▼
Recurring financial charges65€559€445▼
Profit (loss) for the period before taxes9903€73k€14k▼
Income taxes67/77€15k€3k▼
Profit (loss) for the period9904€58k€11k▼
Profit (loss) for the period to be appropriated9905€58k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€15k▼
Profit (loss) brought forward from the previous period14P€162€5k▲
Transfer to equity691/2€50k€10k▼
To other reserves6921€50k€10k▼
Profit to be distributed694/7€3k€0▼
Return on contributions (dividend)694€3k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €11k ▼81.5%
Net result drops to €11k, the lowest in the series.
31-12
Financial
Equity above €200kEq €205k ▲5.5%
4 profitable years in a row build equity to €205k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €195k ▲38.9%
3 profitable years in a row build equity to €195k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €140k ▲49.5%
2 profitable years in a row build equity to €140k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pauwstraat(MEL) 979120 Beveren-Kruibeke-ZwijndrechtGround area
1,654 m²
Building footprint
101 m²
Volume, LiDAR
756 m³
Parcel 46016D0380/00S002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Skadi Consulting
since 20212.319.135.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D0380/00S002 | Flanders | 1,654 m² | 1 · 101 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEVAX
BE 0737.582.060
Sint-Martens-Latem · Eq €205k
BAGAZA
BE 0795.142.652
Celles (lez-Tournai) · Eq €205k
Systebo
BE 0860.241.728
Diksmuide · Eq €205k
ADEBO PROJECTS
BE 0735.364.027
Veurne · Eq €205k
HEYLENS CONSULTING
BE 0758.630.862
Ronse · Eq €206k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.