Protoku
ActiveSummary
Protoku has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,929 and a net result of €23,357. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency85▲+11
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.34 against 1.77 in 2024; short-term debt: 40.1% and cash: 58% of total assets), and 40.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.9%
Return on assets
35.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
20 d late
2024
1 d early
2023
26 d late
2022
41 d early
2021
26 d late
2020
5 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€38,929▲ 150%
2024 · €15,572
Total assets
€65,042▲ 106%
2024 · €31,637
Net result
€23,357
2024 · -€68,462
Working capital
€34,921▲ 183%
2024 · €12,361
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€722▼ 96.0%€20,619▲ 2,755%€35,635▲ 72.8%-€67,778€24,167
Net result-€712below the sector's middle half€13,624within the sector's middle half€24,761within the sector's middle half▲ 81.7%-€68,462below the sector's middle half€23,357within the sector's middle half
Equity€45,650within the sector's middle half▼ 1.5%€59,273within the sector's middle half▲ 29.8%€84,034within the sector's middle half▲ 41.8%€15,572below the sector's middle half▼ 81.5%€38,929within the sector's middle half▲ 150%
Total assets€70,524within the sector's middle half▲ 9.8%€79,608within the sector's middle half▲ 12.9%€112,632within the sector's middle half▲ 41.5%€31,637below the sector's middle half▼ 71.9%€65,042below the sector's middle half▲ 106%
Debt€24,875▲ 39.0%€20,335▼ 18.3%€28,598▲ 40.6%€16,065▼ 43.8%€26,113▲ 62.5%
Working capital€43,736▼ 2.0%€55,289▲ 26.4%€79,488▲ 43.8%€12,361▼ 84.4%€34,921▲ 183%
Solvency64.7%within the sector's middle half▼ 7.4pp74.5%within the sector's middle half▲ 9.7pp74.6%within the sector's middle half▲ 0.2pp49.2%within the sector's middle half▼ 25.4pp59.9%within the sector's middle half▲ 10.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24,167 after a loss of €67,778 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,042
Fixed assets
€4,008 ▲ 24.8%
Current assets
€61,034 ▲ 115%
Equity and liabilities €65,042
Equity
€38,929 ▲ 150%
Debt
€26,113 ▲ 62.5%
Debt's share of the balance-sheet total falls from 50.8% to 40.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25,409▲
2024 · -€66,442
Cash flow
€24,599▲
2024 · -€67,127
Current ratio
2.34▲
2024 · 1.77
Debt to equity
0.67▼
2024 · 1.03
ROE
60.0%▲
2024 · -439.6%
ROA
35.9%▲
2024 · -216.4%
Interest coverage
66.73▲
2024 · -396.36
Debt ≤ 1 year
€26,113▲
2024 · €16,065
Income taxes
€469▼
2024 · €518
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €840 | €1,147 | €1,344 | €1,335 | €1,243 | ▼ 6.9% |
| Other operating charges640/8 | €3,254 | €1,656 | €62 | €834 | €462 | ▼ 44.6% |
| Gross operating margin9900 | €4,816 | €23,422 | €37,041 | -€65,609 | €25,871 | ▲ 139% |
| Operating profit (loss)9901 | €722 | €20,619 | €35,635 | -€67,778 | €24,167 | ▲ 136% |
| Financial income75/76B | - | - | - | €1 | €40 | ▲ 4,644% |
| Recurring financial income75 | - | - | - | €1 | €40 | ▲ 4,644% |
| Financial charges65/66B | €187 | €223 | €108 | €168 | €381 | ▲ 127% |
| Recurring financial charges65 | €187 | €223 | €108 | €168 | €381 | ▲ 127% |
| Profit (loss) for the period before taxes9903 | €535 | €20,396 | €35,527 | -€67,944 | €23,826 | ▲ 135% |
| Income taxes67/77 | €1,248 | €6,772 | €10,766 | €518 | €469 | ▼ 9.3% |
| Profit (loss) for the period9904 | -€712 | €13,624 | €24,761 | -€68,462 | €23,357 | ▲ 134% |
| Profit (loss) for the period to be appropriated9905 | -€712 | €13,624 | €24,761 | -€68,462 | €23,357 | ▲ 134% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €70,524 | €79,608 | €112,632 | €31,637 | €65,042 | ▲ 106% |
| Fixed assets21/28 | €1,914 | €3,985 | €4,546 | €3,211 | €4,008 | ▲ 24.8% |
| Tangible fixed assets22/27 | €1,914 | €3,985 | €4,546 | €3,211 | €4,008 | ▲ 24.8% |
| Plant, machinery and equipment23 | €0 | - | €4,546 | €3,211 | €4,008 | ▲ 24.8% |
| Furniture and vehicles24 | €1,914 | €3,985 | - | - | - | - |
| Current assets29/58 | €68,611 | €75,623 | €108,086 | €28,426 | €61,034 | ▲ 115% |
| Amounts receivable within one year40/41 | €26,379 | €25,778 | €11,182 | €7,350 | €16,139 | ▲ 120% |
| Trade receivables40 | €22,627 | €21,496 | €10,323 | - | €10,588 | - |
| Other amounts receivable41 | €3,752 | €4,282 | €859 | €7,350 | €5,552 | ▼ 24.5% |
| Cash at bank and in hand54/58 | €41,220 | €48,500 | €95,118 | €19,342 | €37,739 | ▲ 95.1% |
| Deferred charges and accrued income490/1 | €1,012 | €1,346 | €1,787 | €1,734 | €7,155 | ▲ 313% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €70,524 | €79,608 | €112,632 | €31,637 | €65,042 | ▲ 106% |
| Equity10/15 | €45,650 | €59,273 | €84,034 | €15,572 | €38,929 | ▲ 150% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €33,250 | €46,873 | €71,634 | €71,634 | €71,634 | = |
| Distributable reserves133 | €33,250 | €46,873 | €71,634 | €71,634 | €71,634 | = |
| Profit (loss) carried forward14 | - | €0 | - | -€68,462 | -€45,105 | ▲ 34.1% |
| Amounts payable17/49 | €24,875 | €20,335 | €28,598 | €16,065 | €26,113 | ▲ 62.5% |
| Amounts payable within one year42/48 | €24,875 | €20,335 | €28,598 | €16,065 | €26,113 | ▲ 62.5% |
| Financial debts43 | €717 | €711 | - | - | - | - |
| Credit institutions430/8 | €717 | - | - | - | - | - |
| Other loans439 | - | €711 | - | - | - | - |
| Trade debts44 | €361 | €2,047 | €2,433 | €2,640 | €7,302 | ▲ 177% |
| Suppliers440/4 | €361 | €2,047 | €2,433 | €2,640 | €7,302 | ▲ 177% |
| Taxes, remuneration and social security45 | €17,051 | €10,230 | €17,401 | €6,400 | €9,287 | ▲ 45.1% |
| Taxes450/3 | €17,051 | €10,230 | €17,401 | €3,900 | €9,287 | ▲ 138% |
| Remuneration and social security454/9 | - | - | - | €2,500 | - | - |
| Other amounts payable47/48 | €6,746 | €7,347 | €8,764 | €7,024 | €9,524 | ▲ 35.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€712 | €13,624 | €24,761 | -€68,462 | €23,357 | ▲ 134% |
| + Depreciation and write-downs630 | €840 | €1,147 | €1,344 | €1,335 | €1,243 | ▼ 6.9% |
| Operating cash flow (approximation) | €128 | €14,770 | €26,105 | -€67,127 | €24,599 | ▲ 137% |
| Investment in fixed assets (approximation) | - | -€3,218 | -€1,905 | €0 | -€2,040 | - |
| Change in cash | - | €7,280 | €46,618 | -€75,775 | €18,397 | ▲ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €23,357
Net result €23,357 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€68,462
Net result drops to -€68,462, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €13,624
Net result €13,624 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €26,721 ▲89.8%
Net result €26,721, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2017
Ground area
213 m²
Building footprint
79 m²
Volume, LiDAR
653 m³
Parcel 71324E0135/00S003, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Protoku
since 20172.271.795.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0135/00S003 | Flanders | 213 m² | 1 · 79 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,644 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
74201Photography, excluding press photography
E-invoicing
Reachable via Peppol
Peppol ID
0208:0686633603
Also
9925:BE0686633603
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.