Ajaya Essentials
ActiveAjaya Essentials has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €4k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
90
/ 100
Excellent▼ -10 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▼-35
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.91 against 3.56 in 2023), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.1%
Return on assets
9.9%
Age of the figures
20 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
36 d early
2022
39 d early
2021
61 d early
2020
65 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€33k▼ 13.4%
2023 · €38k
2018: €18k
2019: €33k
2020: €33k
2021: €36k
2022: €36k
2023: €38k
2018 → 2024
Total assets
€44k▼ 15.7%
2023 · €52k
2018: €30k
2019: €44k
2020: €54k
2021: €55k
2022: €40k
2023: €52k
2018 → 2024
Net result
€4k▼ 62.7%
2023 · €12k
2018: €5k
2019: €15k
2020: €8k
2021: €11k
2022: €-63
2023: €12k
2018 → 2024
Working capital
€30k▼ 11.4%
2023 · €34k
2018: €16k
2019: €32k
2020: €34k
2021: €34k
2022: €34k
2023: €34k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€36k▲ 7.9%€36k▼ 0.2%€38k▲ 7.7%€33k▼ 13.4%
Operating result€8k-€13k▲ 63.8%€379▼ 97.1%€16k▲ 4,043%€6k▼ 64.8%
Net result€8k-€11k▲ 28.3%€-63€12k€4k▼ 62.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 65% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44k
Fixed assets
€3k▼ 30.5%
Current assets
€41k▼ 14.4%
Equity and liabilities €44k
Equity
€33k▼ 13.4%
Debt
€10k▼ 22.2%
The debt ratio falls from 25.9% to 23.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€7k▼
2023 · €17k
Cash flow
€6k▼
2023 · €13k
Solvency
76.1%▲
2023 · 74.1%
Current ratio
3.91▲
2023 · 3.56
Quick ratio
3.91▲
2023 · 3.56
Debt / equity
0.31▼
2023 · 0.35
ROE
13.0%▼
2023 · 30.1%
ROA
9.9%▼
2023 · 22.3%
Interest coverage
48.00▲
2023 · 15.51
Debt
€10k▼
2023 · €13k
Debt ≤ 1 year
€10k▼
2023 · €13k
Income taxes
€2k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€52k€44k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€420-
Current assets29/58€48k€41k▼
Amounts receivable after more than one year29€20k€20k=
Other amounts receivable291€20k€20k=
Amounts receivable within one year40/41€12k€17k▲
Trade receivables40€10k€12k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€14k€3k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€52k€44k▼
Equity10/15€38k€33k▼
Contributions10/11€19k€19k=
Reserves13€13k€3k▼
Distributable reserves133€13k€3k▼
Profit (loss) carried forward14€7k€12k▲
Amounts payable17/49€13k€10k▼
Amounts payable within one year42/48€13k€10k▼
Trade debts44-€156
Suppliers440/4-€156
Taxes, remuneration and social security45€2k€374▼
Taxes450/3€2k€374▼
Other amounts payable47/48€11k€10k▼
Accrued charges and deferred income492/3€3-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€772€657▼
Gross operating margin9900€18k€7k▼
Operating profit (loss)9901€16k€6k▼
Financial income75/76B€519€537▲
Recurring financial income75€519€537▲
Financial charges65/66B€1k€141▼
Recurring financial charges65€1k€141▼
Profit (loss) for the period before taxes9903€15k€6k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€12k▼
Profit (loss) brought forward from the previous period14P€5k€7k▲
Transfer from equity791/2-€9k
Profit to be distributed694/7€9k€9k▲
Return on contributions (dividend)694€9k€9k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-63 ▼101%
Net result drops to €-63, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 8.54
Current ratio from 2.80 to 8.54; short-term debt falls from €19k to €5k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €15k ▲178%
Operating result €21k, net result €15k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eksterlaar 562100 AntwerpenGround area
219 m²
Building footprint
82 m²
Volume, LiDAR
634 m³
Parcel 11346B0602/00H007, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gepetto IT & Zonen
since 20172.267.930.967
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0602/00H007 | Flanders | 219 m² | 1 · 82 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Web Industry
BE 0823.105.574
Lochristi · Eq €33k
SAANVI CONSULTING SERVICES
BE 0761.542.941
Grez-Doiceau · Eq €33k
BENETIS
BE 0866.046.979
Ukkel · Eq €33k
WEDEKA
BE 0723.518.842
Boom · Eq €33k
MANINI SOLUTIONS
BE 0730.918.556
Braine-le-Comte · Eq €33k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2017
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.