Checked.be
Active
BE 0408.700.986Non-profit association
PROTESTANTS SOCIAAL CENTRUM ANTWERPEN
Oudesteenweg 13 ·2060 Antwerpen, Belgium· 56 yrs active
Conclusion
PROTESTANTS SOCIAAL CENTRUM ANTWERPEN has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €-2k. The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €12k |
| Net result | €-2k |
| Active | 56 yrs |
| Board | 2 |
Financial profile
47
/ 100
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Health
36
Profitability
33
Solvency
7
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1969, 56 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
36
/ 100
Weak
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
5
2023
36
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.08 (< 1.0)
-10
Quick ratio
Quick ratio 0.08 (< 0.6)
-5
Leverage
Debt/equity 7.98 (> 3.0)
-10
Profitability
Negatieve ROE -14%
-10
EBITDA margin
EBITDA-marge 9590% (≥ 10%)
+8
Interest coverage
Interest coverage 34.1× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 23-05-2025 with the NBB · fiscal year 2024 · abbreviated schema
€99
-
23-24
€9k
-
23-24
€-2k
+96.7%
23-24
€9k
-
23-24
€105k
-6.8%
23-24
€12k
-33.0%
23-24
€-85k
+5.7%
23-24
€93k
-2.0%
23-24
€93k
-2.0%
23-24
0.08
+78.6%
23-24
0.08
+78.6%
23-24
11.1%
-28.1%
23-24
7.98
+46.3%
23-24
-14.2%
+95.0%
23-24
-1.6%
+96.4%
23-24
-1668.9%
-
23-24
9590.2%
-
23-24
34.11
-
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 |
|---|---|---|
| Deposit | abbreviated schema | abbreviated schema |
| Revenue | €99 | - |
| EBITDA | €9k | €-38k |
| Net profit | €-2k | €-50k |
| Cash flow | €9k | €-39k |
| Staff costs | - | - |
| Income taxes | - | - |
| Dividends | - | - |
| Total assets | €105k | €112k |
| Equity | €12k | €17k |
| Debt | €93k | €95k |
| of which ≤ 1y | €93k | €95k |
| of which > 1y | - | - |
| Working capital | €-85k | €-90k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2024 | 2023 | |
|---|---|---|
| Current ratio | 0.08 | 0.05 |
| Quick ratio | 0.08 | 0.05 |
| Working capital ratio | -81.5% | -80.6% |
| Solvency | 11.1% | 15.5% |
| Debt / equity | 7.98 | 5.45 |
| Long-term debt ratio | - | - |
| Interest coverage | 34.11 | -56.70 |
| Gross margin | -60150.1% | - |
| Net margin | -1668.9% | - |
| ROA | -1.6% | -44.4% |
| ROE | -14.2% | -286.6% |
| EBITDA margin | 9590.2% | - |
| Days sales outstanding | - | - |
| Days payable outstanding | 4d | 25d |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €105k | €112k |
| Fixed assets | 21/28 | €97k | €108k |
| Tangible fixed assets | 22/27 | €96k | €107k |
| Financial fixed assets | 28 | €500 | €500 |
| Current assets | 29/58 | €8k | €4k |
| Cash & bank | 54/58 | €8k | €4k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €105k | €112k |
| Equity | 10/15 | €12k | €17k |
| Contributions / capital | 10/11 | €5k | €5k |
| Accumulated profits (losses) | 14 | €-28k | €-26k |
| Amounts payable | 17/49 | €93k | €95k |
| Amounts payable within one year | 42/48 | €93k | €95k |
| Trade debts payable within one year | 44 | €605 | €4k |
| Income statement | |||
| Turnover | 70 | €99 | - |
| Gross operating margin | 9900 | €39k | €-9k |
| Operating result | 9901 | €-1k | €-49k |
| Financial income | 75 | €0 | €0 |
| Financial charges | 65 | €278 | €675 |
| Result before taxes | 9903 | €-2k | €-50k |
| Net result for the period | 9904 | €-2k | €-50k |
| Result to be appropriated | 9905 | €-2k | €-50k |
Directors & mandates
Current directors & mandates
-
Elke De WinterDirectorState Gazette act 26111319 (02-09-2026)Current02-09-2026 → present
-
Jeroen Van HoutteDirectorState Gazette act 26111319 (02-09-2026)Current02-09-2026 → present
Former directors (3)
-
Gersom BrussaardDirectorState Gazette act 26111319 (02-09-2026)Former- → 02-09-2026
-
Hubert RougesDirectorState Gazette act 26111319 (02-09-2026)Former- → 02-09-2026
-
Lawrence UrbainDirectorState Gazette act 26111319 (02-09-2026)Former- → 02-09-2026
Legal Structure
| NACE primary | - |
| Legal form | Non-profit association(017) |
| Incorporation | 09-10-1969 |
| Status | Active |
| Postal code | 2060 |
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0197/00F004 | Flanders | 256 m² | 1 · 154 m² | 14.6 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
02-09
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Director appointment6 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Director appointment6 facts ▸
- General meeting, 2026-05-20
- Director resignation, Hubert Rouges (bestuurder)
- Director resignation, Gersom Brussaard (bestuurder)
- Director resignation, Lawrence Urbain (bestuurder)
- Director appointment, Jeroen Van Houtte (bestuurder)
- Director appointment, Elke De Winter (bestuurder)
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
State Gazette actNBB filing
Belgian State Gazette reading coverage
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 2
updated 2 days ago
2026
02-09-2026 Act object · General meeting · Officer resignation · Officer appointment
- Act object: Ontslag-benoeming bestuurders · Protestants Sociaal Centrum Antwerpen
- Publication: 2026-09-02 · Protestants Sociaal Centrum Antwerpen
- Filing: 2026-08-21 · Protestants Sociaal Centrum Antwerpen
- General meeting: 2026-05-20 · Protestants Sociaal Centrum Antwerpen
- Officer resignation: role: bestuurder, end_date: 2026-05-20 · Hubert Rouges
- Officer resignation: role: bestuurder, end_date: 2026-05-20 · Gersom Brussaard
- Officer resignation: role: bestuurder, end_date: 2026-05-20 · Lawrence Urbain
- Officer appointment: role: bestuurder, start_date: 2026-05-20 · Jeroen Van Houtte
- Officer appointment: role: bestuurder, start_date: 2026-05-20 · Elke De Winter
Summary:
Act object · General meeting · Officer resignation · Officer appointment
Technical details
{
"facts": [
{
"type": "act_object",
"quote": "Onderwerp akte : Ontslag-benoeming bestuurders",
"value": "Ontslag-benoeming bestuurders",
"object": null,
"subject": "e1"
},
{
"date": "2026-09-02",
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 02/09/2026 - Annexes du Moniteur belge",
"value": "2026-09-02",
"object": null,
"subject": "e1"
},
{
"date": "2026-08-21",
"type": "filing",
"quote": "Ondernemingsrechtbank Antwerpen 21 AUG. 2026",
"value": "2026-08-21",
"object": null,
"subject": "e1"
},
{
"date": "2026-05-20",
"type": "general_meeting",
"quote": "Uittreksel notulen algemene vergadering van 20/05/2026",
"value": "2026-05-20",
"object": null,
"subject": "e1"
},
{
"type": "officer_resignation",
"quote": "Ontslag bestuurders: - Hubert Rouges, Binnensteenweg 244, 2530 Boechout",
"value": {
"role": "bestuurder",
"end_date": "2026-05-20"
},
"object": "e1",
"subject": "e2"
},
{
"type": "officer_resignation",
"quote": "Gersom Brussaard, Marialei 10, 2900 Schoten",
"value": {
"role": "bestuurder",
"end_date": "2026-05-20"
},
"object": "e1",
"subject": "e3"
},
{
"type": "officer_resignation",
"quote": "- Lawrence Urbain, Drakenhoflaan 170, 2100 Deurne",
"value": {
"role": "bestuurder",
"end_date": "2026-05-20"
},
"object": "e1",
"subject": "e4"
},
{
"date": "2026-05-20",
"type": "officer_appointment",
"quote": "Benoeming bestuurders: -Jeroen Van Houtte, Stommehoevenstraat 115, 2160 Wommelgem (\u00B029.05.1974 Antwerpen)",
"value": {
"role": "bestuurder",
"start_date": "2026-05-20"
},
"object": "e1",
"subject": "e5"
},
{
"date": "2026-05-20",
"type": "officer_appointment",
"quote": "- Elke De Winter, Koolsveldlaan 19, 2110 Wijnegem (\u00B025.05.1973 Wijnegem)",
"value": {
"role": "bestuurder",
"start_date": "2026-05-20"
},
"object": "e1",
"subject": "e6"
}
],
"act_meta": {
"outcome": "clean",
"model_id": 53,
"verified": true,
"extractor": "verified-v1",
"ocr_chars": 1485,
"truncated": false
},
"entities": [
{
"id": "e1",
"kbo": "0408.700.986",
"kind": "company",
"name": "Protestants Sociaal Centrum Antwerpen",
"attrs": {
"seat": "Oudesteenweg 13 GLV, 2060 Antwerpen",
"legal_form": "Vereniging zonder Winstoogmerk",
"short_name": "PSC Antwerpen vzw"
}
},
{
"id": "e2",
"kbo": null,
"kind": "person",
"name": "Hubert Rouges",
"attrs": {
"address": "Binnensteenweg 244, 2530 Boechout"
}
},
{
"id": "e3",
"kbo": null,
"kind": "person",
"name": "Gersom Brussaard",
"attrs": {
"address": "Marialei 10, 2900 Schoten"
}
},
{
"id": "e4",
"kbo": null,
"kind": "person",
"name": "Lawrence Urbain",
"attrs": {
"address": "Drakenhoflaan 170, 2100 Deurne"
}
},
{
"id": "e5",
"kbo": null,
"kind": "person",
"name": "Jeroen Van Houtte",
"attrs": {
"address": "Stommehoevenstraat 115, 2160 Wommelgem",
"birth_date": "1974-05-29",
"birth_place": "Antwerpen"
}
},
{
"id": "e6",
"kbo": null,
"kind": "person",
"name": "Elke De Winter",
"attrs": {
"address": "Koolsveldlaan 19, 2110 Wijnegem",
"birth_date": "1973-05-25",
"birth_place": "Wijnegem"
}
},
{
"id": "e7",
"kbo": null,
"kind": "person",
"name": "Kornelis Kinsbergen",
"attrs": {}
},
{
"id": "e8",
"kbo": null,
"kind": "person",
"name": "Jan Boeye",
"attrs": {}
}
]
}2024
19-07-2024 Publication in the Belgian Official Gazette, Minor change
Summary:
Officer designation
Technical details
{
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-07-19",
"filing_date": "2024-07-09",
"act_kind_objet": "Benoeming bestuurders"
},
"decision": {
"body": "algemene_vergadering",
"date": "2024-04-24",
"unanimous": null
},
"agm_change": null,
"detected_kind": "officer_designation",
"other_address": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0408.700.986",
"name_full": "Protestants Sociaal Centrum Antwerpen",
"legal_form": "VZW"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": {
"role": "president",
"organ": "raad_van_bestuur",
"person_name": "Kornelis Kinsbergen"
},
"special_procuration": null,
"is_volet_a_only_stub": true,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Credit advice
Company registry (CBE)
Names & trade names
| Legal nameNL | PROTESTANTS SOCIAAL CENTRUM ANTWERPEN |
| AbbreviationNL | PSC Antwerpen VZW |