ProTerra
ActiveSummary
The computed 12-month bankruptcy probability of ProTerra is 3.5% (moderate). The 2025 annual accounts show negative equity (-€80,067) and a net result of -€93,681. Equity is shrinking by ~294.5% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 3 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
Go further with this company
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Click a name to add, emphasise or remove a line.
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- negative equity
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €384 | €505 | €10,436 | ▲ 1,965% |
| Gross operating margin9900 | -€3,022 | -€1,900 | -€12,867 | ▼ 577% |
| Operating profit (loss)9901 | -€3,406 | -€2,405 | -€23,303 | ▼ 869% |
| Financial charges65/66B | €222 | €353 | €70,378 | ▲ 19,854% |
| Recurring financial charges65 | €222 | €353 | €70,378 | ▲ 19,854% |
| Profit (loss) for the period before taxes9903 | -€3,628 | -€2,758 | -€93,681 | ▼ 3,297% |
| Profit (loss) for the period9904 | -€3,628 | -€2,758 | -€93,681 | ▼ 3,297% |
| Profit (loss) for the period to be appropriated9905 | -€3,628 | -€2,758 | -€93,681 | ▼ 3,297% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €17,744 | €13,614 | €3.1m | ▲ 22,349% |
| Fixed assets21/28 | - | - | €3.0m | - |
| Tangible fixed assets22/27 | - | - | €3.0m | - |
| Land and buildings22 | - | - | €3.0m | - |
| Current assets29/58 | €17,744 | €13,614 | €7,890 | ▼ 42.0% |
| Cash at bank and in hand54/58 | €17,744 | €13,614 | €7,890 | ▼ 42.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €17,744 | €13,614 | €3.1m | ▲ 22,349% |
| Equity10/15 | €16,372 | €13,614 | -€80,067 | ▼ 688% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€3,628 | -€6,386 | -€100,067 | ▼ 1,467% |
| Amounts payable17/49 | €1,372 | €0 | €3.1m | - |
| Amounts payable within one year42/48 | €1,372 | €0 | €3.1m | - |
| Financial debts43 | - | - | €1.4m | - |
| Credit institutions430/8 | - | - | €1.4m | - |
| Trade debts44 | €1,372 | €0 | €91 | - |
| Suppliers440/4 | €1,372 | €0 | €91 | - |
| Other amounts payable47/48 | - | - | €1.7m | - |
| Accrued charges and deferred income492/3 | - | - | €7,984 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,628 | -€2,758 | -€93,681 | ▼ 3,297% |
| Operating cash flow (approximation) | -€3,628 | -€2,758 | -€93,681 | ▼ 3,297% |
| Change in cash | - | -€4,130 | -€5,724 | ▼ 38.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
22-07
State Gazette act
Resignation: Fausto Fierro (director)Appointment: ARED BV (director) · Permanent representative: Laurens Adriaenssens · Director discharge6 facts ▸
- General meeting, 16-03-2026
- Director resignation, Fausto Fierro (director)
- Director discharge, Fausto Fierro
- Director appointment, ARED BV (director)
- Permanent representative, Laurens Adriaenssens (permanent representative)
- Power of attorney, Sumus Accountants
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Board 1
Permanent representatives 1
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443E0093/00B005 | Flanders | 3,597 m² | 1 · 3,108 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ARED |
|
| Fausto Fierro |
|
Structure & network
Owners and holdings
2 ownersOwners 2
-
50%
-
50%
Holdings 0
The accounts to 31-12-2023 list no holdings, and no other source names one.
According to the 2023 annual accounts of ProTerra and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe group is listed under Ownership & control below; here you explore it as a network.
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.