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PROSELL CONSTRUCT

Active
Private limited company (pre-2019)founded 2005active for 21 yearsStatielei 10, 2640 Mortsel, BelgiumKBO/BCE: BE 0873.245.072
Summary

The computed 12-month bankruptcy probability of PROSELL CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €145,464 and a net result of -€5,459. Equity remains stable across the filed financial years (±2.3% per year). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Activity not known1 site
Size
€162,926total assets 2025
Equity
€145,464
Loss
-€5,459
Turnover not published (abbreviated or micro format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Parent
PROSELL BUILDINGS · 88.97%
2025 accounts 1 day early5 deeds in the Belgian Official Gazette
Why 56raises riskLiquidity: current ratio 9.331 of the last 3 latelowers riskSize: total assets €162,926Founded in 2005Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.3% of total assets
Liquidity 99-1
short-term debt 10.7%
Profitability 29-6
return on assets -3.4%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 20.6%highest value 12-2024: 3.7%▼ -16.9 percentage points vs 11-2024 01-2025: 3.8%▲ +0.1 percentage points vs 12-2024 02-2025: 3.8%● unchanged vs 01-2025 03-2025: 3.8%● unchanged vs 02-2025 04-2025: 3.7%▼ -0.1 percentage points vs 03-2025 05-2025: 3.7%● unchanged vs 04-2025 06-2025: 3.6%▼ -0.1 percentage points vs 05-2025 07-2025: 3.9%▲ +0.3 percentage points vs 06-2025 08-2025: 5.1%▲ +1.2 percentage points vs 07-2025 09-2025: 2.5%▼ -2.6 percentage points vs 08-2025 10-2025: 2.5%● unchanged vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.6%▲ +0.1 percentage points vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.6%● unchanged vs 02-2026 04-2026: 2.5%▼ -0.1 percentage points vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.3%▼ -0.2 percentage points vs 05-2026 07-2026: 2.2%▼ -0.1 percentage points vs 06-2026 08-2026: 1.6%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 1.6%● unchanged vs 08-2026lowest value 10-2026: 1.6%● unchanged vs 09-2026lowest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 9.33, compared with 10.22 in 2024, above the usual 1.5; short-term debt: 10.7% of total assets), and 10.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 90% on liquidity, 21% on profitability and 34% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 9.33
NBB · annual accounts
lowers risk · Size: total assets €162,926
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
28 days late
2023
121 days late
2022
487 days late
2021
86 days late
2020
31 days late
2019
101 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 122 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 October (4 of the last 5 filed years within 87 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

Equity
€145,464▼ 3.6%
2024 · €150,923
Total assets
€162,926▼ 2.6%
2024 · €167,299
Net result
-€5,459▼ 182%
2024 · -€1,936
Working capital
€145,464▼ 3.6%
2024 · €150,923
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €3,722 in 2025 against €1,831 in 2024; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€3,722 2025 Net result-€5,459 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€2,679--€2,109▲ 21.3%-€553▲ 73.8%-€10,441▼ 1,787%-€2,530▲ 75.8%-€2,479▲ 2.0%-€1,831▲ 26.1%-€3,722▼ 103%
Net result-€2,691--€2,162▲ 19.7%-€1,084▲ 49.9%-€10,501▼ 868%-€2,628▲ 75.0%-€2,548▲ 3.0%-€1,936▲ 24.0%-€5,459▼ 182%
Equity€171,782-€169,620▼ 1.3%€168,536▼ 0.6%€158,034▼ 6.2%€155,407▼ 1.7%€152,859▼ 1.6%€150,923▼ 1.3%€145,464▼ 3.6%
Total assets€175,010-€175,072=€174,987=€169,409▼ 3.2%€169,383=€169,381=€167,299▼ 1.2%€162,926▼ 2.6%
Debt€3,228-€5,452▲ 68.9%€6,451▲ 18.3%€11,375▲ 76.3%€13,976▲ 22.9%€16,522▲ 18.2%€16,376▼ 0.9%€17,462▲ 6.6%
Working capital€169,240-€167,078▼ 1.3%€165,994▼ 0.6%€158,034▼ 4.8%€155,407▼ 1.7%€152,859▼ 1.6%€150,923▼ 1.3%€145,464▼ 3.6%
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €162,926
Equity €145,464 ▼ 3.6%
Debt €17,462 ▲ 6.6%
Debt's share of the balance-sheet total rises from 9.8% to 10.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
9.33▼
2024 · 10.22
Debt to equity
0.12▲
2024 · 0.11
ROE
-3.8%▼
2024 · -1.3%
ROA
-3.4%▼
2024 · -1.2%
Debt ≤ 1 year
€17,462▲
2024 · €16,376
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90.3% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€167,299€162,926▼
Current assets29/58€167,299€162,926▼
Amounts receivable within one year40/41€167,299€162,926▼
Trade receivables40€154,274€154,274=
Other amounts receivable41€13,025€8,652▼
Equity and liabilities
Total equity and liabilities10/49€167,299€162,926▼
Equity10/15€150,923€145,464▼
Contributions10/11€164,470€164,470=
Reserves13€19,724€19,724=
Non-distributable reserves130/1€2,900€2,900=
Reserves not available under the articles1311€2,900€2,900=
Distributable reserves133€16,824€16,824=
Profit (loss) carried forward14-€33,271-€38,730▼
Amounts payable17/49€16,376€17,462▲
Amounts payable within one year42/48€16,376€17,462▲
Trade debts44€1,831€425▼
Suppliers440/4€1,831€425▼
Other amounts payable47/48€14,545€17,037▲
Income statement Code20242025
Other operating charges640/8-€2,682
Gross operating margin9900-€1,831-€1,041▲
Operating profit (loss)9901-€1,831-€3,722▼
Financial charges65/66B€105€1,737▲
Recurring financial charges65€105€1,737▲
Profit (loss) for the period before taxes9903-€1,936-€5,459▼
Profit (loss) for the period9904-€1,936-€5,459▼
Profit (loss) for the period to be appropriated9905-€1,936-€5,459▼
Appropriation of the result
Profit (loss) to be appropriated9906-€33,271-€38,730▼
Profit (loss) brought forward from the previous period14P-€31,335-€33,271▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€1,227€0----
Other operating charges640/8---€2,643€0--€2,682-
Gross operating margin9900-€2,679-€2,109-€455-€6,571-€2,530-€2,479-€1,831-€1,041▲ 43.2%
Operating profit (loss)9901-€2,679-€2,109-€553-€10,441-€2,530-€2,479-€1,831-€3,722▼ 103%
Financial charges65/66B---€60€98€69€105€1,737▲ 17×
Recurring financial charges65€12€54€531€60€98€69€105€1,737▲ 17×
Profit (loss) for the period before taxes9903-€2,691-€2,162-€1,084-€10,501-€2,628-€2,548-€1,936-€5,459▼ 182%
Profit (loss) for the period9904-€2,691-€2,162-€1,084-€10,501-€2,628-€2,548-€1,936-€5,459▼ 182%
Profit (loss) for the period to be appropriated9905-€2,691-€2,162-€1,084-€10,501-€2,628-€2,548-€1,936-€5,459▼ 182%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€175,010€175,072€174,987€169,409€169,383€169,381€167,299€162,926▼ 2.6%
Fixed assets21/28€2,542€2,542€2,542------
Financial fixed assets28€2,542€2,542€2,542------
Current assets29/58€172,468€172,530€172,445€169,409€169,383€169,381€167,299€162,926▼ 2.6%
Amounts receivable within one year40/41€172,463€172,523€172,442€169,381€169,381€169,381€167,299€162,926▼ 2.6%
Trade receivables40---€156,356€156,356€156,356€154,274€154,274=
Other amounts receivable41---€13,025€13,025€13,025€13,025€8,652▼ 33.6%
Cash at bank and in hand54/58€5€7€3€28€2€0---
Equity and liabilities
Total equity and liabilities10/49€175,010€175,072€174,987€169,409€169,383€169,381€167,299€162,926▼ 2.6%
Equity10/15€171,782€169,620€168,536€158,034€155,407€152,859€150,923€145,464▼ 3.6%
Contributions10/11€164,470€164,470-€164,470€164,470€164,470€164,470€164,470=
Reserves13€19,724€19,724€19,724€19,724€19,724€19,724€19,724€19,724=
Non-distributable reserves130/1---€2,900€2,900€2,900€2,900€2,900=
Reserves not available under the articles1311---€2,900€2,900€2,900€2,900€2,900=
Distributable reserves133---€16,824€16,824€16,824€16,824€16,824=
Profit (loss) carried forward14-€12,411-€14,574-€15,658-€26,159-€28,787-€31,335-€33,271-€38,730▼ 16.4%
Amounts payable17/49€3,228€5,452€6,451€11,375€13,976€16,522€16,376€17,462▲ 6.6%
Amounts payable within one year42/48€3,228€5,452€6,451€11,375€13,976€16,522€16,376€17,462▲ 6.6%
Trade debts44€3,228€4,811€2,674€4,640€5,026€0€1,831€425▼ 76.8%
Suppliers440/4---€4,640€5,026€0€1,831€425▼ 76.8%
Other amounts payable47/48---€6,734€8,950€16,522€14,545€17,037▲ 17.1%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€2,691-€2,162-€1,084-€10,501-€2,628-€2,548-€1,936-€5,459▼ 182%
Operating cash flow (approximation)-€2,691-€2,162-€1,084-€10,501-€2,628-€2,548-€1,936-€5,459▼ 182%
Investment in fixed assets (approximation)-€0€0------
Change in cash-€2-€4€25-€26-€2---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 21 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 30-07-2026 2026-00362105
31-12-2024 micro format 28-08-2025 2025-00416975
31-12-2023 micro format 29-11-2024 2024-00606433
31-12-2022 micro format 29-11-2024 2024-00606427
31-12-2021 micro format 25-10-2022 2022-20474676
31-12-2020 micro format 31-08-2021 2021-62100236
31-12-2019 micro format 09-11-2020 2020-69800431
31-12-2018 abbreviated format 18-09-2019 2019-64800250
31-12-2017 abbreviated format 30-08-2018 2018-60300087
31-12-2016 micro format 29-08-2017 2017-55000532

Show all 21 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 5 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

1 owner

Chain of control

  1. AMJURIAN HOLDING 100%
  2. J.K. Fotografie 66.67%
  3. PROSELL BUILDINGS 88.97%
  4. PROSELL CONSTRUCT

Highest known parent: AMJURIAN HOLDING. The sources do not say who stands above it.

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Connections & network

Depth

The network starts from this company’s shareholders. What else they own or run appears here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 18 April 2005, PROSELL CONSTRUCT was incorporated.1 Total assets went from €175,010 in 2018 to €162,926 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
28-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 28 days late
2024
29-11
NBB filing Annual accounts filed
financial year 2023 · micro format · 121 days late
29-11
NBB filing Annual accounts filed
financial year 2022 · micro format · 487 days late
13-05
KBO administration Address struck
Statielei 10 2640 L’adresse du siège Statielei 10 2640 Mortsel Statielei 10, 2640 Mortsel Mortsel is doorgehaald met ingang van · event 28-03-2024
2022
25-10
NBB filing Annual accounts filed
financial year 2021 · micro format · 86 days late
2021
31-12
Financial Weakest financial yearnet -€10,501
Net result drops to -€10,501, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
financial year 2020 · micro format · 31 days late
2020
09-11
NBB filing Annual accounts filed
financial year 2019 · micro format · 101 days late
2019
18-09
NBB filing Annual accounts filed
financial year 2018 · abbreviated format · 49 days late
2018
30-08
NBB filing Annual accounts filed
financial year 2017 · abbreviated format · 30 days late
2017
29-08
NBB filing Annual accounts filed
financial year 2016 · micro format · 29 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 21 annual accounts filed, the latest 10 are here; all 21 are under Financials.
0 of 5 deeds read
About the unread acts

We know of 5 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2005
Financial year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0873245072
Also 9925:BE0873245072
Registered 17-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2005
registered office establishment The establishment unit on the map
Ground area
320 m²
Building footprint
311 m²
Building volume
3,017 m³
Parcel 11513C0279/00A002, Flanders · tallest building 22.5 m. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Prosell Construct
Statielei 10, 2640 MortselBuying and selling of own real estate
since 2005unit no. 2.147.898.417
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11513C0279/00A002 Flanders 320 m² 1 · 311 m² 22.5 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.