PRONEL
ActivePRONEL has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.59M and a net result of €233k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-2
Solvency100=
Growth68=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €410k at 30 days acceptable
Liquidity ample (current ratio 8.35 against 9.41 in 2024; short-term debt: 6.2% and cash: 42.3% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
4.8%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
4 d early
2022
12 d early
2021
8 d early
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.71M▲ 31.9%
2021 · €2.06M
2021: €2.06M
2021 → 2022
EBIT margin
12.9%▲ 13.2pp
2021 · -0.3%
2021: -0.3%
2021 → 2022
Net result
€233k▼ 27.1%
2024 · €319k
2019: €437k
2020: €121k
2021: €21k
2022: €234k
2023: €212k
2024: €319k
2019 → 2025
Working capital
€2.21M▼ 22.5%
2024 · €2.85M
2019: €3.38M
2020: €2.89M
2021: €3.07M
2022: €3.59M
2023: €3.00M
2024: €2.85M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.06M-€2.71M▲ 31.9%
Equity€3.59M-€3.82M▲ 6.5%€4.03M▲ 5.5%€4.35M▲ 7.9%€4.59M▲ 5.3%
Operating result€-6k-€349k€318k▼ 8.7%€436k▲ 37.1%€291k▼ 33.2%
Net result€21k-€234k▲ 991%€212k▼ 9.5%€319k▲ 50.8%€233k▼ 27.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.89M
Fixed assets
€2.38M▲ 57.4%
Current assets
€2.51M▼ 21.3%
Equity and liabilities €4.89M
Equity
€4.59M▲ 5.3%
Debt
€301k▼ 13.5%
The debt ratio falls from 7.4% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€335k▼
2024 · €443k
Cash flow
€276k▼
2024 · €326k
Solvency
93.8%▲
2024 · 92.6%
Current ratio
8.35▼
2024 · 9.41
Quick ratio
8.25▼
2024 · 9.16
Debt / equity
0.07▼
2024 · 0.08
ROE
5.1%▼
2024 · 7.3%
ROA
4.8%▼
2024 · 6.8%
Interest coverage
132.98▼
2024 · 293.03
Debt
€301k▼
2024 · €347k
Debt ≤ 1 year
€301k▼
2024 · €339k
Income taxes
€93k▼
2024 · €132k
Staff costs
€347k▼
2024 · €372k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.70M€4.89M▲
Fixed assets21/28€1.51M€2.38M▲
Tangible fixed assets22/27€1.51M€2.38M▲
Land and buildings22€220k€2.05M▲
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€768€324k▲
Other tangible fixed assets26€1.29M-
Current assets29/58€3.19M€2.51M▼
Stocks and contracts in progress3€84k€31k▼
Stocks30/36€84k€31k▼
Amounts receivable within one year40/41€540k€412k▼
Trade receivables40€538k€412k▼
Other amounts receivable41€2k€390▼
Current investments50/53€1.09M-
Cash at bank and in hand54/58€1.47M€2.06M▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4.70M€4.89M▲
Equity10/15€4.35M€4.59M▲
Contributions10/11€207k€207k=
Reserves13€4.15M€4.38M▲
Tax-exempt reserves132€38k€38k=
Distributable reserves133€4.11M€4.34M▲
Amounts payable17/49€347k€301k▼
Amounts payable within one year42/48€339k€301k▼
Trade debts44€197k€150k▼
Suppliers440/4€197k€150k▼
Taxes, remuneration and social security45€135k€142k▲
Taxes450/3€87k€85k▼
Remuneration and social security454/9€48k€58k▲
Other amounts payable47/48€7k€8k▲
Accrued charges and deferred income492/3€8k-
Income statement
Code20242025
Remuneration, social security and pensions62€372k€347k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€44k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€820k€689k▼
Operating profit (loss)9901€436k€291k▼
Financial income75/76B€16k€37k▲
Recurring financial income75€16k€37k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€451k€325k▼
Income taxes67/77€132k€93k▼
Profit (loss) for the period9904€319k€233k▼
Profit (loss) for the period to be appropriated9905€319k€233k▼
Appropriation of the result
Profit (loss) to be appropriated9906€319k€233k▼
Transfer to equity691/2€319k€233k▼
To other reserves6921€319k€233k▼
Social balance
Average headcount (FTE)90874.94.6▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
23-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €21k ▼82.2%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1/00.012840 RumstGround area
2,061 m²
Building footprint
742 m²
Parcel 11037B0135/00D003, Flanders. Linked by address, not a title deed.
1 establishment unit
PRONEL BVBA
since 19882.038.723.729
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037B0135/00D003 | Flanders | 2,060 m² | 1 · 742 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600LNDYM5LJJMQ914
Similar companies · same sector, comparable size
INTERTRADING
BE 0423.983.139
Oudsbergen · Eq €4.50M
THE ORIENTAL EXPRESS
BE 0466.255.046
Ranst · Eq €4.92M
Advanced Power Solutions
BE 0414.688.361
Dilbeek · Eq €4.93M
GERVI
BE 0450.868.371
Maasmechelen · Eq €4.99M
VAN DER VENNET
BE 0432.517.753
Brugge · Eq €5.05M
Of 1,170 companies in sector 46499 we hold annual accounts for 743. 312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-1988
Fiscal year end31-03
Activities, NACEBEL
46499Wholesale of other household goods
51478
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:nelly@pronel.be