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PROMO CONCEPT

Active
Private limited companyfounded 20179 years activeAvenue des Dessus de Lives(LO) 2, 5101 Namur, BelgiumKBO/BCE: BE 0673.969.361
Summary

PROMO CONCEPT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,734 and a net result of €23,791. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 9,039 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
General construction of residential buildings
NACE 41001Roofing work NACE 43410
1 site
Size
€138,425total assets 2025
Staff
0.9 FTE
Equity
€59,734
Profit
€23,791
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.4%
Structure
Accounts 25 days early0 of 4 deeds read
Why 85- Sector Construction of residential and non-residential buildings (NACE 41)- 1 change of registered office in 24 months- Size: total assets €138,425+ Liquidity: current ratio 1.76, cash €117,688Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 68+11
equity 43.2% of total assets
Liquidity 71+7
short-term debt 56.8% · cash 85.0%
Profitability 80-20
return on assets 17.2%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,367 companies)
Last 24 months 11-2024: 0.7%highest value 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.5%▼ -0.2 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.4%▼ -0.1 percentage points vs 04-2025 06-2025: 0.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.6%▲ +0.3 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%▼ -0.2 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.4%▼ -0.1 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.47 in 2024; short-term debt: 56.8% and cash: 85% of total assets), but 56.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 51% on solvency, 75% on liquidity, 62% on profitability and 83% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.76, cash €117,688
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Size: total assets €138,425
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €59,734
neutral · Latest accounts filed on time
The financial year that closed on 01-07-2025 was due by 01-02-2026 and was filed on 07-01-2026, 25 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
25 days early
2024
40 days early
2023
27 days late
2022
6 days early
2021
13 days early
2020
56 days early
2019
54 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 01-07-2026 and is due by 01-02-2027. Nothing is late today. Usually files around 19 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-07-2026 close07-10-2026 today01-02-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2019net €28,935 ▲945%

Key points

  • Total assets 20256 fiscal years filed €138,425 View
  • Active since 2017founded 06-04-2017 9 years View

By topic

Financials

Fiscal year
2025
Total assets
€138,425
Profit
€23,791
Solvency
43.2%
Total assets▲ 23.8%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2018
Next accounts
by 01-02-2027
  1. 28-02-2024Annual accounts filed
  2. 01-07-2023Back to profit
  3. 26-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
06-04-2017
Year ends
01-07
Peppol
Reachable for e-invoices
Go to Company details

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