PROMIMMO
ActiveSummary
The computed 12-month bankruptcy probability of PROMIMMO is 1.7% (moderate). The 2025 annual accounts show equity of €172k and a net result of €76k. Equity is growing by ~98.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 2198 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+58
Solvency36▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 3.12 in 2024; short-term debt: 18.6% and cash: 2.7% of total assets), but 89.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2198 sector peers (2025).
NBB · sector comparisonPosition among 2198 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
17 d late
2024
23 d early
2023
23 d late
2022
14 d early
2021
12 d early
2020
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€76k
2024 · €-38k
Working capital
€153k▼ 12.6%
2024 · €175k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24k€5k▼ 81.1%€103k▲ 2,179%€-24k€112k
Net result€16k€-5k€99k€-38k€76k
Equity€22k▲ 289%€17k▼ 22.8%€116k▲ 586%€98k▼ 15.7%€172k▲ 76.7%
Total assets€546k▼ 18.8%€728k▲ 33.2%€989k▲ 35.9%€1.05M▲ 6.1%€1.58M▲ 50.7%
Debt€524k▼ 21.4%€711k▲ 35.6%€873k▲ 22.9%€952k▲ 9.0%€1.41M▲ 48.1%
Working capital€204k▼ 5.1%€157k▼ 23.3%€95k▼ 39.5%€175k▲ 84.3%€153k▼ 12.6%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €112k after a loss of €24k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.58M
Fixed assets
€1.14M ▲ 43.3%
Current assets
€446k ▲ 73.6%
Equity and liabilities €1.58M
Equity
€172k ▲ 76.7%
Debt
€1.41M ▲ 48.1%
Debt's share of the balance-sheet total falls from 90.7% to 89.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€208k▲
2024 · €6k
Cash flow
€172k▲
2024 · €-9k
Current ratio
1.52▼
2024 · 3.12
Quick ratio
0.76▼
2024 · 0.93
Debt to equity
8.18▼
2024 · 9.76
ROE
44.1%▲
2024 · -39.3%
ROA
4.8%▲
2024 · -3.7%
Interest coverage
6.76▲
2024 · 0.33
Debt ≤ 1 year
€293k▲
2024 · €82k
Debt > 1 year
€1.11M▲
2024 · €870k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €175 | €18k | €26k | €29k | €96k | ▲ 228% |
| Other operating charges640/8 | - | €0 | €26 | €27 | €536 | ▲ 1,884% |
| Gross operating margin9900 | €24k | €23k | €129k | €6k | €208k | ▲ 3,554% |
| Operating profit (loss)9901 | €24k | €5k | €103k | €-24k | €112k | ▲ 573% |
| Financial income75/76B | €1k | €1k | €12k | €3k | €2k | ▼ 35.0% |
| Recurring financial income75 | €1k | €1k | €12k | €3k | €2k | ▼ 35.0% |
| Financial charges65/66B | €9k | €11k | €16k | €17k | €31k | ▲ 76.5% |
| Recurring financial charges65 | €9k | €11k | €16k | €17k | €31k | ▲ 76.5% |
| Profit (loss) for the period before taxes9903 | €17k | €-5k | €99k | €-38k | €83k | ▲ 316% |
| Income taxes67/77 | €348 | - | - | - | €7k | - |
| Profit (loss) for the period9904 | €16k | €-5k | €99k | €-38k | €76k | ▲ 298% |
| Profit (loss) for the period to be appropriated9905 | €16k | €-5k | €99k | €-38k | €76k | ▲ 298% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €546k | €728k | €989k | €1.05M | €1.58M | ▲ 50.7% |
| Fixed assets21/28 | €1k | €494k | €712k | €793k | €1.14M | ▲ 43.3% |
| Tangible fixed assets22/27 | €687 | €493k | €712k | €792k | €1.14M | ▲ 43.4% |
| Land and buildings22 | - | €493k | €711k | €714k | €1.07M | ▲ 50.0% |
| Plant, machinery and equipment23 | €687 | €512 | €336 | €674 | €1k | ▲ 112% |
| Furniture and vehicles24 | - | - | - | - | €62k | - |
| Leasing and similar rights25 | - | - | - | €77k | - | - |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €100 | ▼ 80.0% |
| Current assets29/58 | €545k | €234k | €277k | €257k | €446k | ▲ 73.6% |
| Stocks and contracts in progress3 | €499k | €220k | €111k | €181k | €222k | ▲ 23.1% |
| Stocks30/36 | €499k | €220k | €111k | €181k | €222k | ▲ 23.1% |
| Amounts receivable within one year40/41 | €13k | €7k | €130k | €57k | €171k | ▲ 203% |
| Trade receivables40 | €13k | €7k | €98k | €5k | €142k | ▲ 2,680% |
| Other amounts receivable41 | €533 | €740 | €32k | €51k | €29k | ▼ 43.6% |
| Cash at bank and in hand54/58 | €32k | €390 | €35k | €17k | €43k | ▲ 150% |
| Deferred charges and accrued income490/1 | €1k | €6k | €944 | €3k | €9k | ▲ 263% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €546k | €728k | €989k | €1.05M | €1.58M | ▲ 50.7% |
| Equity10/15 | €22k | €17k | €116k | €98k | €172k | ▲ 76.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | - | - | €90k | €50k | €125k | ▲ 150% |
| Distributable reserves133 | - | - | €90k | €50k | €125k | ▲ 150% |
| Profit (loss) carried forward14 | €3k | €-2k | €7k | €9k | €10k | ▲ 10.6% |
| Investment grants15 | - | - | - | €20k | €19k | ▼ 5.7% |
| Amounts payable17/49 | €524k | €711k | €873k | €952k | €1.41M | ▲ 48.1% |
| Amounts payable after more than one year17 | €183k | €633k | €691k | €870k | €1.11M | ▲ 27.9% |
| Financial debts170/4 | - | €386k | €603k | €740k | €956k | ▲ 29.2% |
| Other amounts payable178/9 | €183k | €248k | €88k | €130k | €157k | ▲ 20.7% |
| Amounts payable within one year42/48 | €341k | €77k | €182k | €82k | €293k | ▲ 257% |
| Current portion of amounts payable after more than one year42 | - | €21k | €43k | €57k | €84k | ▲ 47.5% |
| Financial debts43 | €285k | €49k | - | - | - | - |
| Credit institutions430/8 | - | €49k | - | - | - | - |
| Other loans439 | €285k | - | - | - | - | - |
| Trade debts44 | €22k | €6k | €71k | €11k | €134k | ▲ 1,069% |
| Suppliers440/4 | €22k | €6k | €71k | €11k | €134k | ▲ 1,069% |
| Taxes, remuneration and social security45 | €34k | €699 | €68k | €12k | €72k | ▲ 482% |
| Taxes450/3 | €34k | €699 | €68k | €12k | €72k | ▲ 482% |
| Other amounts payable47/48 | - | - | - | €1k | €4k | ▲ 177% |
| Accrued charges and deferred income492/3 | €894 | - | - | - | €4k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €-5k | €99k | €-38k | €76k | ▲ 298% |
| + Depreciation and write-downs630 | €175 | €18k | €26k | €29k | €96k | ▲ 228% |
| Operating cash flow (approximation) | €16k | €13k | €125k | €-9k | €172k | ▲ 1,993% |
| Investment in fixed assets (approximation) | - | €-511k | €-244k | €-110k | €-439k | ▼ 300% |
| Change in cash | - | €-32k | €35k | €-18k | €26k | ▲ 241% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
31-12
Financial
Back to profitnet €76k
Net result €76k after one loss-making year.
31-12
Financial
Equity above €150kEq €172k ▲76.7%
Equity rises from €98k to €172k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.52 to 3.12; short-term debt falls from €182k to €82k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
31-12
Financial
Back to profitnet €99k
Net result €99k after one loss-making year.
31-12
Financial
Equity above €100kEq €116k ▲586%
Equity rises from €17k to €116k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nassogne · 1 establishment unit since 2019
Ground area
4,201 m²
Building footprint
181 m²
Volume, LiDAR
1,298 m³
Parcel 83040A0022/00X003, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue Richard-Heintz 19, 6950 Nassogne
since 20192.289.001.743
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83040A0022/00X003 | Wallonia | 4,201 m² | 1 · 181 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.