PROMES
ActivePROMES has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €14k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+10
Solvency79▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.36 in 2024; short-term debt: 46.1% and cash: 40.2% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
11.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
14 d late
2023
28 d late
2022
23 d late
2021
6 d early
2020
27 d late
2019
43 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 6.6%
2024 · €63k
2018: €43k
2019: €52k
2020: €52k
2021: €55k
2022: €57k
2023: €60k
2024: €63k
2018 → 2025
Total assets
€125k▲ 29.2%
2024 · €97k
2018: €49k
2019: €61k
2020: €66k
2021: €77k
2022: €83k
2023: €91k
2024: €97k
2018 → 2025
Net result
€14k▲ 337%
2024 · €3k
2018: €24k
2019: €9k
2020: €861
2021: €2k
2022: €2k
2023: €3k
2024: €3k
2018 → 2025
Working capital
€28k▲ 129%
2024 · €12k
2018: €43k
2019: €52k
2020: €51k
2021: €54k
2022: €37k
2023: €48k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€57k▲ 3.9%€60k▲ 6.0%€63k▲ 5.4%€68k▲ 6.6%
Operating result€4k-€3k▼ 20.1%€4k▲ 34.0%€4k▼ 2.3%€19k▲ 395%
Net result€2k-€2k▲ 1.3%€3k▲ 62.0%€3k▼ 4.7%€14k▲ 337%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 395% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€39k▼ 22.9%
Current assets
€86k▲ 87.2%
Equity and liabilities €125k
Equity
€68k▲ 6.6%
Debt
€58k▲ 71.8%
The debt ratio rises from 34.7% to 46.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €15k
Cash flow
€28k▲
2024 · €14k
Solvency
53.9%▼
2024 · 65.3%
Current ratio
1.49▲
2024 · 1.36
Quick ratio
1.49▲
2024 · 1.36
Debt / equity
0.86▲
2024 · 0.53
ROE
21.0%▲
2024 · 5.1%
ROA
11.3%▲
2024 · 3.4%
Interest coverage
337.16▼
2024 · 397.05
Debt
€58k▲
2024 · €34k
Debt ≤ 1 year
€58k▲
2024 · €34k
Income taxes
€5k▲
2024 · €646
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€125k▲
Fixed assets21/28€51k€39k▼
Tangible fixed assets22/27€51k€39k▼
Furniture and vehicles24€51k€39k▼
Current assets29/58€46k€86k▲
Amounts receivable within one year40/41€12k€34k▲
Trade receivables40€12k€32k▲
Other amounts receivable41€293€2k▲
Cash at bank and in hand54/58€32k€50k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€97k€125k▲
Equity10/15€63k€68k▲
Contributions10/11€6k€6k=
Reserves13€6k€6k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€51k€55k▲
Amounts payable17/49€34k€58k▲
Amounts payable within one year42/48€34k€58k▲
Trade debts44€1k€784▼
Suppliers440/4€1k€784▼
Taxes, remuneration and social security45€7k€23k▲
Taxes450/3€2k€14k▲
Remuneration and social security454/9€5k€9k▲
Other amounts payable47/48€25k€34k▲
Income statement
Code20242025
Non-recurring operating income76A€41-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€1k€940▼
Gross operating margin9900€16k€34k▲
Operating profit (loss)9901€4k€19k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€37€99▲
Recurring financial charges65€37€99▲
Profit (loss) for the period before taxes9903€4k€19k▲
Income taxes67/77€646€5k▲
Profit (loss) for the period9904€3k€14k▲
Profit (loss) for the period to be appropriated9905€3k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€65k▲
Profit (loss) brought forward from the previous period14P€47k€51k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €861 ▼90.1%
Net result drops to €861, the lowest in the series; recovery starts the following year.
12-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 43 days late
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laarsebeekdreef 142900 SchotenGround area
1,284 m²
Building footprint
153 m²
Volume, LiDAR
804 m³
Parcel 11040A0075/00H000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Laarsebeekdreef 14, 2900 Schoten
since 20012.116.452.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0075/00H000 | Flanders | 1,284 m² | 1 · 153 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,103 EUR awarded · 1,103 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,103 EUR | 1,103 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.