Equity
-€172,463
Debts exceed assets in financial year 2025.
F.I.N.E.
Lifetime
16 annual accounts with figures on one time axis, 26 filings since 2000peak €137,390 (2024)
€33,625▼ 75.5%
lowest -€72,603 (2007)
€21,181▼ 78.5%
peak -€149,282 (2006)
-€172,463▲ €21,181
€287,316▼ 2.0%
Board4 names since 2019
3 directors and 2 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025abbreviated format
Gross margin from €137,390 to €33,625Result from €98,569 to €21,181
Key points
from the 2025 annual accountsResult
€21,181 ▼ 78.5%
The result fell in 2025 from €98,569 to €21,181.
Turnover
≈ €88,000 estimated
The abbreviated format states no turnover.
Debts
€287,316 250% of the balance sheet
Suppliers 0%Taxes and wages 0%Other 100%
Filings
26 annual accounts since 2000
The last five annual accounts were filed 17 to 39 days before the end of the period.
Position in the sector
-150.2%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 52.0% · 10,637 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,795 companies had the same profile as F.I.N.E. has now. Each dot stands for 10 companies, two years later.
91.4%
were still trading
5.4%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,795 companies, not a prediction for F.I.N.E.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0469746254
Appointment: (director)
General meeting of 09-07-2024 · Gazette deed
Appointment: (director)
Gazette deed
New manager
appointed, resigned · General meeting of 27-01-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| F.I.N.E. Rijkevorsel | €114,853 | €33,625 | -150.2% | - |
| Jacobs Aartselaar | €113,942 | €34,439 | 81.3% | - |
| EMKA CONSULT Hove | €119,145 | €35,045 | 96.3% | - |
| OPTIMA FACTO Edegem | €126,226 | €33,040 | 45.7% | - |
| PROMES Schoten | €125,301 | €34,329 | 53.9% | - |
| B-X Antwerp | €138,135 | €33,133 | 98.3% | - |
| SINGH Kasterlee | €113,729 | €29,571 | 27.2% | - |
These companies have the same main activity as F.I.N.E.: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €114,000 and €138,000, founded between 1997 and 2001.
Official details
Source: KBO- Status
- Active since 14-01-2000Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.099.486.8062310 Rijkevorsel, since 03-04-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Annual accounts 2025
- €114,853▲ 15.3%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on F.I.N.E.
F.I.N.E. files the abbreviated format. That format states no turnover. The gross margin rose from -€23,125 in 2006 to €33,625 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about F.I.N.E.
- What is the company number of F.I.N.E.?
- The company number of F.I.N.E. is 0469.746.254. The VAT number is the same number with BE in front: BE 0469.746.254.
- Where is F.I.N.E. based?
- The registered office is at Bochtenstraat 9, 2310 Rijkevorsel.Company details
- What does F.I.N.E. do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of F.I.N.E.?
- F.I.N.E. is a private limited company (BV).
- When was F.I.N.E. founded?
- F.I.N.E. was founded on 14-01-2000.
- Is F.I.N.E. still active?
- Yes, F.I.N.E. is an active enterprise in the KBO register.
- What is the turnover of F.I.N.E.?
- The turnover in financial year 2025 is ≈ €88,000. This figure is estimated from the gross margin of €33,625 and 69 comparable companies (NACE 70200). It probably lies between €54,000 and €130,000.Financials
- Is F.I.N.E. profitable?
- In financial year 2025, F.I.N.E. made a profit of €21,181.
- Where can I find the annual accounts of F.I.N.E.?
- F.I.N.E. filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of F.I.N.E. due?
- F.I.N.E. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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