Promert
ActiveSummary
The computed 12-month bankruptcy probability of Promert is 2.2% (moderate). The 2025 annual accounts show equity of €190k and a net result of €92k. Its solvency ranks better than 88% of 18400 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+21
Growth52
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.9 against 1.77 in 2024; short-term debt: 18.1% and cash: 71.3% of total assets), and 18.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.9%
Return on assets
39.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€190k▲ 93.3%
2024 · €98k
Total assets
€233k▲ 28.7%
2024 · €181k
Net result
€92k▼ 1.7%
2024 · €93k
Working capital
€164k▲ 161%
2024 · €63k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€134k-€123k▼ 8.1%
Net result€93k-€92k▼ 1.7%
Equity€98k-€190k▲ 93.3%
Total assets€181k-€233k▲ 28.7%
Debt€82k-€42k▼ 48.7%
Working capital€63k-€164k▲ 161%
Staff (FTE)3.8-6.3▲ 65.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€26k ▼ 26.9%
Current assets
€207k ▲ 42.2%
Equity and liabilities €233k
Equity
€190k ▲ 93.3%
Debt
€42k ▼ 48.7%
Debt's share of the balance-sheet total falls from 45.5% to 18.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€137k▼
2024 · €144k
Cash flow
€106k▲
2024 · €104k
Current ratio
4.90▲
2024 · 1.77
Quick ratio
4.34▲
2024 · 1.48
Debt to equity
0.22▼
2024 · 0.83
ROE
48.3%▼
2024 · 94.9%
ROA
39.5%▼
2024 · 51.7%
Interest coverage
46.73▲
2024 · 16.67
Debt ≤ 1 year
€42k▼
2024 · €82k
Income taxes
€37k▲
2024 · €32k
Staff costs
€57k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €40k | €57k | ▲ 41.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €14k | ▲ 34.7% |
| Other operating charges640/8 | €2k | €4k | ▲ 60.3% |
| Gross operating margin9900 | €187k | €198k | ▲ 5.8% |
| Operating profit (loss)9901 | €134k | €123k | ▼ 8.1% |
| Financial income75/76B | - | €9k | - |
| Recurring financial income75 | - | €9k | - |
| Financial charges65/66B | €9k | €3k | ▼ 66.1% |
| Recurring financial charges65 | €9k | €3k | ▼ 66.1% |
| Profit (loss) for the period before taxes9903 | €125k | €129k | ▲ 2.8% |
| Income taxes67/77 | €32k | €37k | ▲ 15.9% |
| Profit (loss) for the period9904 | €93k | €92k | ▼ 1.7% |
| Profit (loss) for the period to be appropriated9905 | €93k | €92k | ▼ 1.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €181k | €233k | ▲ 28.7% |
| Fixed assets21/28 | €35k | €26k | ▼ 26.9% |
| Tangible fixed assets22/27 | €35k | €26k | ▼ 26.9% |
| Plant, machinery and equipment23 | €13k | €8k | ▼ 40.6% |
| Furniture and vehicles24 | €13k | €12k | ▼ 8.0% |
| Other tangible fixed assets26 | €10k | €7k | ▼ 33.1% |
| Current assets29/58 | €145k | €207k | ▲ 42.2% |
| Stocks and contracts in progress3 | €24k | €24k | ▲ 0.1% |
| Stocks30/36 | €24k | €24k | ▲ 0.1% |
| Amounts receivable within one year40/41 | €25k | €9k | ▼ 62.8% |
| Trade receivables40 | €23k | €9k | ▼ 59.2% |
| Other amounts receivable41 | €2k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €81k | €166k | ▲ 104% |
| Deferred charges and accrued income490/1 | €15k | €8k | ▼ 49.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €181k | €233k | ▲ 28.7% |
| Equity10/15 | €98k | €190k | ▲ 93.3% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €93k | €185k | ▲ 98.3% |
| Distributable reserves133 | €93k | €185k | ▲ 98.3% |
| Amounts payable17/49 | €82k | €42k | ▼ 48.7% |
| Amounts payable within one year42/48 | €82k | €42k | ▼ 48.7% |
| Trade debts44 | €19k | €16k | ▼ 16.3% |
| Suppliers440/4 | €19k | €16k | ▼ 16.3% |
| Taxes, remuneration and social security45 | €22k | €18k | ▼ 16.1% |
| Taxes450/3 | €13k | €7k | ▼ 42.3% |
| Remuneration and social security454/9 | €9k | €11k | ▲ 22.0% |
| Other amounts payable47/48 | €41k | €8k | ▼ 81.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €93k | €92k | ▼ 1.7% |
| + Depreciation and write-downs630 | €10k | €14k | ▲ 34.7% |
| Operating cash flow (approximation) | €104k | €106k | ▲ 1.9% |
| Investment in fixed assets (approximation) | - | €-5k | - |
| Change in cash | - | €85k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.90
Current ratio from 1.77 to 4.90; short-term debt falls from €82k to €42k.
31-12
Financial
Equity above €150kEq €190k ▲93.3%
2 profitable years in a row build equity to €190k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 2 establishment units since 2023
Ground area
1,216 m²
Building footprint
415 m²
Volume, LiDAR
2,158 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Klasseslager Youri en Veerle
since 20232.345.139.207
Klasseslager Youri en Veerle
since 20232.345.139.306
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018C0206/00A000 | Flanders | 885 m² | 1 · 213 m² | 7.9 m · 2 fl. |
| 13018F1432/00A000 | Flanders | 331 m² | 1 · 202 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 176 EUR awarded · 176 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKasterlee2.345.139.306
Similar companies · same sector, comparable size
BOUCHERIES HAVELANGE
BE 0889.613.526
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Sint-Jans-Molenbeek · Eq €189,812
LA CORBEILLE BCT
BE 0728.912.141
Orp-Jauche · Eq €189,581
AKELY
BE 0462.980.307
Evere · Eq €189,209
Goeminne Kontich
BE 0682.750.930
Kontich · Eq €189,174
Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 1,288 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
Scores and ratios are computed by Checked and are not a credit decision.