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De Schepper Slagerij

Active
Private limited companyfounded 20232 yrs activeSmishoek 1, 9185 Lochristi, BelgiumKBO/BCE: BE 1003.425.903

The computed 12-month bankruptcy probability of De Schepper Slagerij is 1.7% (moderate). The 2025 annual accounts show equity of €97k and a net result of €42k. Its solvency ranks better than 61% of 18207 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency72▲+3
Growth52
Track record82
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity tight (current ratio 1.47 against 1.36 in 2024; short-term debt: 52.6% and cash: 75.8% of total assets), and 52.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.4%
Return on assets
20.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 d early
2024
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€97k▲ 75.6%
2024 · €55k
2024: €55k
2024 → 2025
Total assets
€205k▲ 61.7%
2024 · €127k
2024: €127k
2024 → 2025
Net result
€42k▼ 16.9%
2024 · €50k
2024: €50k
2024 → 2025
Working capital
€51k▲ 97.9%
2024 · €26k
2024: €26k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€55k-€97k▲ 75.6%
Operating result€77k-€71k▼ 7.0%
Net result€50k-€42k▼ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2024: €77k€77kNet result 2024: €50k€50kOperating result 2025: €71k€71kNet result 2025: €42k€42k20242025
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets €46k▲ 56.4%
Current assets €159k▲ 63.3%
Equity and liabilities €205k
Equity €97k▲ 75.6%
Debt €108k▲ 50.9%
The debt ratio falls from 56.4% to 52.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€86k
2024 · €85k
Cash flow
€57k
2024 · €59k
Solvency
47.4%
2024 · 43.6%
Current ratio
1.47
2024 · 1.36
Quick ratio
1.47
2024 · 1.36
Debt / equity
1.11
2024 · 1.29
ROE
43.1%
2024 · 91.0%
ROA
20.4%
2024 · 39.7%
Interest coverage
18.58
2024 · 22.68
Debt
€108k
2024 · €72k
Debt ≤ 1 year
€108k
2024 · €72k
Income taxes
€25k
2024 · €23k
Staff costs
€89k
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€127k€205k
Fixed assets21/28€30k€46k
Tangible fixed assets22/27€30k€46k
Plant, machinery and equipment23€30k€46k
Current assets29/58€97k€159k
Amounts receivable within one year40/41€945€2k
Trade receivables40€759€1k
Other amounts receivable41€186€91
Cash at bank and in hand54/58€95k€156k
Deferred charges and accrued income490/1€930€2k
Equity and liabilities
Total equity and liabilities10/49€127k€205k
Equity10/15€55k€97k
Contributions10/11€5k€5k=
Reserves13€45k€90k
Distributable reserves133€45k€90k
Profit (loss) carried forward14€5k€2k
Amounts payable17/49€72k€108k
Amounts payable within one year42/48€72k€108k
Trade debts44€15k€26k
Suppliers440/4€15k€26k
Taxes, remuneration and social security45€35k€61k
Taxes450/3€23k€47k
Remuneration and social security454/9€13k€14k
Other amounts payable47/48€21k€21k
Income statement Code20242025
Remuneration, social security and pensions62€84k€89k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€15k
Other operating charges640/8€1k€2k
Gross operating margin9900€171k€176k
Operating profit (loss)9901€77k€71k
Financial income75/76B€50€1
Recurring financial income75€50€1
Financial charges65/66B€4k€5k
Recurring financial charges65€4k€5k
Profit (loss) for the period before taxes9903€73k€67k
Income taxes67/77€23k€25k
Profit (loss) for the period9904€50k€42k
Profit (loss) for the period to be appropriated9905€50k€42k
Appropriation of the result
Profit (loss) to be appropriated9906€50k€47k
Profit (loss) brought forward from the previous period14P-€5k
Transfer to equity691/2€45k€45k=
To other reserves6921€45k€45k=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Smishoek 19185 Lochristi
Ground area
205 m²
Building footprint
205 m²
Volume, LiDAR
1,412 m³
Parcel 44073D0771/00E000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Slagerij Geert & Linda
Smishoek 1, 9185 LochristiRetail sale of meat and meat products, excluding game and poultry
since 20242.353.285.029
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44073D0771/00E000 Flanders 205 m² 1 · 205 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lochristi2.353.285.029
1 permission
Toelating · Vleeswinkel · since 31-01-2024

Similar companies · same sector, comparable size

Of 3,043 companies in sector 47221 we hold annual accounts for 1,562. 1,367 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.