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Complete company report
Generated 09-08-2026
Active BE 0756.930.590Private limited company

Promanys

Walle(Kor) 113 ·8500 Kortrijk, Belgium· 5 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

The computed 12-month bankruptcy probability of Promanys is 2.8% (moderate). The 2023 annual accounts show equity of €895k and a net result of €163k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €895k
Net result €163k
Staff (FTE) 10
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health69Profitability91Solvency53Growth78Stability94
77 / 100

Exceptional profile, strong across almost every axis.

Health 69
Profitability 91
Solvency 53
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
69 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · verkort
€0€50k€100k€150k€200kOperating result 2020: €97k€97kNet result 2020: €81k€81kOperating result 2023: €187k€187kNet result 2023: €163k€163k20202023
Operating resultNet result
EBITDA
€348k
+86.4% +81% vs sector
Net profit
€163k
+100.1% +87% vs sector
Cash flow
€324k
+88.6% +110% vs sector
Total assets
€2.55M
+144.8% +94% vs sector
Equity
€895k
+937.0% -23% vs sector
Working capital
€-115k
+75.3% far below sector median
Employees (FTE)
10
+100.0% +60% vs sector
Staff costs
€748k
- +114% vs sector
Income taxes
€80k
+275.2% +106% vs sector
Debt
€1.65M
+73.2% far above sector median
Debt ≤ 1y
€1.35M
+70.2% far above sector median
Debt > 1y
€252k
+56.5% -75% vs sector
Current ratio
0.91
+122.3% -82% vs sector
Quick ratio
0.74
+80.7% -78% vs sector
Solvency
35.1%
+323.6% -57% vs sector
Debt / equity
1.85
-0.9% far above sector median
ROE
18.2%
-80.7% +89% vs sector
ROA
6.4%
-18.3% -2% vs sector
Interest coverage
4.62
- -87% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€348k
Net profit€163k
Cash flow€324k
Staff costs€748k
Income taxes€80k
Dividends-
Total assets€2.55M
Equity€895k
Debt€1.65M
of which ≤ 1y€1.35M
of which > 1y€252k
Working capital€-115k
Employees (FTE)10.0
Ratios (computed)
2023
Current ratio0.91
Quick ratio0.74
Working capital ratio-4.5%
Solvency35.1%
Debt / equity1.85
Long-term debt ratio0.28
Interest coverage4.62
Gross margin-
Net margin-
ROA6.4%
ROE18.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€2.55M
Fixed assets 21/28€1.31M
Intangible fixed assets 21€314k
Tangible fixed assets 22/27€999k
Financial fixed assets 28€150
Current assets 29/58€1.23M
Stocks & contracts in progress 3€231k
Amounts receivable within one year 40/41€752k
Cash & bank 54/58€199k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.55M
Equity 10/15€895k
Contributions / capital 10/11€5k
Reserves 13€890k
Amounts payable 17/49€1.65M
Amounts payable after one year 17€252k
Amounts payable within one year 42/48€1.35M
Trade debts payable within one year 44€728k
Income statement
Gross operating margin 9900€1.15M
Operating result 9901€187k
Financial income 75€131k
Financial charges 65€75k
Result before taxes 9903€243k
Income taxes 67/77€80k
Net result for the period 9904€163k
Result to be appropriated 9905€163k
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Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43990)
Legal form Private limited company(610)
Incorporation23-10-2020
StatusActive
Postal code8500
Establishment units 1 location
Promanys
Walle(Kor) 113, 8500 KortrijkVervaardiging van kantoor- en winkelmeubelen
since 20202.309.780.232
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34354D0003/00C004 Flanders 1.5 ha 1 · 2,501 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
22-07-2025
State Gazette act Registered-office change
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
19-10-2023
State Gazette act Registered-office change
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
04-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 2 acts
Address history · 2
22-07-2025
Registered-office move
19-10-2023
Registered-office move
All acts · 2 updated 1 year ago
2025
22-07-2025 Registered office moved within Kortrijk Registered-office change
  • Loofstraat 35, 8500 Kortrijk → Walle 113 bus 0001, 8500 Kortrijk
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Walle 113 bus 0001, 8500 Kortrijk",
        "city": "Kortrijk",
        "region": "vlaams_gewest",
        "street": "Walle",
        "country": "BE",
        "postcode": "8500",
        "box_number": "0001",
        "street_number": "113",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Loofstraat 35, 8500 Kortrijk",
        "city": "Kortrijk",
        "region": "vlaams_gewest",
        "street": "Loofstraat",
        "country": "BE",
        "postcode": "8500",
        "box_number": null,
        "street_number": "35",
        "locality_suffix": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-22",
    "filing_date": "2025-07-08",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2025-07-01",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0756.930.590",
    "name_full": "Promanys",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Thomas Nys",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
2023
19-10-2023 Registered office moved within Kortrijk Registered-office change
  • Halenplein 7, 8500 Kortrijk → Loofstraat 35, 8500 Kortrijk
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Loofstraat 35, 8500 Kortrijk",
        "city": "Kortrijk",
        "region": "vlaams_gewest",
        "street": "Loofstraat",
        "country": "BE",
        "postcode": "8500",
        "box_number": null,
        "street_number": "35",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Halenplein 7, 8500 Kortrijk",
        "city": "Kortrijk",
        "region": "vlaams_gewest",
        "street": "Halenplein",
        "country": "BE",
        "postcode": "8500",
        "box_number": null,
        "street_number": "7",
        "locality_suffix": null
      },
      "effective_date": "2023-09-15",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-10-19",
    "filing_date": "2023-10-10",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2023-09-15",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0756.930.590",
    "name_full": null,
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Thomas Nys",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Vervaardiging van kantoor- en winkelmeubelen31001Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen31004Vervaardiging van andere meubelen, neg31009Vervaardiging van kantoor- en winkelmeubelen31010Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen31091Vervaardiging van tuin- en terrasmeubelen31092Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Activiteiten van interieurdecorateurs74104Interieurontwerp74130
Primary activity highlighted.
Names & trade names
Legal nameNL Promanys
Registered office
Walle(Kor) 113 bus 1
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative