ISOTECH
ActiveISOTECH has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €398k and a net result of €200k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 14% of 68 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency41▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.22 in 2024), but 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 24
Relative position
BE, all sectors
reference
Sector 24
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
5.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 68 sector peers (2025).
NBB · sector comparisonPosition among 68 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €398k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
108 d early
2023
44 d early
2022
46 d early
2021
47 d early
2020
45 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€398k▲ 14.2%
2024 · €348k
2018: €331k
2019: €331k
2020: €321k
2021: €331k
2022: €331k
2023: €331k
2024: €348k
2018 → 2025
Total assets
€3.47M▼ 8.0%
2024 · €3.77M
2018: €5.11M
2019: €4.95M
2020: €4.56M
2021: €4.53M
2022: €4.52M
2023: €3.92M
2024: €3.77M
2018 → 2025
Net result
€200k▼ 24.5%
2024 · €264k
2018: €42k
2019: €105k
2020: €-11k
2021: €253k
2022: €463k
2023: €156k
2024: €264k
2018 → 2025
Working capital
€491k▼ 16.4%
2024 · €588k
2018: €1.50M
2019: €1.34M
2020: €1.12M
2021: €998k
2022: €842k
2023: €710k
2024: €588k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€331k-€331k=€331k=€348k▲ 5.1%€398k▲ 14.2%
Operating result€375k-€652k▲ 73.9%€245k▼ 62.4%€396k▲ 61.8%€304k▼ 23.3%
Net result€253k-€463k▲ 82.7%€156k▼ 66.4%€264k▲ 69.8%€200k▼ 24.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.47M
Fixed assets
€2.58M▼ 4.5%
Current assets
€891k▼ 16.7%
Equity and liabilities €3.47M
Equity
€398k▲ 14.2%
Debt
€3.08M▼ 10.2%
The debt ratio falls from 90.8% to 88.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€426k▼
2024 · €520k
Cash flow
€321k▼
2024 · €388k
Solvency
11.5%▲
2024 · 9.2%
Current ratio
2.23▲
2024 · 2.22
Quick ratio
1.87▲
2024 · 1.85
Debt / equity
7.73▼
2024 · 9.84
ROE
50.2%▼
2024 · 75.9%
ROA
5.7%▼
2024 · 7.0%
Interest coverage
12.11▲
2024 · 11.71
Debt
€3.08M▼
2024 · €3.43M
Debt ≤ 1 year
€400k▼
2024 · €483k
Debt > 1 year
€1.33M▼
2024 · €1.52M
Income taxes
€69k▼
2024 · €91k
Staff costs
€243k▼
2024 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.77M€3.47M▼
Fixed assets21/28€2.70M€2.58M▼
Tangible fixed assets22/27€2.70M€2.58M▼
Plant, machinery and equipment23€31k€25k▼
Furniture and vehicles24€835€0▼
Leasing and similar rights25€2.32M€2.21M▼
Other tangible fixed assets26€353k€351k▼
Current assets29/58€1.07M€891k▼
Amounts receivable after more than one year29€97k€0▼
Other amounts receivable291€97k€0▼
Stocks and contracts in progress3€177k€142k▼
Stocks30/36€177k€142k▼
Amounts receivable within one year40/41€133k€130k▼
Trade receivables40€127k€115k▼
Other amounts receivable41€6k€15k▲
Cash at bank and in hand54/58€656k€613k▼
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€3.77M€3.47M▼
Equity10/15€348k€398k▲
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€98k€148k▲
Non-distributable reserves130/1€25k€25k=
Legal reserve130€25k€25k=
Tax-exempt reserves132€56k€56k=
Distributable reserves133€17k€67k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3.43M€3.08M▼
Amounts payable after more than one year17€1.52M€1.33M▼
Financial debts170/4€1.52M€1.33M▼
Amounts payable within one year42/48€483k€400k▼
Current portion of amounts payable after more than one year42€192k€196k▲
Trade debts44€14k€37k▲
Suppliers440/4€14k€37k▲
Taxes, remuneration and social security45€29k€17k▼
Taxes450/3€0-
Remuneration and social security454/9€29k€17k▼
Other amounts payable47/48€247k€150k▼
Accrued charges and deferred income492/3€1.42M€1.35M▼
Income statement
Code20242025
Non-recurring operating income76A€70k€70k=
Remuneration, social security and pensions62€245k€243k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€124k€122k▼
Other operating charges640/8€36k€37k▲
Gross operating margin9900€801k€706k▼
Operating profit (loss)9901€396k€304k▼
Financial income75/76B€4k€128▼
Recurring financial income75€4k€128▼
Financial charges65/66B€44k€35k▼
Recurring financial charges65€44k€35k▼
Profit (loss) for the period before taxes9903€355k€269k▼
Income taxes67/77€91k€69k▼
Profit (loss) for the period9904€264k€200k▼
Profit (loss) for the period to be appropriated9905€264k€200k▼
Appropriation of the result
Profit (loss) to be appropriated9906€264k€200k▼
Transfer to equity691/2€17k€50k▲
To other reserves6921€17k€50k▲
Profit to be distributed694/7€247k€150k▼
Return on contributions (dividend)694€247k€150k▼
Social balance
Average headcount (FTE)90874.44.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €463k ▲82.7%
Operating result €652k, net result €463k, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €253k
Net result €253k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-11k ▼110%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliehoevestraat 10A2220 Heist-op-den-BergGround area
1.5 ha
Building footprint
6,131 m²
Volume, LiDAR
49,324 m³
Parcel 12322I0665/00K000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ISOTECH
since 20002.100.665.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0665/00K000 | Flanders | 1.5 ha | 1 · 6,131 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALUMINIUMCONSTRUCTIE VANDEMAELE
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LIMALCO
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ALUNOX
BE 0477.618.496
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PROMALU
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Of 60 companies in sector 24420 we hold annual accounts for 45. 29 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-02-2000
Fiscal year end31-12
Activities, NACEBEL
24420Manufacture of basic metals
27422
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.