Active BE 0845.048.855Private limited company

PROLES

Bijenhof 2 ·8300 Knokke-Heist, Belgium· 14 yrs active

Sector: Financial services (64210)

Conclusion Checked

PROLES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.19M and a net result of €15k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 479 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€2.19M
Net result	€15k
Better than sector	53%
Active	14 yrs

Snowflake analysis 5 axes · computed by Checked

43 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 3

Solvency 58

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2012, 14 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview10 NBB filings

Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~22.5%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	46.6%	42.5%	better than 53% of 479 sector peers
Net result	€15k	€73k	better than 26% of 479 sector peers
Equity	€2.19M	€470k	better than 81% of 479 sector peers
Gross operating margin	€450k	€88k	better than 91% of 478 sector peers
Total assets	€4.71M	€1.54M	better than 81% of 479 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€15k

- far above sector median

Total assets

€4.71M

-7.2% far above sector median

Equity

€2.19M

-5.2% far above sector median

Income taxes

€4k

+108.2% +222% vs sector

Dividends

€136k

- far above sector median

Debt

€2.52M

-8.8% far above sector median

Debt ≤ 1y

€538k

+3.3% far above sector median

Debt > 1y

€1.96M

-12.4% far above sector median

Solvency

46.6%

+2.1% -48% vs sector

ROE

0.7%

- far above sector median

ROA

0.3%

- far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	n/a
EBITDA	n/a
Net profit	€15k
Cash flow	n/a
Staff costs	-
Income taxes	€4k
Dividends	€136k
Total assets	€4.71M
Equity	€2.19M
Debt	€2.52M
of which ≤ 1y	€538k
of which > 1y	€1.96M
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	46.6%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	0.3%
ROE	0.7%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €4.59M · 97.4% Current assets €122k · 2.6%

Equity & liabilities

Equity €2.19M · 46.6% Debt €2.52M · 53.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.71M
Fixed assets	21/28	€4.59M
Intangible fixed assets	21	€107k
Tangible fixed assets	22/27	€4.48M
Current assets	29/58	€122k
Cash & bank	54/58	€121k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.71M
Equity	10/15	€2.19M
Contributions / capital	10/11	€12k
Reserves	13	€2.17M
Accumulated profits (losses)	14	€5k
Amounts payable	17/49	€2.52M
Amounts payable after one year	17	€1.96M
Amounts payable within one year	42/48	€538k
Trade debts payable within one year	44	€232
Income statement
Gross operating margin	9900	€450k
Operating result	9901	€64k
Financial income	75	€2
Financial charges	65	€44k
Result before taxes	9903	€19k
Income taxes	67/77	€4k
Net result for the period	9904	€15k
Result to be appropriated	9905	€15k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	02-04-2012
Status	Active
Postal code	8300

Establishment units 1 location

PROLES

Boslaan 83, 8300 Knokke-HeistManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20122.210.256.747

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31332E1168/00D000	Flanders	1,820 m²	1 · 255 m²	17.6 m
31333K0091/00E002	Flanders	349 m²	1 · 65 m²	8.9 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

31-10-2025