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PROLECO

Active
Public limited companyfounded 199036 yrs activeD'Helst 13, 9280 Lebbeke, BelgiumKBO/BCE: BE 0441.234.489
Summary

PROLECO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284,959 and a net result of €85,842. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 2716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
PROLECOActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201Insulation installation NACE 43230
#6 company by total assets in Lebbeke, Construction sector1 site
Size
€1.2mtotal assets 2025
Staff
5 FTE
Equity
€284,959
Profit
€85,842
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Parent
PROLICO · 75.04%
Board
2 members
Accounts 30 d early1 of 5 deeds read
Why 89- Sector Construction of residential and non-residential buildings (NACE 41)- Equity €284,959 (22.8% of total assets)+ Founded in 1990+ Liquidity: current ratio 1.18, cash €370,731Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 48+3
equity 22.8% of total assets
Liquidity 49+31
short-term debt 71.6% · cash 29.7%
Profitability 77+27
return on assets 6.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,367 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +18.3% vs 11-2024 01-2025: 0.8%▲ +64.3% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.8%● 0.0% vs 03-2025 05-2025: 0.8%● 0.0% vs 04-2025 06-2025: 0.8%● 0.0% vs 05-2025 07-2025: 0.8%● 0.0% vs 06-2025 08-2025: 0.8%● 0.0% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%▲ +0.9% vs 09-2025 11-2025: 0.8%▲ +0.3% vs 10-2025 12-2025: 0.8%▲ +2.6% vs 11-2025highest value 01-2026: 0.2%▼ -75.9% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%▲ +3.1% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%▼ -1.5% vs 08-2026 10-2026: 0.2%▼ -2.1% vs 09-2026lowest value
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 1990 lowers the probability for this profile
  • Liquidity: current ratio 1.18, cash €370,731 lowers the probability
  • Equity €284,959 (22.8% of total assets) raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.08 in 2024; short-term debt: 71.6% and cash: 29.7% of total assets), and 77.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 29%, liquidity 48%, profitability 56%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.18, cash €370,731
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €284,959 (22.8% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 29-06-2025 was due by 29-01-2026 and was filed on 30-12-2025, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
29 d early
2023
31 d early
2022
25 d early
2021
33 d early
2020
37 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 29-06-2026 and is due by 29-01-2027. Nothing is late today. Usually files around 30 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-06-2026 close07-10-2026 today29-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: Leo Coppens (director) and Jos…Director discharge · Power of…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Highest result since 2019net €85,842 ▲5,563%

Key points

  • Positive: Result rose in 2025from €1,516 to €85,842 ▲ 5,563% View
  • Positive: Company by total assets in Lebbeke, Construction sectorin the Checked rankings #6 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by PROLICO 75.04% View
  • Positive: 7 profitable years in a rowprofit 2025: €85,842 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€85,842
Solvency
22.8%
Total assets▲ 22.9%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 29-01-2027
  1. 13-02-2026Reappointments: Leo Coppens (director) and Jos Coppens…
  2. 30-12-2025Annual accounts filed
  3. 29-06-2025Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of residential buildingsNACE 41001
Founded
13-08-1990
Year ends
29-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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