PROKOM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €232k and a net result of €42k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 8018 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
25 d late
2024
20 d late
2023
19 d late
2022
23 d late
2021
19 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€232k▲ 22.3%
2024 · €190k
2018: €91k
2019: €126k
2020: €114k
2021: €117k
2022: €126k
2023: €148k
2024: €190k
2018 → 2025
Net result
€42k▲ 1.4%
2024 · €42k
2018: €102k
2019: €34k
2020: €-11k
2021: €2k
2022: €35k
2023: €22k
2024: €42k
2018 → 2025
Total assets
€376k▲ 18.9%
2024 · €317k
2018: €373k
2019: €327k
2020: €252k
2021: €229k
2022: €269k
2023: €295k
2024: €317k
2018 → 2025
Solvency
61.6%▲ 1.7pp
2024 · 59.9%
2018: 24.5%
2019: 38.4%
2020: 45.4%
2021: 51.0%
2022: 46.7%
2023: 50.2%
2024: 59.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€126k▲ 8.1%€148k▲ 17.4%€190k▲ 28.2%€232k▲ 22.3%
Operating result€4k-€41k▲ 1,036%€30k▼ 26.5%€48k▲ 59.2%€57k▲ 19.5%
Net result€2k-€35k▲ 1,603%€22k▼ 38.1%€42k▲ 90.1%€42k▲ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376k
Fixed assets
€1k
Current assets
€375k
Equity and liabilities €376k
Equity
€232k▲ 22.3%
Debt
€145k▲ 13.7%
The debt ratio falls from 40.1% to 38.4%. Equity and debt are higher.
Key figures and ratios
Solvency
61.6%▲
2024 · 59.9%
ROE
18.2%▼
2024 · 22.0%
ROA
11.2%▼
2024 · 13.2%
Debt
€145k▲
2024 · €127k
Debt ≤ 1 year
€31k▲
2024 · €13k
Debt > 1 year
€114k=
2024 · €114k
Income taxes
€25k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€317k€376k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€317k€375k▲
Amounts receivable after more than one year29€60k€60k=
Other amounts receivable291€60k€60k=
Amounts receivable within one year40/41€27k€53k▲
Trade receivables40€8k€8k▲
Other amounts receivable41€19k€45k▲
Current investments50/53€101k€138k▲
Cash at bank and in hand54/58€128k€124k▼
Deferred charges and accrued income490/1€748-
Equity and liabilities
Total equity and liabilities10/49€317k€376k▲
Equity10/15€190k€232k▲
Contributions10/11€20k€20k=
Reserves13€33k€33k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€31k€33k▲
Profit (loss) carried forward14€137k€179k▲
Amounts payable17/49€127k€145k▲
Amounts payable after more than one year17€114k€114k=
Other amounts payable178/9€114k€114k=
Amounts payable within one year42/48€13k€31k▲
Financial debts43€810€850▲
Credit institutions430/8€810€850▲
Trade debts44€10k€22k▲
Suppliers440/4€10k€22k▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€86
Other operating charges640/8€387€400▲
Gross operating margin9900€48k€58k▲
Operating profit (loss)9901€48k€57k▲
Financial income75/76B-€10k
Recurring financial income75-€10k
Financial charges65/66B€86€72▼
Recurring financial charges65€86€72▼
Profit (loss) for the period before taxes9903€48k€67k▲
Income taxes67/77€6k€25k▲
Profit (loss) for the period9904€42k€42k▲
Profit (loss) for the period to be appropriated9905€42k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€179k▲
Profit (loss) brought forward from the previous period14P€95k€137k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €200kEq €232k ▲22.3%
5 profitable years in a row build equity to €232k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Equity above €150kEq €190k ▲28.2%
4 profitable years in a row build equity to €190k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-11k ▼133%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 10.03
Current ratio from 4.18 to 10.03; short-term debt falls from €87k to €32k.
31-12
Financial
Equity above €100kEq €126k ▲37.5%
2 profitable years in a row build equity to €126k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 241040 EtterbeekGround area
413 m²
Building footprint
197 m²
Volume, LiDAR
2,482 m³
Parcel 21363B0354/00M005, Brussels · tallest building 31.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Louis Schmidtlaan 24, 1040 Etterbeek
since 20162.251.356.043
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0354/00M005 | Brussels | 413 m² | 1 · 197 m² | 31.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500794B46638C7A86
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VAN ' T ENCLAVEHOF
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.