DE GRIM CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €292k and a net result of €41k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 9863 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
28 d early
2022
5 d early
2021
60 d late
2020
61 d late
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€292k▲ 1.9%
2023 · €287k
2018: €75k
2019: €111k
2020: €158k
2021: €203k
2022: €258k
2023: €287k
2018 → 2024
Net result
€41k▼ 48.3%
2023 · €78k
2018: €38k
2019: €35k
2020: €47k
2021: €65k
2022: €61k
2023: €78k
2018 → 2024
Total assets
€488k▼ 1.0%
2023 · €492k
2018: €346k
2019: €344k
2020: €369k
2021: €415k
2022: €441k
2023: €492k
2018 → 2024
Solvency
59.9%▲ 1.7pp
2023 · 58.3%
2018: 21.8%
2019: 32.2%
2020: 42.8%
2021: 48.9%
2022: 58.6%
2023: 58.3%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€158k-€203k▲ 28.5%€258k▲ 27.4%€287k▲ 11.0%€292k▲ 1.9%
Operating result€70k-€96k▲ 37.0%€89k▼ 7.4%€111k▲ 24.9%€51k▼ 53.7%
Net result€47k-€65k▲ 37.1%€61k▼ 5.9%€78k▲ 28.3%€41k▼ 48.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 54% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €488k
Fixed assets
€237k▼ 0.8%
Current assets
€251k▼ 1.1%
Equity and liabilities €488k
Equity
€292k▲ 1.9%
Debt
€195k▼ 4.9%
The debt ratio falls from 41.7% to 40.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
59.9%▲
2023 · 58.3%
ROE
13.9%▼
2023 · 27.3%
ROA
8.3%▼
2023 · 15.9%
Debt
€195k▼
2023 · €206k
Debt ≤ 1 year
€63k▲
2023 · €62k
Debt > 1 year
€133k▼
2023 · €142k
Income taxes
€16k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€492k€488k▼
Fixed assets21/28€239k€237k▼
Tangible fixed assets22/27€239k€237k▼
Land and buildings22€217k€216k▼
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€17k€13k▼
Current assets29/58€254k€251k▼
Amounts receivable after more than one year29€60k€44k▼
Other amounts receivable291€60k€44k▼
Amounts receivable within one year40/41€68k€91k▲
Trade receivables40€18k€12k▼
Other amounts receivable41€50k€79k▲
Current investments50/53€83k€73k▼
Cash at bank and in hand54/58€30k€34k▲
Deferred charges and accrued income490/1€12k€8k▼
Equity and liabilities
Total equity and liabilities10/49€492k€488k▼
Equity10/15€287k€292k▲
Contributions10/11€100€100=
Reserves13€287k€292k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€284k€289k▲
Amounts payable17/49€206k€195k▼
Amounts payable after more than one year17€142k€133k▼
Financial debts170/4€142k€133k▼
Amounts payable within one year42/48€62k€63k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€964€3k▲
Suppliers440/4€964€3k▲
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Other amounts payable47/48€38k€35k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€128k€67k▼
Operating profit (loss)9901€111k€51k▼
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€110k€57k▼
Income taxes67/77€32k€16k▼
Profit (loss) for the period9904€78k€41k▼
Profit (loss) for the period to be appropriated9905€78k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€41k▼
Transfer from equity791/2€38k€35k▼
Transfer to equity691/2€78k€41k▼
To other reserves6921€78k€41k▼
Profit to be distributed694/7€38k€35k▼
Return on contributions (dividend)694€38k€35k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €78k ▲28.3%
Operating result €111k, net result €78k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 6.80
Current ratio from 3.22 to 6.80; short-term debt falls from €49k to €29k.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Equity above €200kEq €203k ▲28.5%
4 profitable years in a row build equity to €203k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Equity above €150kEq €158k ▲42.8%
3 profitable years in a row build equity to €158k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Weakest financial yearnet €35k ▼8.6%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €111k ▲46.5%
2 profitable years in a row build equity to €111k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fresialaan 48400 OostendeGround area
635 m²
Building footprint
123 m²
Volume, LiDAR
583 m³
Parcel 35020B0272/00F000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Grim Consulting
since 20152.245.522.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0272/00F000 | Flanders | 635 m² | 1 · 123 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:tim@uitvaart-oostende.be
Phone:0496971122