Active BE 0683.694.897Private limited company

PROJECTIZE IT

Rue de Mons-Lez-Liège(Flh) 105 ·4400 Flémalle, Belgium· 8 yrs active

Sector: Computer consultancy and computer facilities management (62200)

Conclusion Checked

PROJECTIZE IT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 16691 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€17k
Net result	€-14k
Better than sector	20%
Active	8 yrs

Financial profile 5 of 5 axes measured · computed by Checked

53 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 60

Profitability 0

Solvency 74

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

60 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€1k

estimate, not credit advice

Score history

75 2020

93 2021

93 2022

100 2023

45 2024

60 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 5.43 (≥ 1.5) +10

Quick ratio Quick ratio 5.43 (≥ 1.0) +5

Leverage Debt/equity 0.97 (< 1.0) +10

Profitability Negatieve ROE -85% -10

Interest coverage Interest coverage 0.8× (< 1.5×) -10

Profit trend Net profit up YoY +5

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview8 NBB filings

Annual accounts filed on 15-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~38% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming, consultancy and related activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	18.1%	60.0%	better than 20% of 16691 sector peers
Net result	€-14k	€29k	better than 8% of 16700 sector peers
Equity	€17k	€72k	better than 21% of 16697 sector peers
Gross operating margin	€56k	€55k	better than 51% of 16686 sector peers
Total assets	€93k	€141k	better than 34% of 16705 sector peers

EBITDA

€38k

- 20-25

Net profit

€-14k

+23.5% 20-25

Cash flow

€-13k

+29.4% 20-25

Total assets

€93k

-30.4% 20-25

Equity

€17k

-46.0% 20-25

Working capital

€73k

+3.6% 20-25

Staff costs

€250

- 20-25

Income taxes

€2k

-76.3% 20-25

Dividends

€101k

- 20-25

Debt

€16k

-72.8% 20-25

Debt ≤ 1y

€16k

-72.8% 20-25

Current ratio

5.43

+150.9% 20-25

Quick ratio

5.43

+150.9% 20-25

Solvency

18.1%

-22.4% 20-25

Debt / equity

0.97

-49.6% 20-25

ROE

-85.1%

-41.6% 20-25

ROA

-15.4%

-9.8% 20-25

Interest coverage

0.77

- 20-25

Figures by fiscal year and ratios

Change versus the prior fiscal year, coloured by direction (green = favourable).

Fiscal year	2025 Δ	2024 Δ	2023 Δ	2022 Δ	2021 Δ
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	-	-	-	-	-
Net profit	+23.5%	-	+32.0%	+101.9%	-
Cash flow	+29.4%	-	-	-	-
Staff costs	-	-	-	-	-
Income taxes	-76.3%	-53.2%	+13.3%	+76.2%	-
Dividends	-	-	-	-	-
Total assets	-30.4%	-27.9%	+41.7%	+64.2%	-
Equity	-46.0%	-81.1%	+68.8%	+73.9%	-
Debt	-72.8%	+185.1%	-37.0%	+41.1%	-
of which ≤ 1y	-72.8%	+185.1%	-37.0%	+41.1%	-
of which > 1y	-	-	-	-	-
Working capital	+3.6%	-56.8%	+66.8%	+73.9%	-
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	5.43	2.17	8.69	3.90	3.35
Quick ratio	5.43	2.17	8.69	3.90	3.35
Working capital ratio	78.1%	52.5%	87.5%	74.4%	70.2%
Solvency	18.1%	23.3%	88.6%	74.4%	70.2%
Debt / equity	0.97	1.93	0.13	0.34	0.42
Long-term debt ratio	-	-	-	-	-
Interest coverage	0.77	-5.70	36.94	-	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	-15.4%	-14.0%	29.5%	31.6%	25.7%
ROE	-85.1%	-60.1%	33.2%	42.5%	36.6%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €4k · 4.3% Current assets €89k · 95.7%

Equity & liabilities

Equity €17k · 18.1% Provisions €60k · 64.3% Debt €16k · 17.6%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€93k	€134k	€186k	€131k	€80k
Fixed assets	21/28	€4k	€3k	€2k	-	-
Tangible fixed assets	22/27	€4k	€3k	€2k	-	-
Current assets	29/58	€89k	€131k	€184k	€131k	€80k
Amounts receivable within one year	40/41	€30k	€44k	€29k	€27k	€12k
Cash & bank	54/58	€58k	€83k	€155k	€104k	€67k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€93k	€134k	€186k	€131k	€80k
Equity	10/15	€17k	€31k	€165k	€98k	€56k
Contributions / capital	10/11	€5k	€5k	€19k	€6k	€6k
Reserves	13	€45k	€45k	€146k	€92k	€50k
Accumulated profits (losses)	14	€-33k	€-19k	-	-	-
Provisions & deferred taxes	16	€60k	€42k	-	-	-
Amounts payable	17/49	€16k	€60k	€21k	€34k	€24k
Amounts payable within one year	42/48	€16k	€60k	€21k	€34k	€24k
Trade debts payable within one year	44	€1k	€1k	€2k	€3k	€3k
Income statement
Gross operating margin	9900	€56k	€32k	€72k	€56k	€30k
Operating result	9901	€36k	€-11k	€71k	€56k	€29k
Financial income	75	€16	€952	€286	-	€26
Financial charges	65	€49k	€2k	€2k	€2k	€1k
Result before taxes	9903	€-13k	€-12k	€69k	€54k	€28k
Income taxes	67/77	€2k	€7k	€14k	€13k	€7k
Net result for the period	9904	€-14k	€-19k	€55k	€42k	€21k
Result to be appropriated	9905	€-14k	€-19k	€55k	€42k	€21k

Legal Structure

NACE primary	Computer consultancy and computer facilities management(62200)
Legal form	Private limited company(610)
Incorporation	25-10-2017
Status	Active
Postal code	4400

Establishment units 1 location

Projectize IT

Rue de Mons-Lez-Liège(Flh) 105, 4400 FlémalleComputer programming, consultancy and related activities

since 20172.269.357.263

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62072C1071/00K000	Wallonia	163 m²	1 · 162 m²	9.4 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 9 events

All 14Financial 5Gazette 1Filings 8

Next filing, fiscal year 2026, expected by 31-07-2027

2026

15-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Liquidity triplescurrent ratio 5.43

Current ratio from 2.17 to 5.43; short-term debt falls from €60k to €16k.

15-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-19k ▼134%

Net result drops to €-19k, the lowest in the series; recovery starts the following year.

25-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2020net €55k ▲32%

Operating result €71k, net result €55k, both a record.

31-12

Financial Liquidity doublescurrent ratio 8.69

Current ratio from 3.90 to 8.69; short-term debt falls from €34k to €21k.

31-12

Financial Equity above €150kEq €165k ▲68.8%

4 profitable years in a row build equity to €165k.

03-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 3 days late

07-06

State Gazette act Capital & shares

Véronique de SAUVAGE VERCOUR

2022

27-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

14-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

30-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 91 days late

2019

30-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 30 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Capital history · 1

07-06-2023

Capital change

All acts · 1 updated 3 years ago

2023

07-06-2023 All shares are now held by a single shareholder Capital & shares·Véronique de SAUVAGE VERCOUR

Notary: Véronique de SAUVAGE VERCOUR · Fexhe-le-Haut-Clocher

Original publication ↗

Technical details

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    "name": "V\u00E9ronique de SAUVAGE VERCOUR",
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  "act_meta": {
    "language": "mixed",
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  "decision": {
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

IT consultancy62020Computer consultancy and computer facilities management62200Computer programming, consultancy and related activities62010Computer programming62100

Names & trade names

Legal nameFR

PROJECTIZE IT

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