Projaid
ActiveProjaid has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €61k. Equity is growing by ~59.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency68▲+28
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.11 in 2024; short-term debt: 56.4% and cash: 64.5% of total assets), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
52.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 d early
2024
1 d late
2023
30 d late
2022
32 d late
2021
128 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 107%
2024 · €25k
2021: €7k
2022: €31k
2023: €79k
2024: €25k
2021 → 2025
Total assets
€118k▼ 29.5%
2024 · €168k
2021: €33k
2022: €65k
2023: €127k
2024: €168k
2021 → 2025
Net result
€61k▲ 10.9%
2024 · €55k
2021: €2k
2022: €24k
2023: €48k
2024: €55k
2021 → 2025
Working capital
€42k▲ 172%
2024 · €16k
2021: €-4k
2022: €19k
2023: €70k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€31k▲ 356%€79k▲ 157%€25k▼ 68.8%€51k▲ 107%
Operating result€3k-€33k▲ 1,140%€62k▲ 90.9%€72k▲ 15.3%€80k▲ 11.3%
Net result€2k-€24k▲ 1,263%€48k▲ 101%€55k▲ 14.4%€61k▲ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€9k▼ 1.3%
Current assets
€109k▼ 31.2%
Equity and liabilities €118k
Equity
€51k▲ 107%
Debt
€67k▼ 53.2%
The debt ratio falls from 85.2% to 56.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2024 · €73k
Cash flow
€64k▲
2024 · €57k
Solvency
43.4%▲
2024 · 14.8%
Current ratio
1.63▲
2024 · 1.11
Quick ratio
1.63▲
2024 · 1.11
Debt / equity
1.30▼
2024 · 5.76
ROE
119.9%▼
2024 · 223.7%
ROA
52.1%▲
2024 · 33.1%
Interest coverage
297.87▲
2024 · 106.06
Debt
€67k▼
2024 · €143k
Debt ≤ 1 year
€67k▼
2024 · €143k
Income taxes
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€118k▼
Fixed assets21/28€9k€9k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€8k€8k▲
Furniture and vehicles24€8k€8k▲
Current assets29/58€158k€109k▼
Amounts receivable within one year40/41€26k€31k▲
Trade receivables40€26k€31k▲
Cash at bank and in hand54/58€131k€76k▼
Deferred charges and accrued income490/1€891€2k▲
Equity and liabilities
Total equity and liabilities10/49€168k€118k▼
Equity10/15€25k€51k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€20k€46k▲
Amounts payable17/49€143k€67k▼
Amounts payable within one year42/48€143k€67k▼
Trade debts44€58€2k▲
Suppliers440/4€58€2k▲
Taxes, remuneration and social security45€26k€28k▲
Taxes450/3€24k€26k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€117k€37k▼
Accrued charges and deferred income492/3€150€150=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€417€421▲
Gross operating margin9900€74k€82k▲
Operating profit (loss)9901€72k€80k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€693€275▼
Recurring financial charges65€693€275▼
Profit (loss) for the period before taxes9903€72k€80k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€55k€61k▲
Profit (loss) for the period to be appropriated9905€55k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€130k€81k▼
Profit (loss) brought forward from the previous period14P€74k€20k▼
Profit to be distributed694/7€110k€35k▼
Return on contributions (dividend)694€110k€35k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €61k ▲10.9%
Operating result €80k, net result €61k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 128 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rivage, Gd-M. 425030 GemblouxGround area
781 m²
Building footprint
114 m²
Parcel 92255C0006/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Projaid
since 20212.317.150.252
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92255C0006/00K002 | Wallonia | 781 m² | 1 · 114 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.