NEO-PLANNER
ActiveNEO-PLANNER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €39k. Equity is growing by ~81.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+32
Solvency74▼-1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.83 in 2024; short-term debt: 44.7% and cash: 54.8% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
34.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
9 d late
2024
23 d early
2023
22 d early
2022
33 d early
2021
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€99k
EBIT margin
38.2%
Net result
€39k
2024 · €-166
2021: €-7k
2022: €32k
2023: €-18k
2024: €-166
2021 → 2025
Working capital
€32k▲ 138%
2024 · €14k
2021: €11
2022: €29k
2023: €12k
2024: €14k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€99k
Equity€3k-€34k▲ 1,137%€16k▼ 52.2%€16k▼ 1.0%€55k▲ 238%
Operating result€-7k-€38k€-18k€-357▲ 98.0%€43k
Net result€-7k-€32k€-18k€-166▲ 99.1%€39k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €43k after a loss of €357 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€30k▲ 1,232%
Current assets
€83k▲ 177%
Equity and liabilities €113k
Equity
€55k▲ 238%
Debt
€58k▲ 255%
The debt ratio rises from 50.2% to 51.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €2k
Cash flow
€47k▲
2024 · €2k
Solvency
48.6%▼
2024 · 49.8%
Current ratio
1.64▼
2024 · 1.83
Quick ratio
1.64▼
2024 · 1.83
Debt / equity
1.06▲
2024 · 1.01
ROE
70.4%▲
2024 · -1.0%
ROA
34.2%▲
2024 · -0.5%
Interest coverage
33.98▲
2024 · 13.59
Debt
€58k▲
2024 · €16k
Debt ≤ 1 year
€51k▲
2024 · €16k
Debt > 1 year
€8k
Income taxes
€3k
Staff costs
€44k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€113k▲
Formation expenses20€465€186▼
Fixed assets21/28€2k€30k▲
Intangible fixed assets21-€24k
Tangible fixed assets22/27€2k€6k▲
Furniture and vehicles24€2k€6k▲
Other tangible fixed assets26€262€136▼
Financial fixed assets28€139€139=
Current assets29/58€30k€83k▲
Amounts receivable within one year40/41€21k€21k▼
Trade receivables40€19k€21k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€9k€62k▲
Equity and liabilities
Total equity and liabilities10/49€33k€113k▲
Equity10/15€16k€55k▲
Contributions10/11€10k€10k=
Reserves13-€45k
Distributable reserves133-€45k
Profit (loss) carried forward14€6k€72▼
Amounts payable17/49€16k€58k▲
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€16k€51k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€10k€26k▲
Taxes450/3€10k€17k▲
Remuneration and social security454/9-€9k
Other amounts payable47/48-€16k
Income statement
Code20242025
Remuneration, social security and pensions62€11k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€384€155▼
Gross operating margin9900€14k€95k▲
Operating profit (loss)9901€-357€43k▲
Financial income75/76B€334€0▼
Recurring financial income75€334€0▼
Financial charges65/66B€143€2k▲
Recurring financial charges65€143€2k▲
Profit (loss) for the period before taxes9903€-166€42k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-166€39k▲
Profit (loss) for the period to be appropriated9905€-166€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€45k▲
Profit (loss) brought forward from the previous period14P€6k€6k▼
Transfer to equity691/2-€45k
To other reserves6921-€45k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
31-12
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-18k ▼157%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.47
Current ratio from 1.00 to 3.47.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Falizes 155580 RochefortGround area
395 m²
Building footprint
109 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
NEO -PLANNER
since 20212.321.537.523
NEO-PLANNER
since 20212.355.955.794
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114A1178/00K002 | Wallonia | 230 m² | 1 · 59 m² | - |
| 91114A1539/00A013 | Wallonia | 165 m² | 1 · 51 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.neo-planner.eu
E-mail:contact@neo-planner.eu