PROgroup BELGIUM
ActivePROgroup BELGIUM has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €-9k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-5
Solvency84▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 2.08 in 2024; short-term debt: 40.5% and cash: 43.5% of total assets), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
53 d late
2023
50 d late
2022
on the day
2021
3 d early
2020
20 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k
2024 · €3k
2018: €47k
2019: €40k
2020: €77k
2021: €102k
2022: €78k
2023: €-24k
2024: €3k
2018 → 2025
Working capital
€177k▲ 3.4%
2024 · €171k
2018: €210k
2019: €236k
2020: €257k
2021: €204k
2022: €219k
2023: €207k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€229k-€276k▲ 20.4%€252k▼ 8.6%€209k▼ 17.0%€200k▼ 4.4%
Operating result€148k-€99k▼ 33.2%€-23k€3k€-4k
Net result€102k-€78k▼ 23.5%€-24k€3k€-9k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€24k▼ 48.1%
Current assets
€313k▼ 4.8%
Equity and liabilities €337k
Equity
€200k▼ 4.4%
Debt
€136k▼ 17.2%
The debt ratio falls from 44.0% to 40.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €28k
Cash flow
€13k▼
2024 · €29k
Solvency
59.5%▲
2024 · 56.0%
Current ratio
2.29▲
2024 · 2.08
Quick ratio
2.29▲
2024 · 2.08
Debt / equity
0.68▼
2024 · 0.79
ROE
-4.6%▼
2024 · 1.6%
ROA
-2.7%▼
2024 · 0.9%
Interest coverage
9.32▼
2024 · 72.65
Debt
€136k▼
2024 · €165k
Debt ≤ 1 year
€136k▼
2024 · €158k
Debt > 1 year
€0▼
2024 · €7k
Income taxes
€4k▲
2024 · €816
Staff costs
€71k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€374k€337k▼
Fixed assets21/28€46k€24k▼
Tangible fixed assets22/27€46k€24k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€28k€14k▼
Leasing and similar rights25€9k€3k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€329k€313k▼
Amounts receivable within one year40/41€297k€159k▼
Trade receivables40€260k€157k▼
Other amounts receivable41€37k€3k▼
Cash at bank and in hand54/58€28k€146k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€374k€337k▼
Equity10/15€209k€200k▼
Contributions10/11€19k€19k=
Reserves13€127k€127k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€125k€125k=
Profit (loss) carried forward14€64k€55k▼
Amounts payable17/49€165k€136k▼
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€158k€136k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€49k€49k▼
Suppliers440/4€49k€49k▼
Taxes, remuneration and social security45€33k€55k▲
Taxes450/3€16k€29k▲
Remuneration and social security454/9€17k€25k▲
Other amounts payable47/48€70k€26k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€68k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€854€993▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€97k€92k▼
Operating profit (loss)9901€3k€-4k▼
Financial income75/76B€2k€120▼
Recurring financial income75€2k€120▼
Financial charges65/66B€389€2k▲
Recurring financial charges65€389€2k▲
Profit (loss) for the period before taxes9903€4k€-6k▼
Income taxes67/77€816€4k▲
Profit (loss) for the period9904€3k€-9k▼
Profit (loss) for the period to be appropriated9905€3k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€55k▼
Profit (loss) brought forward from the previous period14P€61k€64k▲
Transfer from equity791/2€70k€0▼
Profit to be distributed694/7€70k€0▼
Return on contributions (dividend)694€70k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial
Weakest financial yearnet €-24k ▼131%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €102k ▲32.3%
Operating result €148k, net result €102k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arduinkaai 351000 BrusselGround area
198 m²
Building footprint
198 m²
Volume, LiDAR
2,447 m³
Parcel 21812N1334/00E000, Brussels · tallest building 33.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PROJECT BELGIUM
since 20032.126.934.143
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1334/00E000 | Brussels | 198 m² | 1 · 198 m² | 33.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALIX
BE 0777.631.083
Roosdaal · Eq €200k
STEPHANE MINCKE, Architecte
BE 0893.694.355
Leuze-en-Hainaut · Eq €200k
AU
BE 0790.539.310
Liège · Eq €200k
dpXm
BE 0788.196.462
Kruisem · Eq €200k
Marie Vervacke architecte
BE 0667.844.604
Frasnes-lez-Anvaing · Eq €200k
Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-12-2002
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
74201Photography, excluding press photography
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.