PROGRAM MANAGEMENT SOLUTIONS SPRL
ActivePROGRAM MANAGEMENT SOLUTIONS SPRL has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €57k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 60% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.85 against 44.28 in 2024), and 34.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.6%
Return on assets
14.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
39 d early
2023
6 d early
2022
1 d early
2021
3 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▲ 28.7%
2024 · €200k
2019: €200k
2020: €279k
2021: €358k
2022: €313k
2023: €258k
2024: €200k
2019 → 2025
Total assets
€392k▲ 34.6%
2024 · €291k
2019: €371k
2020: €489k
2021: €467k
2022: €407k
2023: €348k
2024: €291k
2019 → 2025
Net result
€57k
2024 · €-58k
2019: €100k
2020: €154k
2021: €79k
2022: €-45k
2023: €-56k
2024: €-58k
2019 → 2025
Working capital
€342k▲ 20.1%
2024 · €284k
2019: €284k
2020: €362k
2021: €442k
2022: €398k
2023: €342k
2024: €284k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€358k-€313k▼ 12.5%€258k▼ 17.8%€200k▼ 22.5%€257k▲ 28.7%
Operating result€98k-€-56k€-66k▼ 16.8%€-66k▲ 0.1%€51k
Net result€79k-€-45k€-56k▼ 24.2%€-58k▼ 4.0%€57k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €51k after a loss of €66k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €392k
Equity
€257k▲ 28.7%
Provisions
€84k=
Debt
€50k▲ 623%
The debt ratio rises from 2.4% to 12.8%: debt grows faster than equity.
Key figures and ratios
Solvency
65.6%▼
2024 · 68.6%
Current ratio
7.85▼
2024 · 44.28
Quick ratio
7.85▼
2024 · 44.28
Debt / equity
0.20▲
2024 · 0.03
ROE
22.3%▲
2024 · -29.0%
ROA
14.6%▲
2024 · -19.9%
Debt
€50k▲
2024 · €7k
Debt ≤ 1 year
€50k▲
2024 · €7k
Income taxes
€194▼
2024 · €292
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€392k▲
Current assets29/58€291k€392k▲
Amounts receivable after more than one year29€265k€234k▼
Other amounts receivable291€265k€234k▼
Amounts receivable within one year40/41€14k€77k▲
Trade receivables40€0€40k▲
Other amounts receivable41€14k€37k▲
Cash at bank and in hand54/58€12k€81k▲
Deferred charges and accrued income490/1€238€232▼
Equity and liabilities
Total equity and liabilities10/49€291k€392k▲
Equity10/15€200k€257k▲
Contributions10/11€37k€37k=
Reserves13€321k€321k=
Non-distributable reserves130/1€4k€4k=
Other1319€4k€4k=
Distributable reserves133€317k€317k=
Profit (loss) carried forward14€-158k€-101k▲
Provisions and deferred taxes16€84k€84k=
Provisions for liabilities and charges160/5€84k€84k=
Pensions and similar obligations160€84k€84k=
Amounts payable17/49€7k€50k▲
Amounts payable within one year42/48€7k€50k▲
Trade debts44€3k€42k▲
Suppliers440/4€3k€42k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€292€194▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€1k€3k▲
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€387€400▲
Gross operating margin9900€-65k€52k▲
Operating profit (loss)9901€-66k€51k▲
Financial income75/76B€9k€8k▼
Recurring financial income75€9k€8k▼
Financial charges65/66B€826€1k▲
Recurring financial charges65€826€1k▲
Profit (loss) for the period before taxes9903€-58k€57k▲
Income taxes67/77€292€194▼
Profit (loss) for the period9904€-58k€57k▲
Profit (loss) for the period to be appropriated9905€-58k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-158k€-101k▲
Profit (loss) brought forward from the previous period14P€-100k€-158k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €57k
Net result €57k after 3 loss-making years.
30-06
Financial
Equity above €200kEq €257k ▲28.7%
Equity rises from €200k to €257k.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 45.43
Current ratio from 18.85 to 45.43; short-term debt falls from €25k to €9k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity times 5current ratio 18.85
Current ratio from 3.87 to 18.85; short-term debt falls from €126k to €25k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €154k ▲52.9%
Operating result €188k, net result €154k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Dîme, Corroy 381325 Chaumont-GistouxGround area
1,768 m²
Building footprint
95 m²
Volume, LiDAR
462 m³
Parcel 25021D0256/00_000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de la Dîme, Corroy 38, 1325 Chaumont-Gistoux
since 20032.127.125.470
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25021D0256/00_000 | Wallonia | 1,768 m² | 1 · 95 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GENERATIO
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ERDABO
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MANAGEMENT & TRADE
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 38,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2001
Fiscal year end30-06
Abbreviation NL
PMS
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:csstone@skynet.be
Phone:0496284222