Equity
€6.4m ▲ 0.6%
PROGIMO has made a profit without a break since 2021.
PROGIMO
Overview
Lifetime
15 annual accounts with figures on one time axispeak €2.3m (2021)
€997,641▼ 25.6%
lowest -€598,218 (2020)
€36,377▼ 47.1%
peak €6.4m (2025)
€6.4m▲ 0.6%
€9.1m▼ 52.5%
peak 12.7 FTE (2021)
6 FTE
Documentsfilings and deeds
18-08-202618 days late
2025abbreviated format
Gross margin from €1.3m to €997,641Result from €68,713 to €36,377Debts from €19.2m to €9.1mCash from €2 to €193,034
Key points
from the 2025 annual accountsTurnover
≈ €1.8m estimated
The accounts state no turnover.
Staff
6 FTE from 12.7 in 2021
Between 2021 and 2025, 53% of the full-time equivalents disappeared.
Liquidity
1.78 was 1.35 in 2024
Short-term debts fell from €18.9m to €8.7m.
Filings
15 annual accounts since 2011
Eight of the last ten came late. The 2019 accounts came latest: 92 days after the end of the period.
Position in the sector
€6.4m
More equity than 95% of companies in real estate. Sector median €300,201 · 11,304 companies.
Checked score
86
Excellent
Financially stronger than 37% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.8%▲ +0.1 percentage points vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.2 percentage points vs 06-2025
08-2025: 1.6%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -1.3 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.4 percentage points vs 07-2026
09-2026: 0.2%▼ -0.6 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.78, cash €193,034
lowers risk
Figures for financial year 2025 (filed on 19-08-2026)
Founded in 2010
Equity €6.4m (40.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 58% of them on solvency, 18% on liquidity, 25% on profitability and 47% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as PROGIMO has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of PROGIMO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for PROGIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.78 (1.35 in 2024), above the usual 1.5. Short-term debt is 56% and cash 1.2% of total assets. However, 59.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
18 days late
2024
28 days late
2023
8 days early
2022
7 days early
2021
30 days late
2020
31 days late
2019
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0824688753
Registered office moved from Hannut to Amay
New registered office: Chaussée Roosevelt, 21/31 à 4540 AMAY · Previous registered office: Chemin de Manouva 4/2.2 à 4280 HANNUT · General meeting of 19-06-2020 · Gazette deed
First establishment
Chaussée Roosevelt 21, Amay
Incorporation
published on 16-04-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PROGIMO Amay | €15.6m | €1.0m | 40.8% | 6 |
| DEBAILLIE HOLDING Middelkerke | €15.4m | €1.0m | 85.9% | 7.1 |
| Régie Immobilière Autonome de Herstal Herstal | €16.4m | €0.7m | 77.1% | 4 |
| PROLOGE MARCHE Somme-Leuze | €23.6m | €2.7m | 19.9% | 6 |
| I&S Construct & Co Temse | €8.5m | €1.1m | 22.5% | 5.9 |
| LIVE LAUD Hasselt | €12.0m | €0.6m | 36.4% | 3.8 |
| Hercull Kortrijk | €22.8m | €1.7m | 6.5% | 4 |
These companies have the same main activity as PROGIMO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €8.5m and €24m, founded between 2007 and 2013.
Official details
Source: KBO- Status
- Active since 06-04-2010Normal situation
- Activity
- Development of residential building projectsNACE 68121
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2025
- Establishment unit
- 2.235.880.3854540 Amay, since 30-04-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Annual accounts 2025
- €997,641▼ 25.6%
- €36,377▼ 47.1%
- €6.4m▲ 0.6%
- €15.6m▼ 39.2%
- Employeeson 31-12-2025
- 7▲ 16.7%
- Filing
- Filed on 18-08-2026
Insights on PROGIMO
PROGIMO files the abbreviated format. That format states no turnover. The gross margin rose from €105,250 in 2011 to €997,641 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 18-08-2026, 18 days late€997,641
▼ 25.6%
€528,322
▼ 25.9%
€36,377
▼ 47.1%
€6.8m
▲ 1.8%
40.8%
▲ 16.2 percentage points
1.78
▲ 0.42
The turnover shown is an estimate from the gross margin.
Turnover ≈ €1.8m. Estimated: probably between €1.3m and €2.9m.
In the rankings
#1 company by total assets in Amay#3 company by equity in Amay
Balance sheet
balance sheet total €15.6m on 31-12-2025What the company ownsHow it is paid for
in €m
in euro
Position in the sector
40.8%
Higher than 58% of 11,299 companies in 2025.
1.78
Higher than 65% of 10,851 companies in 2025.
0.2%
Higher than 42% of 11,184 companies in 2025.
PROGIMO
Middle half of the sector
80% of the sector
Abbreviated accounts in real estate (NACE 68)
Net result: middle half · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter · Staff: top quarter
Staff
€72,566
Staff costs divided by the average number of full-time equivalents.
+1 person
people who joined
people who left
In 2025, 77 people joined and 76 left. Training hours in 2025: 352.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||
20/58 |
15.6m | 25.6m | 23.7m | 17.3m | 18.3m | 25.0m | 19.7m | 10.4m | 5.7m | 4.8m | 3.9m | 2.4m | 3.6m | 3.7m | 1.9m | |
21/28 |
77,879 | 86,062 | 127,346 | 161,188 | 76,086 | 96,618 | 108,517 | 123,755 | 29,600 | 8,713 | 180 | 323 | 466 | 11,443 | 180 | |
22/27 |
5,884 | 26,455 | 55,689 | 89,736 | 54,634 | 75,166 | 94,765 | 123,755 | 29,420 | 8,533 | - | 143 | 286 | 11,013 | - | |
23 |
- | - | - | - | - | 2,729 | 5,458 | 8,187 | - | - | - | - | - | - | - | |
24 |
5,884 | 26,455 | 55,689 | 89,736 | 54,634 | 72,437 | 89,307 | 115,569 | 29,420 | 8,533 | - | 143 | 286 | 11,013 | - | |
28 |
71,995 | 59,607 | 71,657 | 71,452 | 21,452 | 21,452 | 13,752 | - | 180 | 180 | 180 | 180 | 180 | 430 | 180 | |
29/58 |
15.5m | 25.6m | 23.6m | 17.1m | 18.2m | 25.0m | 19.6m | 10.3m | 5.7m | 4.8m | 3.9m | 2.4m | 3.6m | 3.7m | 1.9m | |
3 |
10.9m | 22.4m | 20.1m | 13.2m | 16.6m | 23.9m | 18.3m | 10.0m | 4.9m | 4.3m | 3.5m | 831,630 | 2.8m | 2.5m | 1.3m | |
30/36 |
10.9m | 22.4m | 20.1m | 13.2m | 16.6m | 23.9m | 18.3m | 10.0m | 4.9m | 4.3m | 3.5m | 831,630 | 2.8m | 2.5m | 1.3m | |
40/41 |
4.3m | 3.1m | 3.4m | 2.1m | 1.4m | 989,059 | 1.3m | 182,916 | 162,128 | 228,170 | 290,270 | 563,593 | 184,248 | 18,659 | 22,723 | |
40 |
2.3m | 2.9m | 1.9m | 97,361 | 121,364 | 740,843 | 32,622 | 87,857 | 30,809 | 24,294 | 263,815 | 41,828 | 41,876 | 18,582 | - | |
41 |
2.0m | 200,244 | 1.6m | 2.0m | 1.3m | 248,216 | 1.2m | 95,059 | 131,319 | 203,876 | 26,455 | 521,765 | 142,372 | 77 | 22,723 | |
50/53 |
- | - | - | - | - | - | - | - | - | 245,000 | 116,000 | 135,000 | 150,000 | - | - | |
54/58 |
193,034 | 2 | 2,322 | 1.8m | 183,867 | 26,481 | 22,294 | 74,599 | 546,588 | 81,878 | 16,272 | 818,181 | 451,269 | 1.2m | 602,743 | |
490/1 |
66,058 | 50,829 | 47,999 | 50,849 | 20,609 | 29,723 | 20,011 | 4,232 | 10,755 | 925 | - | 5,209 | - | 3,071 | 5,703 | |
| Balance sheet: equity and liabilities | ||||||||||||||||
10/49 |
15.6m | 25.6m | 23.7m | 17.3m | 18.3m | 25.0m | 19.7m | 10.4m | 5.7m | 4.8m | 3.9m | 2.4m | 3.6m | 3.7m | 1.9m | |
10/15 |
6.4m | 6.3m | 6.3m | 5.9m | 5.4m | 4.3m | 4.9m | 4.8m | 4.8m | 3.8m | 2.3m | 1.8m | 989,613 | 204,203 | 13,283 | |
10/11 |
12,401 | 12,401 | 12,401 | 12,401 | 12,401 | 12,401 | 12,401 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
100 |
- | - | - | - | - | - | 18,601 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
13 |
6.3m | 6.3m | 6.2m | 5.9m | 5.3m | 4.3m | 4.9m | 4.5m | 1.9m | 1.5m | 915,860 | 714,360 | 376,860 | 1,860 | 300 | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 300 | |
1311 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
132 |
399,630 | 358,750 | 358,750 | 358,750 | - | 702,399 | 1.3m | 1.5m | 1.2m | 759,500 | 201,500 | 337,500 | 375,000 | - | - | |
133 |
5.9m | 5.9m | 5.9m | 5.5m | 5.3m | 3.6m | 3.6m | 3.0m | 712,500 | 712,500 | 712,500 | 375,000 | - | - | - | |
14 |
6,150 | 10,654 | 11,941 | 4,351 | 3,664 | 1,867 | 85 | 337,081 | 2.8m | 2.3m | 1.4m | 1.1m | 600,353 | 189,943 | 583 | |
16 |
67,233 | 67,233 | 17,233 | 17,233 | - | - | - | - | - | - | - | - | - | - | - | |
160/5 |
67,233 | 67,233 | 17,233 | 17,233 | - | - | - | - | - | - | - | - | - | - | - | |
164/5 |
67,233 | 67,233 | 17,233 | 17,233 | - | - | - | - | - | - | - | - | - | - | - | |
17/49 |
9.1m | 19.2m | 17.4m | 11.3m | 12.9m | 20.7m | 14.8m | 5.6m | 911,345 | 995,166 | 1.6m | 564,007 | 2.6m | 3.5m | 1.9m | |
42/48 |
8.7m | 18.9m | 17.2m | 11.1m | 12.5m | 20.4m | 14.5m | 5.5m | 905,257 | 949,151 | 1.6m | 564,007 | 2.6m | 3.5m | 1.9m | |
43 |
8,600 | 3.5m | 6.3m | 2.0m | 1.5m | 5.0m | 2.9m | - | - | - | - | - | 2.0m | - | - | |
430/8 |
8,600 | 3.5m | 6.3m | 2.0m | 1.5m | 5.0m | 2.9m | - | - | - | - | - | 2.0m | - | - | |
44 |
1.5m | 502,736 | 487,969 | 571,211 | 637,512 | 1.2m | 710,941 | 412,734 | 396,164 | 296,293 | 220,115 | 11,508 | 156,009 | 100,238 | 50,193 | |
440/4 |
1.5m | 502,736 | 487,969 | 571,211 | 637,512 | 1.2m | 710,941 | 412,734 | 396,164 | 296,293 | 220,115 | 11,508 | 156,009 | 100,238 | 50,193 | |
46 |
167,752 | 24,000 | - | 82,722 | 47,426 | 881,200 | 375 | 1,342 | 1,959 | 42,350 | 46,125 | - | - | - | 123,000 | |
45 |
403,050 | 194,875 | 313,528 | 878,116 | 315,246 | 201,830 | 93,396 | 86,087 | 507,135 | 610,508 | 719,483 | 326,440 | 214,360 | 232,947 | 9,873 | |
450/3 |
359,427 | 114,886 | 253,732 | 810,326 | 237,079 | 129,019 | 37,981 | 62,186 | 491,456 | 599,409 | 713,470 | 320,635 | 214,000 | 221,543 | - | |
454/9 |
43,623 | 79,989 | 59,796 | 67,790 | 78,167 | 72,811 | 55,415 | 23,901 | 15,679 | 11,099 | 6,013 | 5,805 | 360 | 11,404 | 9,873 | |
47/48 |
6.6m | 14.7m | 10.1m | 7.5m | 10.1m | 13.1m | 10.8m | 5.0m | - | - | 569,000 | 226,059 | 261,000 | 3.2m | 1.7m | |
492/3 |
416,589 | 343,003 | 263,930 | 293,498 | 377,783 | 370,256 | 231,510 | 125,906 | 6,088 | 46,015 | - | - | - | - | - | |
| Income statement | ||||||||||||||||
76A |
- | - | - | - | - | - | - | 34,210 | - | - | - | - | - | - | - | |
9900 |
997,641 | 1.3m | 1.3m | 1.7m | 2.3m | 285,985 | 618,067 | 495,257 | 1.8m | 2.1m | 828,947 | 1.2m | 1.1m | 375,604 | 105,250 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.2m | |
62 |
435,399 | 539,399 | 553,969 | 605,883 | 605,511 | 445,191 | 303,271 | 225,135 | 149,970 | 84,052 | 42,168 | 25,346 | 83,964 | 90,733 | 114,476 | |
630 |
20,571 | 32,449 | 34,048 | 39,235 | 49,378 | 56,014 | 61,893 | 53,668 | 12,900 | 2,844 | 143 | 143 | 143 | 5,507 | - | |
635/8 |
- | 50,000 | - | 17,233 | - | - | - | - | - | - | - | - | - | - | - | |
640/8 |
13,349 | 6,551 | 5,075 | 6,670 | 4,693 | 19,077 | 4,705 | 7,696 | 1,746 | 988 | 62,550 | 111,812 | 325 | 243 | 209 | |
9901 |
528,322 | 713,324 | 709,860 | 1.0m | 1.6m | -234,297 | 248,197 | 208,758 | 1.7m | 2.0m | 724,086 | 1.1m | 1.0m | 279,121 | -9,435 | |
75/76B |
30,189 | 152,340 | 162,853 | 109,994 | 113,610 | 165,908 | 142,952 | 111,023 | 64,761 | 77,959 | 31,817 | 10,726 | 8,799 | 10,609 | 10,318 | |
75 |
30,189 | 152,340 | 162,853 | 109,994 | 113,610 | 165,908 | 142,952 | 76,814 | 64,761 | 77,959 | 31,817 | 10,726 | 8,799 | 10,609 | 10,318 | |
76B |
- | - | - | - | - | - | - | 34,210 | - | - | - | - | - | - | - | |
65/66B |
501,901 | 756,815 | 396,396 | 362,137 | 455,333 | 426,247 | 251,032 | 126,519 | 6,205 | 85,763 | - | 12,488 | 8,717 | 755 | - | |
65 |
501,901 | 756,815 | 396,396 | 362,137 | 455,333 | 426,247 | 251,032 | 126,519 | 6,205 | 85,763 | - | 12,488 | 8,717 | 755 | - | |
9903 |
56,610 | 108,849 | 476,318 | 750,344 | 1.3m | -494,636 | 140,117 | 193,262 | 1.7m | 2.0m | 755,903 | 1.1m | 1.0m | 288,975 | 883 | |
67/77 |
20,233 | 40,136 | 138,728 | 195,906 | 223,784 | 103,581 | 32,113 | 164,112 | 776,935 | 495,135 | 199,487 | 280,660 | 215,790 | 98,055 | - | |
9904 |
36,377 | 68,713 | 337,590 | 554,438 | 1.0m | -598,218 | 108,004 | 29,151 | 950,847 | 1.5m | 556,416 | 800,316 | 785,410 | 190,920 | 883 | |
789 |
- | - | - | - | - | - | 201,500 | - | - | - | 337,500 | 375,000 | - | - | - | |
689 |
40,880 | - | - | 358,750 | - | - | - | 231,400 | 470,999 | 558,000 | 201,500 | 337,500 | 375,000 | - | - | |
9905 |
-4,503 | 68,713 | 337,590 | 195,688 | 1.0m | -598,218 | 309,504 | -202,249 | 479,849 | 928,897 | 692,416 | 837,816 | 410,410 | 190,920 | 883 | |
| Appropriation of the result | ||||||||||||||||
9906 |
6,150 | 80,654 | 341,941 | 199,351 | 1.0m | -598,133 | 646,585 | 2.6m | 2.8m | 2.3m | 1.8m | 1.4m | 600,353 | 191,503 | 883 | |
14P |
10,654 | 11,941 | 4,351 | 3,664 | 1,867 | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | 600,000 | - | - | - | - | - | - | - | - | - | |
691/2 |
- | 70,000 | 330,000 | 195,000 | 1.0m | - | 646,500 | 2.3m | - | - | 337,500 | 375,000 | - | 1,560 | 300 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,560 | 300 | |
6921 |
- | 70,000 | 330,000 | 195,000 | 1.0m | - | 646,500 | 2.3m | - | - | 337,500 | 375,000 | - | - | - | |
| Social balance sheet | ||||||||||||||||
9087 |
6 | 6.8 | 7.9 | 11.3 | 12.7 | 11 | 8 | 5.4 | 5.8 | 4 | 1 | 0.5 | 0.5 | 0.6 | 0.6 | |
Hours worked1013 |
11,115 | 12,200 | 14,040 | 18,511 | 21,453 | 16,391 | 13,681 | 10,494 | 6,562 | 4,628 | 2,200 | 891 | 863 | 1,020 | 1,376 | |
| Document | ||||||||||||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 18-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 18 days after the deadline. Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00405024.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 18-08-2026 | 2026-00405024 | |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00426042 | |
| 31-12-2023 | full format | 23-07-2024 | 2024-00274904 | |
| 31-12-2022 | full format | 24-07-2023 | 2023-00269146 | |
| 31-12-2021 | full format | 30-08-2022 | 2022-20366311 | |
| 31-12-2020 | full format | 31-08-2021 | 2021-62800406 | |
| 31-12-2019 | full format | 31-10-2020 | 2020-67600560 | |
| 31-12-2018 | full format | 29-08-2019 | 2019-58600408 | |
| 31-12-2017 | full format | 30-08-2018 | 2018-58300476 | |
| 31-12-2016 | full format | 27-09-2017 | 2017-63300342 | |
| 31-12-2015 | full format | 10-10-2016 | 2016-65300134 | |
| 31-12-2014 | full format | 14-10-2015 | 2015-64800364 | |
| 31-12-2013 | full format | 16-09-2014 | 2014-58700360 | |
| 31-12-2012 | full format | 21-10-2013 | 2013-63400487 | |
| 31-12-2011 | full format | 17-09-2012 | 2012-56600172 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 548,893 | 745,773 | 743,908 | 1.0m | 1.7m | -178,283 | 310,090 | 262,426 | 1.7m | 2.0m | 724,229 | 1.1m | 1.0m | 284,628 | - | ||
| 56,948 | 101,161 | 371,638 | 593,673 | 1.1m | -542,203 | 169,897 | 82,818 | 963,747 | 1.5m | 556,559 | 800,459 | 785,553 | 196,427 | - | ||
| 31,138 | 41,165 | 205 | 124,337 | 28,846 | 44,116 | 46,655 | 148,003 | 33,786 | 11,377 | 0 | 0 | 429 | 16,770 | 180 | ||
| 193,033 | -2,320 | -1.8m | 1.6m | 157,386 | 4,187 | -52,305 | -471,989 | 464,710 | 65,606 | -801,909 | 366,912 | -706,712 | 555,238 | - | ||
| 6.8m | 6.6m | 6.4m | 6.1m | 5.7m | 4.6m | 5.0m | 4.8m | 4.8m | 3.9m | 2.3m | 1.8m | 989,147 | 192,760 | 13,103 | ||
| 40.8% | 24.7% | 26.4% | 34.3% | 29.4% | 17.3% | 25.0% | 46.2% | 84.0% | 79.4% | 60.1% | 76.0% | 27.3% | 5.5% | 0.7% | ||
| 1.78 | 1.35 | 1.37 | 1.55 | 1.45 | 1.23 | 1.35 | 1.88 | 6.26 | 5.08 | 2.51 | 4.17 | 1.38 | 1.05 | 1.01 | ||
| 0.53 | 0.16 | 0.20 | 0.36 | 0.13 | 0.05 | 0.09 | 0.05 | 0.79 | 0.59 | 0.27 | 2.70 | 0.30 | 0.33 | 0.34 | ||
| 1.44 | 3.04 | 2.79 | 1.92 | 2.40 | 4.79 | 3.00 | 1.16 | 0.19 | 0.26 | 0.66 | 0.32 | 2.66 | 17.30 | - | ||
| 0.6% | 1.1% | 5.4% | 9.4% | 19.4% | -13.8% | 2.2% | 0.6% | 19.9% | 38.8% | 23.7% | 44.7% | 79.4% | 93.5% | 6.6% | ||
| 0.2% | 0.3% | 1.4% | 3.2% | 5.7% | -2.4% | 0.5% | 0.3% | 16.7% | 30.8% | 14.3% | 34.0% | 21.7% | 5.1% | 0.0% | ||
| 1.09 | 0.99 | 1.88 | 2.88 | 3.64 | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16 days |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 7 | 6 | 7 | 11 | 14 |
| full-time | 7 | 6 | 6 | 10 | 11 |
| part-time | - | - | 1 | 1 | 3 |
| in full-time equivalents | 7 | 6 | 6.9 | 10.8 | 13.6 |
| 6 | 6.8 | 7.9 | 11.3 | 12.7 | |
| On a permanent contract | 6 | 4 | 7 | 9 | 12 |
| Joined | 77 | 3 | 2 | 3 | 3 |
| Left | 76 | 4 | 4 | 6 | 1 |
| Training hours | 352 | - | - | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €3,215 | - | €74,337 | €28,846 |
| Financial fixed assets | €31,138 | €37,950 | €205 | €50,000 | - |
| €20,571 | €32,449 | €34,048 | €39,235 | €49,378 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on PROGIMO
The operating result for 2025 is 26% lower than in 2024 and the lowest since 2020.
Debt's share of the balance-sheet total falls from 75.1% to 58.7%. Equity is higher and debt is lower.
Large changes and their cause
- 2024 Net result -80% on 2023. The accounts now follow the micro format, last year the full format.
Timeline
Timeline
29 events since 2010Filings
Financial
Establishments
Address
201020122014201620182020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBabbreviated format · 18 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0824688753
Annual accounts 2024 filed PDFmicro format · 28 days late
2024
Annual accounts 2023 filed PDFfull format · 8 days before the deadline
2023
Annual accounts 2022 filed PDFfull format · 7 days before the deadline
2022
Annual accounts 2021 filed PDFfull format · 30 days late
2021
Back to profit net €1.0m The net result is €1.0m, after one loss-making year.
Equity above €5m equity €5.4m ▲24.1% Equity rises from €4.3m to €5.4m.
Annual accounts 2020 filed PDFfull format · 31 days late
2020
Weakest financial year net -€598,218 The net result drops to -€598,218, the lowest from 2011 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFfull format · 92 days late
Registered office moved from Hannut to AmayNew registered office: Chaussée Roosevelt, 21/31 à 4540 AMAY · Previous registered office: Chemin de Manouva 4/2.2 à 4280 HANNUT · General meeting of 19-06-20202 points ▸
- General meeting, 19-06-2020
- Registered-office move, Chaussée Roosevelt, 21/31 à 4540 AMAY
2019
Annual accounts 2018 filed PDFfull format · 29 days late
2018
Annual accounts 2017 filed PDFfull format · 30 days late
2017
Annual accounts 2016 filed PDFfull format · 58 days late
2016
Highest result from 2011 to 2025 net €1.5m ▲167% The operating result of €2.0m and the net result of €1.5m are both a record.
Liquidity doubles current ratio 5.08 The current ratio rises from 2.51 to 5.08. Short-term debt falls from €1.6m to €949,151.
Annual accounts 2015 filed PDFfull format · 71 days late
2015
Equity above €2m equity €2.3m ▲31.1% With a profit in every financial year since 2011, equity grows to €2.3m.
Annual accounts 2014 filed PDFfull format · 75 days late
2014
Liquidity triples current ratio 4.17 The current ratio rises from 1.38 to 4.17. Short-term debt falls from €2.6m to €564,007.
Equity above €1m equity €1.8m ▲80.9% With a profit in every financial year since 2011, equity grows to €1.8m.
Annual accounts 2013 filed PDFfull format · 47 days late
2013
Equity above €500,000 equity €989,613 ▲385% With a profit in every financial year since 2011, equity grows to €989,613.
Annual accounts 2012 filed PDFfull format · 82 days late
First establishment Chaussée Roosevelt 21, Amay
2012
Equity above €200,000 equity €204,203 ▲1,437% With a profit in every financial year since 2011, equity grows to €204,203.
Annual accounts 2011 filed PDFfull format · 48 days late
2010
Incorporation PDFpublished on 16-04-2010
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0824.688.753
- VAT number
- BE 0824.688.753
- Peppol ID
- 0208:0824688753
- Legal form
- Private limited company (pre-2019)
- Status
- Active, normal situation
- Founded
- 06-04-2010
- Financial year
- ends on 31 December
- Peppol
- Reachable since 31-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PROGIMO in French
- Entity type
- Legal entity
Activities
NACEBEL 2025VAT activities
68121
Development of residential building projects main activity
Social security (RSZ) activities
68121
Development of residential building projects main activity
Joint committees annual accounts 2025
JC 323
Building management, estate agents and domestic staff
Codes under NACEBEL 2008
VAT activities
41101
Real estate development main activity
Social security (RSZ) activities
41101
Real estate development main activity
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée Roosevelt 21 registered office 4540 Amay | 30-04-2013 | 2.235.880.385 |
1 former office
- Chemin de Manouva 4/2.2, 4280 Hannut until 19-06-2020 · deed of 17-08-2020
Buildings and parcels at the address
- Ground area
- 1,439 m²
- Buildings
- 120 m²
- Volume, LiDAR
- 1,004 m³
- Tallest building
- 12.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61003B0263/00V000 | 1,439 m² | 1 · 120 m² | 12.1 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0824.688.753