Skip to content

I&S Construct & Co

Active
Private limited companyfounded 201312 yrs activeKapelanielaan 9, 9140 Temse, BelgiumKBO/BCE: BE 0543.333.523
Summary

I&S Construct & Co has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €350,963. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 42% of 9436 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
I&S Construct & CoActiveChecked score 68/100
Risk analysis ReportCompare

Overview

What they do
Development of residential building projects
NACE 68121Real estate development NACE 41101
1 site
How big
€8.5mtotal assets 2025
Staff
5.9 FTE
Equity
€1.9m
Profit
€350,963
Financially healthy?
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 2 d early0 of 5 deeds read
Why 68+ Lower-failure-rate sector+ Annual accounts: healthy financial profile+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
68 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+17
Solvency48▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 3.5 against 1.62 in 2024; short-term debt: 28.6% and cash: 3.1% of total assets), but 77.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
22.5%
Return on assets
4.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
12 d early
2022
9 d early
2021
5 d early
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 25 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity doublescurrent ratio 3.50
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Among the best 9% on net resultsector median €10,117 · 9,427 companies €350,963 View
  • Positive: Result rose in 2025from €225,882 to €350,963 ▲ 55.4% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €350,963 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€8.5m
Profit
€350,963
Solvency
22.5%
Total assets▼ 2.0%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 30-04-2027
  1. 28-04-2026Annual accounts filed
  2. 30-09-2025Liquidity doubles
  3. 29-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
17-12-2013
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure