Summary
PROGETTO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €4.2m and a net result of €12,179. Equity remains stable across the filed fiscal years (±1.8% per year). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
21 d early
2023
14 d early
2022
33 d early
2021
31 d early
2020
26 d late
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet
In the rankings
#5 company by total assets in Mol, Finance and insurance sector#7 company by equity in Mol, Finance and insurance sector
Equity
€4.2m▲ 0.3%
2023 · €4.2m
Net result
€12,179▼ 99.5%
2023 · €2.3m
Total assets
€7.4m▲ 0.3%
2023 · €7.4m
Solvency
57.1%=
2023 · 57.1%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€24,766▲ 174%€14,974▼ 39.5%€80,591▲ 438%€51,948▼ 35.5%€57,037▲ 9.8%
Net result€18,088within the sector's middle half▼ 47.2%€3,889within the sector's middle half▼ 78.5%€2,102below the sector's middle half▼ 46.0%€2.3mabove the sector's middle half▲ 109,192%€12,179within the sector's middle half▼ 99.5%
Equity€1.9mabove the sector's middle half▲ 1.0%€1.9mabove the sector's middle half▲ 0.2%€1.9mwithin the sector's middle half▲ 0.1%€4.2mabove the sector's middle half▲ 119%€4.2mabove the sector's middle half▲ 0.3%
Total assets€2.0mabove the sector's middle half▼ 0.8%€7.3mabove the sector's middle half▲ 262%€7.4mabove the sector's middle half▲ 1.0%€7.4mabove the sector's middle half▲ 0.2%€7.4mabove the sector's middle half▲ 0.3%
Debt€96,476▼ 25.9%€5.4m▲ 5,478%€5.4m▲ 1.3%€3.2m▼ 41.8%€3.2m▲ 0.2%
Working capital€54,320within the sector's middle half▼ 37.4%-€264,905below the sector's middle half-€262,803below the sector's middle half▲ 0.8%€34,547within the sector's middle half€46,726within the sector's middle half▲ 35.3%
Solvency95.2%above the sector's middle half▲ 1.6pp26.3%within the sector's middle half▼ 68.9pp26.1%within the sector's middle half▼ 0.2pp57.1%within the sector's middle half▲ 31.0pp57.1%within the sector's middle half=
Current ratio1.81within the sector's middle half▼ 0.920.31below the sector's middle half▼ 1.510.42within the sector's middle half▲ 0.111.20within the sector's middle half▲ 0.791.26within the sector's middle half▲ 0.06
Return on assets (ROA)0.9%within the sector's middle half▼ 0.8pp0.1%below the sector's middle half▼ 0.8pp0.0%below the sector's middle half=31.1%above the sector's middle half▲ 31.1pp0.2%below the sector's middle half▼ 30.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 10% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.4m
Fixed assets
€7.2m =
Current assets
€224,008 ▲ 9.8%
Equity and liabilities €7.4m
Equity
€4.2m ▲ 0.3%
Debt
€3.2m ▲ 0.2%
Debt's share of the balance-sheet total stays at 42.9%.
Key figures and ratios
ROE
0.3%▼
2023 · 54.4%
Debt ≤ 1 year
€177,283▲
2023 · €169,432
Debt > 1 year
€3.0m=
2023 · €3.0m
Income taxes
€950▲
2023 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €969 | €665 | €648 | €1,789 | ▲ 176% |
| Gross operating margin9900 | €25,734 | €15,943 | €81,256 | €52,596 | €58,825 | ▲ 11.8% |
| Operating profit (loss)9901 | €24,766 | €14,974 | €80,591 | €51,948 | €57,037 | ▲ 9.8% |
| Financial income75/76B | - | €24 | - | €2.3m | €10,545 | ▼ 99.5% |
| Recurring financial income75 | - | €24 | - | €2.3m | €10,545 | ▼ 99.5% |
| Financial charges65/66B | - | €9,879 | €77,660 | €54,433 | €54,452 | = |
| Recurring financial charges65 | €678 | €9,879 | €77,660 | €54,433 | €54,452 | = |
| Profit (loss) for the period before taxes9903 | €24,088 | €5,118 | €2,932 | €2.3m | €13,129 | ▼ 99.4% |
| Income taxes67/77 | €6,000 | €1,229 | €830 | €165 | €950 | ▲ 474% |
| Profit (loss) for the period9904 | €18,088 | €3,889 | €2,102 | €2.3m | €12,179 | ▼ 99.5% |
| Profit (loss) for the period to be appropriated9905 | €18,088 | €3,889 | €2,102 | €2.3m | €12,179 | ▼ 99.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €7.3m | €7.4m | €7.4m | €7.4m | ▲ 0.3% |
| Fixed assets21/28 | €1.9m | €7.2m | €7.2m | €7.2m | €7.2m | = |
| Financial fixed assets28 | €1.9m | €7.2m | €7.2m | €7.2m | €7.2m | = |
| Current assets29/58 | €121,302 | €116,607 | €186,889 | €203,979 | €224,008 | ▲ 9.8% |
| Amounts receivable within one year40/41 | €49,445 | €8,859 | €97,169 | €51,100 | - | - |
| Trade receivables40 | - | - | €82,756 | €51,100 | - | - |
| Other amounts receivable41 | - | €8,859 | €14,413 | - | - | - |
| Current investments50/53 | €64,784 | €64,784 | €64,784 | €64,784 | €64,784 | = |
| Cash at bank and in hand54/58 | €7,073 | €42,965 | €23,349 | €87,066 | €158,195 | ▲ 81.7% |
| Deferred charges and accrued income490/1 | - | - | €1,587 | €1,029 | €1,029 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €7.3m | €7.4m | €7.4m | €7.4m | ▲ 0.3% |
| Equity10/15 | €1.9m | €1.9m | €1.9m | €4.2m | €4.2m | ▲ 0.3% |
| Contributions10/11 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Capital10 | - | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Issued capital100 | - | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Reserves13 | €127,926 | €127,926 | €127,926 | €127,926 | €127,926 | = |
| Non-distributable reserves130/1 | - | €127,926 | €127,926 | €127,926 | €127,926 | = |
| Legal reserve130 | - | €127,926 | €127,926 | €127,926 | €127,926 | = |
| Profit (loss) carried forward14 | €511,900 | €515,789 | €517,891 | €2.8m | €2.8m | ▲ 0.4% |
| Amounts payable17/49 | €96,476 | €5.4m | €5.4m | €3.2m | €3.2m | ▲ 0.2% |
| Amounts payable after more than one year17 | €29,494 | €5.0m | €5.0m | €3.0m | €3.0m | = |
| Financial debts170/4 | - | €5.0m | €5.0m | €3.0m | €3.0m | = |
| Amounts payable within one year42/48 | €66,982 | €381,512 | €449,692 | €169,432 | €177,283 | ▲ 4.6% |
| Trade debts44 | €1,618 | €2,065 | €13,993 | €186 | - | - |
| Suppliers440/4 | - | €2,065 | €13,993 | €186 | - | - |
| Taxes, remuneration and social security45 | - | - | €39,465 | €38,012 | €10,648 | ▼ 72.0% |
| Taxes450/3 | - | - | €39,465 | €38,012 | €10,648 | ▼ 72.0% |
| Other amounts payable47/48 | - | €379,447 | €396,234 | €131,234 | €166,634 | ▲ 27.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,088 | €3,889 | €2,102 | €2.3m | €12,179 | ▼ 99.5% |
| Operating cash flow (approximation) | €18,088 | €3,889 | €2,102 | €2.3m | €12,179 | ▼ 99.5% |
| Investment in fixed assets (approximation) | - | -€5.3m | €0 | €0 | €0 | - |
| Change in cash | - | €35,891 | -€19,616 | €63,717 | €71,129 | ▲ 11.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €2.3m ▲109,192%
Net result €2.3m, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 1.20
Current ratio from 0.42 to 1.20; short-term debt falls from €449,692 to €169,432.
31-12
Financial
Equity above €2mEq €4.2m ▲119%
6 profitable years in a row build equity to €4.2m.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €2,102 ▼46%
Net result drops to €2,102, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2006
Ground area
1,182 m²
Building footprint
193 m²
Volume, LiDAR
932 m³
Parcel 13434F1288/00W002, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Progetto
since 20062.155.357.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F1288/00W002 | Flanders | 1,182 m² | 1 · 193 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 3
-
100%
-
45%
-
37%
According to the 2024 annual accounts of PROGETTO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
967600OB48NWP8YV4180
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Company details
Identification
Legal formPublic limited company
Founded21-06-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
hendrik.pelgroms@gavra.beMol
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881987049
Also
9925:BE0881987049
Registered
14-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.