Summary
Focus4Growth is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.2m and a net result of €551,390. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 5651 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Activities of holding companies
NACE 64210Holdings NACE 64200
#9 company by equity in Grimbergen, Finance and insurance sector1 site
How big
€4.3mtotal assets 2025
- Equity
- €4.2m
- Profit
- €551,390
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
Accounts 1 d early0 of 1 deed read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
2 d early
2022
on the day
2021
4 d early
2020
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- General meeting · Director resignationPermanent representative · Director discharge
- General meeting · Director resignationPermanent representative · Director discharge
- General meeting · Director resignationPermanent representative · Director discharge
Financials
Fiscal year 2025Total assets €4.3mProfit €551,390Solvency 98.7%Liquidity 75.02
Total assets
€4.3m▲ 15.3%
2020 - 2025
Net result
€551,390▼ 28.7%
2020 - 2025
Equity
€4.2m▲ 15.0%
2020 - 2025
Solvency
98.7%▼ 0.3pp
2020 - 2025
Financials · fiscal year 2025, abbreviated schema
In the rankings
#9 company by equity in Grimbergen, Finance and insurance sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.4m▲ 126%€0.9m▼ 38.3%€1.0m▲ 15.6%€1.1m▲ 5.3%€0.8m▼ 21.8%
Net result€1.1mabove the sector's middle half▲ 137%€0.7mabove the sector's middle half▼ 38.9%€0.7mabove the sector's middle half▲ 11.0%€0.8mabove the sector's middle half▲ 6.6%€0.6mabove the sector's middle half▼ 28.7%
Equity€1.5mwithin the sector's middle half▲ 232%€2.2mabove the sector's middle half▲ 42.7%€2.9mabove the sector's middle half▲ 33.2%€3.7mabove the sector's middle half▲ 26.6%€4.2mabove the sector's middle half▲ 15.0%
Total assets€1.7mwithin the sector's middle half▲ 196%€2.3mwithin the sector's middle half▲ 31.5%€3.0mwithin the sector's middle half▲ 32.0%€3.7mwithin the sector's middle half▲ 22.9%€4.3mabove the sector's middle half▲ 15.3%
Debt€0.2m▲ 66.6%€0.1m▼ 48.9%€0.1m▲ 7.8%€0.04m▼ 66.6%€0.06m▲ 43.4%
Working capital€1.5mabove the sector's middle half▲ 236%€2.1mabove the sector's middle half▲ 39.8%€2.8mabove the sector's middle half▲ 35.7%€3.6mabove the sector's middle half▲ 28.3%€4.2mabove the sector's middle half▲ 15.7%
Solvency87.7%above the sector's middle half▲ 9.5pp95.2%above the sector's middle half▲ 7.5pp96.1%above the sector's middle half▲ 0.9pp98.9%above the sector's middle half▲ 2.8pp98.7%above the sector's middle half▼ 0.3pp
Current ratio7.95above the sector's middle half▲ 3.5119.99above the sector's middle half▲ 12.0524.89above the sector's middle half▲ 4.9092.78above the sector's middle half▲ 67.8975.02above the sector's middle half▼ 17.76
Return on assets (ROA)61.3%above the sector's middle half▼ 15.2pp28.5%above the sector's middle half▼ 32.8pp24.0%above the sector's middle half▼ 4.5pp20.8%above the sector's middle half▼ 3.2pp12.8%above the sector's middle half▼ 7.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2021 Net result +137% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.3m
Fixed assets
€43,514 ▼ 28.3%
Current assets
€4.2m ▲ 16.0%
Equity and liabilities €4.3m
Equity
€4.2m ▲ 15.0%
Debt
€56,636 ▲ 43.4%
Debt's share of the balance-sheet total rises from 1.1% to 1.3%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
ROE
13.0%▼
2024 · 21.0%
Debt ≤ 1 year
€56,636▲
2024 · €39,482
Income taxes
€248,520▼
2024 · €254,720
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.008m | €0.01m | €0.02m | €0.03m | €0.02m | ▼ 5.1% |
| Other operating charges640/8 | - | €62 | €63 | €116 | €0.001m | ▲ 362% |
| Non-recurring operating charges66A | - | - | - | - | €0.007m | - |
| Gross operating margin9900 | €1.4m | €0.9m | €1.0m | €1.1m | €0.9m | ▼ 20.7% |
| Operating profit (loss)9901 | €1.4m | €0.9m | €1.0m | €1.1m | €0.8m | ▼ 21.8% |
| Financial income75/76B | - | €0.03m | €0.004m | €0.02m | €0.05m | ▲ 154% |
| Recurring financial income75 | €287 | €0.03m | €0.004m | €0.02m | €0.05m | ▲ 154% |
| Financial charges65/66B | - | €0.05m | €0.06m | €0.06m | €0.09m | ▲ 44.8% |
| Recurring financial charges65 | €0.002m | €0.05m | €0.06m | €0.06m | €0.09m | ▲ 44.8% |
| Profit (loss) for the period before taxes9903 | €1.4m | €0.9m | €1.0m | €1.0m | €0.8m | ▼ 22.2% |
| Income taxes67/77 | €0.4m | €0.2m | €0.2m | €0.3m | €0.2m | ▼ 2.4% |
| Profit (loss) for the period9904 | €1.1m | €0.7m | €0.7m | €0.8m | €0.6m | ▼ 28.7% |
| Profit (loss) for the period to be appropriated9905 | €1.1m | €0.7m | €0.7m | €0.8m | €0.6m | ▼ 28.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €2.3m | €3.0m | €3.7m | €4.3m | ▲ 15.3% |
| Fixed assets21/28 | €0.04m | €0.1m | €0.09m | €0.06m | €0.04m | ▼ 28.3% |
| Tangible fixed assets22/27 | €0.04m | €0.1m | €0.09m | €0.06m | €0.04m | ▼ 28.3% |
| Plant, machinery and equipment23 | - | €0.001m | €0.001m | €0.001m | €0.001m | ▼ 46.8% |
| Furniture and vehicles24 | - | €0.06m | €0.04m | €0.03m | €0.03m | ▼ 0.1% |
| Other tangible fixed assets26 | - | €0.05m | €0.04m | €0.03m | €0.01m | ▼ 53.7% |
| Current assets29/58 | €1.7m | €2.2m | €2.9m | €3.7m | €4.2m | ▲ 16.0% |
| Amounts receivable within one year40/41 | €0.1m | €0.2m | €0.1m | €0.2m | €0.004m | ▼ 98.0% |
| Trade receivables40 | - | €0.08m | €0.1m | €0.1m | €0.002m | ▼ 98.9% |
| Other amounts receivable41 | - | €0.1m | €263 | €0.06m | €0.002m | ▼ 96.0% |
| Current investments50/53 | - | €1.3m | €1.3m | €2.2m | €3.2m | ▲ 45.6% |
| Cash at bank and in hand54/58 | €1.6m | €0.7m | €1.5m | €1.2m | €1.0m | ▼ 17.6% |
| Deferred charges and accrued income490/1 | - | €0.02m | €0.02m | €0.02m | €0.009m | ▼ 52.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €2.3m | €3.0m | €3.7m | €4.3m | ▲ 15.3% |
| Equity10/15 | €1.5m | €2.2m | €2.9m | €3.7m | €4.2m | ▲ 15.0% |
| Contributions10/11 | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Reserves13 | - | - | - | - | €0.6m | - |
| Distributable reserves133 | - | - | - | - | €0.6m | - |
| Profit (loss) carried forward14 | €1.5m | €2.2m | €2.9m | €3.7m | €3.7m | = |
| Amounts payable17/49 | €0.2m | €0.1m | €0.1m | €0.04m | €0.06m | ▲ 43.4% |
| Amounts payable within one year42/48 | €0.2m | €0.1m | €0.1m | €0.04m | €0.06m | ▲ 43.4% |
| Trade debts44 | €0.006m | €0.03m | €0.009m | €0.005m | €0.002m | ▼ 60.1% |
| Suppliers440/4 | - | €0.03m | €0.009m | €0.005m | €0.002m | ▼ 60.1% |
| Taxes, remuneration and social security45 | - | €0.08m | €0.09m | €69 | €0.02m | ▲ 35,177% |
| Taxes450/3 | - | €0.08m | €0.09m | €69 | €0.02m | ▲ 35,177% |
| Other amounts payable47/48 | - | €0.009m | €0.02m | €0.03m | €0.03m | ▼ 12.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.1m | €0.7m | €0.7m | €0.8m | €0.6m | ▼ 28.7% |
| + Depreciation and write-downs630 | €0.008m | €0.01m | €0.02m | €0.03m | €0.02m | ▼ 5.1% |
| Operating cash flow (approximation) | €1.1m | €0.7m | €0.8m | €0.8m | €0.6m | ▼ 28.0% |
| Investment in fixed assets (approximation) | - | -€0.08m | -€0.008m | -€0.001m | -€0.007m | ▼ 646% |
| Change in cash | - | -€0.9m | €0.8m | -€0.3m | -€0.2m | ▲ 21.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 8,674 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
Directors
Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →
Structure & network
Connections & network
5 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
Agri Investment Fund
Shared director
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LeefGoed
Shared director
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MAATSCHAPPIJ VOOR ROEREND BEZIT VAN DE BOERENBOND
Shared director
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PROPIGS
Shared director
→
Board mandates elsewhere
13 board mandatesBoard mandates of this companythis company sits on their board13
72 locations
18 locations
18 locations
17 locations
11 locations
9 locations
Show 7 more
6 locations
4 locations
2 locations
1 location
Timeline
28 eventsLatest 30-09-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
30-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
29-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
29-09
State Gazette act
General meeting · Director resignation
Director discharge · Permanent representative
25-09
State Gazette act
General meeting · Director resignation
Director discharge · Permanent representative
25-09
State Gazette act
General meeting · Director resignation
Director discharge · Permanent representative
25-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
25-09
State Gazette act
General meeting · Director resignation
Director discharge · Permanent representative
23-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
23-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
23-09
State Gazette act
General meeting · Director resignation
Director discharge · Permanent representative
11-09
State Gazette act
General meeting · Director reappointment
Permanent representative · Auditor reappointment
Show earlier events
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Liquidity quadruplescurrent ratio 92.78
Current ratio from 24.89 to 92.78; short-term debt falls from €118,239 to €39,482.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
15-01
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
15-01
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
State Gazette act
General meeting · Director resignation
Director reappointment · Mandate compensation
30-06
Financial
Liquidity triplescurrent ratio 19.99
Current ratio from 7.95 to 19.99; short-term debt falls from €214,405 to €109,640.
30-06
Financial
Equity above €2mEq €2.2m ▲42.7%
3 profitable years in a row build equity to €2.2m.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
21-01
State Gazette act
General meeting · Demerger
Accounting effect · Director resignation
2021
26-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
30-06
Financial
Highest result since 2020net €1.1m ▲137%
Operating result €1.4m, net result €1.1m, both a record.
30-06
Financial
Equity above €1mEq €1.5m ▲232%
2 profitable years in a row build equity to €1.5m.
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionLEI issued
LEI
active
254900EHFW7LWYGZFD02
Recognitions · licences · registrations
Legal Entity Identifier
254900EHFW7LWYGZFD02
Company details
Private limited company · founded 24-09-2019Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded24-09-2019
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0734822609
Also
9925:BE0734822609
Registered
02-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2019
Ground area
838 m²
Building footprint
171 m²
Volume, LiDAR
940 m³
Parcel 23402E0017/00B002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Focus4Growth
since 2019unit no. 2.293.834.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0017/00B002 | Flanders | 838 m² | 1 · 171 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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