PROGENET
ActivePROGENET has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €13k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 91% of 4416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+28
Solvency100=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.2 against 5.29 in 2024), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
7.7%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €148k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
61 d late
2022
27 d late
2021
60 d late
2020
30 d late
2019
99 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 10.0%
2024 · €134k
2019: €148k
2020: €168k
2021: €193k
2022: €128k
2023: €129k
2024: €134k
2019 → 2025
Total assets
€175k▲ 6.6%
2024 · €165k
2019: €198k
2020: €209k
2021: €240k
2022: €177k
2023: €157k
2024: €165k
2019 → 2025
Net result
€13k▲ 177%
2024 · €5k
2019: €11k
2020: €20k
2021: €24k
2022: €20k
2023: €1k
2024: €5k
2019 → 2025
Working capital
€145k▲ 11.0%
2024 · €131k
2019: €145k
2020: €165k
2021: €168k
2022: €107k
2023: €125k
2024: €131k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€193k-€128k▼ 33.6%€129k▲ 1.0%€134k▲ 3.8%€148k▲ 10.0%
Operating result€29k-€25k▼ 13.9%€-2k€4k€17k▲ 271%
Net result€24k-€20k▼ 16.9%€1k▼ 93.7%€5k▲ 281%€13k▲ 177%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 271% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€3k▼ 25.7%
Current assets
€173k▲ 7.3%
Equity and liabilities €175k
Equity
€148k▲ 10.0%
Debt
€28k▼ 8.6%
The debt ratio falls from 18.5% to 15.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€19k▲
2024 · €7k
Cash flow
€16k▲
2024 · €7k
Solvency
84.1%▲
2024 · 81.5%
Current ratio
6.20▲
2024 · 5.29
Quick ratio
6.20▲
2024 · 5.29
Debt / equity
0.19▼
2024 · 0.23
ROE
9.1%▲
2024 · 3.6%
ROA
7.7%▲
2024 · 2.9%
Interest coverage
30.40▲
2024 · 8.81
Debt
€28k▼
2024 · €30k
Debt ≤ 1 year
€28k▼
2024 · €30k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€175k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€1k€1k=
Current assets29/58€161k€173k▲
Amounts receivable after more than one year29€23k€23k=
Other amounts receivable291€23k€23k=
Amounts receivable within one year40/41€104k€112k▲
Trade receivables40€57k€63k▲
Other amounts receivable41€47k€49k▲
Current investments50/53-€10k
Cash at bank and in hand54/58€34k€28k▼
Deferred charges and accrued income490/1€981-
Equity and liabilities
Total equity and liabilities10/49€165k€175k▲
Equity10/15€134k€148k▲
Contributions10/11€19k€19k=
Reserves13€109k€123k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€18k€18k=
Distributable reserves133€89k€103k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€30k€28k▼
Amounts payable within one year42/48€30k€28k▼
Trade debts44€20k€26k▲
Suppliers440/4€20k€26k▲
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€4k€52▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€696€563▼
Gross operating margin9900€8k€19k▲
Operating profit (loss)9901€4k€17k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€808€615▼
Recurring financial charges65€808€615▼
Profit (loss) for the period before taxes9903€8k€19k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€5k€13k▲
Profit (loss) for the period to be appropriated9905€5k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€20k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer to equity691/2€5k€13k▲
To other reserves6921€5k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼93.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Highest result since 2019net €24k ▲20.8%
Operating result €29k, net result €24k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €150kEq €168k ▲13.7%
2 profitable years in a row build equity to €168k.
07-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 99 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
Eddy POTVIN
CurrentManaging director · since 01-04-2022
01-04-2022
Eddy POTVIN: Appointed as Managing director
01-04-2022
Michel POTVIN: Resigned as Managing director
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Zola 564100 SeraingGround area
418 m²
Building footprint
66 m²
Volume, LiDAR
620 m³
Parcel 62356F0120/00R013, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Zola 56, 4100 Seraing
since 19902.049.457.570
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62356F0120/00R013indicative | Wallonia | 418 m² | 1 · 66 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400IBF2J19M4Y9M74
Similar companies · same sector, comparable size
THE BIG BLUE
BE 0898.341.150
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CILDIR CLEAN
BE 0472.757.808
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ALGEMEEN SLOOPBEDRIJF
BE 0667.783.929
Genk · Eq €147k
Cleaning Service Kerkhofs
BE 0834.825.451
Oudsbergen · Eq €148k
Purosan
BE 0810.420.152
Wommelgem · Eq €147k
Of 6,944 companies in sector 81220 we hold annual accounts for 2,380. 1,894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-1990
Fiscal year end31-12
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.