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PROFInstal

Active
Private limited companyfounded 20251 yr activeKoningin Astridlaan 150, 9000 Gent, BelgiumKBO/BCE: BE 1020.240.555
Summary

The computed 12-month bankruptcy probability of PROFInstal is 3.9% (moderate). The 2025 annual accounts show equity of €10,530 and a net result of €10,530. Its solvency ranks better than 66% of 7730 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes
Profitability100
Solvency84
Growth-
Track record59
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.41; short-term debt: 41.5% and cash: 95.4% of total assets), and 41.5% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.5%
Return on assets
58.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
20 d late
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance

History

On 20 February 2025, PROFInstal was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,530
Total assets
€17,993
Net result
€10,530
Working capital
€10,530

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €17,993
Equity €10,530
Debt €7,463
Debt finances 41.5% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.41
Debt to equity
0.71
ROE
100.0%
ROA
58.5%
Debt ≤ 1 year
€7,463
Income taxes
€2,633

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 3.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€17,993
Current assets29/58€17,993
Amounts receivable within one year40/41€819
Other amounts receivable41€819
Cash at bank and in hand54/58€17,175
Equity and liabilities
Total equity and liabilities10/49€17,993
Equity10/15€10,530
Profit (loss) carried forward14€10,530
Amounts payable17/49€7,463
Amounts payable within one year42/48€7,463
Trade debts44€16
Suppliers440/4€16
Taxes, remuneration and social security45€2,633
Taxes450/3€2,633
Other amounts payable47/48€4,815
Income statement Code2025
Gross operating margin9900€13,455
Operating profit (loss)9901€13,455
Financial charges65/66B€292
Recurring financial charges65€292
Profit (loss) for the period before taxes9903€13,163
Income taxes67/77€2,633
Profit (loss) for the period9904€10,530
Profit (loss) for the period to be appropriated9905€10,530
Appropriation of the result
Profit (loss) to be appropriated9906€10,530
Line2025
Gross operating margin9900€13,455
Operating profit (loss)9901€13,455
Financial charges65/66B€292
Recurring financial charges65€292
Profit (loss) for the period before taxes9903€13,163
Income taxes67/77€2,633
Profit (loss) for the period9904€10,530
Profit (loss) for the period to be appropriated9905€10,530
Line2025
Assets
Total assets20/58€17,993
Current assets29/58€17,993
Amounts receivable within one year40/41€819
Other amounts receivable41€819
Cash at bank and in hand54/58€17,175
Equity and liabilities
Total equity and liabilities10/49€17,993
Equity10/15€10,530
Profit (loss) carried forward14€10,530
Amounts payable17/49€7,463
Amounts payable within one year42/48€7,463
Trade debts44€16
Suppliers440/4€16
Taxes, remuneration and social security45€2,633
Taxes450/3€2,633
Other amounts payable47/48€4,815
Line2025
Profit (loss) for the period9904€10,530
Operating cash flow (approximation)€10,530

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
05-09
KBO administration UBO non-compliance
event 22-08-2025
SignalNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
900 m²
Building footprint
960 m²
Volume, LiDAR
8,041 m³
Parcel 44809I0704/00A003, Flanders · tallest building 21.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROFInstal
Koningin Astridlaan 150, 9000 GentGeneral construction of residential buildings
since 20252.370.278.538
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0704/00A003 Flanders 900 m² 1 · 960 m² 21.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,766 companies in this sector we hold annual accounts for 16,066. 9,473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded20-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020240555
Also 9925:BE1020240555
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.