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PROFINNCO

Active Risk: not assessed
Private limited companyfounded 2017active for 9 yearsSacramentstraat 7, 3560 Lummen, BelgiumKBO/BCE: BE 0668.801.439

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 07-04-2026 PDF all 9 filings

Equity
€103,353▼ 32.1%
2024 · €152,198
Net result
€2,459▼ 87.3%
2024 · €19,323
Total assets
€438,337▲ 3.5%
2024 · €423,624
Solvency
23.6%▼ 12.3pp
2024 · 35.9%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 33% lower than in 2024 and the lowest since 2021.

Operating result€26,769 2025 Net result€2,459 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€19,095-€22,817▲ 19.5%€43,666▲ 91.4%€38,074▼ 12.8%€37,899▼ 0.5%€29,047▼ 23.4%€40,150▲ 38.2%€26,769▼ 33.3%
Net result€12,137-€15,814▲ 30.3%€30,252within the sector's middle half▲ 91.3%€25,339within the sector's middle half▼ 16.2%€26,834within the sector's middle half▲ 5.9%€15,088within the sector's middle half▼ 43.8%€19,323within the sector's middle half▲ 28.1%€2,459below the sector's middle half▼ 87.3%
Equity€24,372-€38,562▲ 58.2%€67,214within the sector's middle half▲ 74.3%€90,953within the sector's middle half▲ 35.3%€117,787within the sector's middle half▲ 29.5%€132,875within the sector's middle half▲ 12.8%€152,198within the sector's middle half▲ 14.5%€103,353within the sector's middle half▼ 32.1%
Total assets€46,089-€57,690▲ 25.2%€79,457below the sector's middle half▲ 37.7%€102,149below the sector's middle half▲ 28.6%€125,995within the sector's middle half▲ 23.3%€416,478within the sector's middle half▲ 231%€423,624within the sector's middle half▲ 1.7%€438,337within the sector's middle half▲ 3.5%
Debt€21,717-€19,128▼ 11.9%€12,243▼ 36.0%€11,195▼ 8.6%€8,208▼ 26.7%€283,603▲ 35×€271,426▼ 4.3%€307,677▲ 13.4%
Working capital€22,981-€22,984=€54,754within the sector's middle half▲ 138%€70,374within the sector's middle half▲ 28.5%€97,981within the sector's middle half▲ 39.2%€47,954within the sector's middle half▼ 51.1%€24,935within the sector's middle half▼ 48.0%€2,072within the sector's middle half▼ 91.7%
Solvency52.9%-66.8%▲ 14.0pp84.6%above the sector's middle half▲ 17.7pp89.0%above the sector's middle half▲ 4.4pp93.5%above the sector's middle half▲ 4.4pp31.9%within the sector's middle half▼ 61.6pp35.9%within the sector's middle half▲ 4.0pp23.6%within the sector's middle half▼ 12.3pp
Current ratio2.06-2.20▲ 0.145.47above the sector's middle half▲ 3.277.29above the sector's middle half▲ 1.8112.94above the sector's middle half▲ 5.652.43within the sector's middle half▼ 10.511.74within the sector's middle half▼ 0.691.03within the sector's middle half▼ 0.71
Return on assets (ROA)26.3%-27.4%▲ 1.1pp38.1%above the sector's middle half▲ 10.7pp24.8%above the sector's middle half▼ 13.3pp21.3%within the sector's middle half▼ 3.5pp3.6%within the sector's middle half▼ 17.7pp4.6%within the sector's middle half▲ 0.9pp0.6%below the sector's middle half▼ 4.0pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €438,337
Fixed assets €353,460 ▼ 3.2%
Current assets €84,876 ▲ 44.7%
Equity and liabilities €438,337
Equity €103,353 ▼ 32.1%
Provisions €27,306
Debt €307,677 ▲ 13.4%
Debt's share of the balance-sheet total rises from 64.1% to 70.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
2.4%▼
2024 · 12.7%
Debt ≤ 1 year
€82,804▲
2024 · €33,732
Debt > 1 year
€224,873▼
2024 · €237,695
Income taxes
€10,615▲
2024 · €8,598
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€18,469€2,638€322,351€45,585€9,004
Depreciation and write-downs of the year€2,935€3,411€7,235€15,549€15,115

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as PROFINNCO: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €425,000 and €535,000, founded between 2016 and 2017.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
PROFINNCO Lummen2017€438,337€103,353€71,318€2,4592025
Fenep Bocholt2016€425,820€91,997€81,800€24,1462025
IMMO CARE BONEPUT Bree2016€535,452€74,953€69,332€7,5622025
BERANCO Maasmechelen2017€425,198€355,732€84,269€120,5862025
MHAL Halen2016€441,048€53,821€58,042€17,3092025
Groep Cuypers Lommel2017€489,679€190,992€56,716€35,8882026
DHAENS DAVID - INVEST Beernem2016€459,707€197,098€73,603€27,2192025

They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines

Source: Annual accounts 2025 (PDF), filed on 07-04-2026.

Balance sheet Code20242025
Assets
Total assets20/58€423,624€438,337▲
Fixed assets21/28€364,957€353,460▼
Tangible fixed assets22/27€364,957€353,460▼
Land and buildings22€329,408€320,741▼
Plant, machinery and equipment23€1,999€1,440▼
Furniture and vehicles24€24,977€22,936▼
Other tangible fixed assets26€8,573€8,343▼
Current assets29/58€58,667€84,876▲
Amounts receivable within one year40/41€23,498€30,745▲
Trade receivables40€21,938€30,471▲
Other amounts receivable41€1,560€274▼
Cash at bank and in hand54/58€34,243€53,192▲
Deferred charges and accrued income490/1€926€939▲
Equity and liabilities
Total equity and liabilities10/49€423,624€438,337▲
Equity10/15€152,198€103,353▼
Contributions10/11€6,200€18,600▲
Reserves13€145,998€84,753▼
Distributable reserves133€145,998€84,753▼
Provisions and deferred taxes16-€27,306
Provisions for liabilities and charges160/5-€27,306
Other liabilities and charges164/5-€27,306
Amounts payable17/49€271,426€307,677▲
Amounts payable after more than one year17€237,695€224,873▼
Financial debts170/4€237,695€224,873▼
Amounts payable within one year42/48€33,732€82,804▲
Current portion of amounts payable after more than one year42€12,305€12,822▲
Trade debts44€1,783€2,717▲
Suppliers440/4€1,783€2,717▲
Taxes, remuneration and social security45€8,705€10,319▲
Taxes450/3€8,705€10,319▲
Other amounts payable47/48€10,938€56,946▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,549€15,115▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€27,306
Other operating charges640/8€880€2,127▲
Gross operating margin9900€56,578€71,318▲
Operating profit (loss)9901€40,150€26,769▼
Financial charges65/66B€12,228€13,696▲
Recurring financial charges65€12,228€13,696▲
Profit (loss) for the period before taxes9903€27,921€13,073▼
Income taxes67/77€8,598€10,615▲
Profit (loss) for the period9904€19,323€2,459▼
Profit (loss) for the period to be appropriated9905€19,323€2,459▼
Appropriation of the result
Profit (loss) to be appropriated9906€19,323€2,459▼
Transfer from equity791/2-€61,245
Transfer to equity691/2€19,323-
To other reserves6921€19,323-
Profit to be distributed694/7-€63,703
Return on contributions (dividend)694-€63,703

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€906€4,880€3,362€2,935€3,411€7,235€15,549€15,115▼ 2.8%
Provisions for liabilities and charges: additions (uses and reversals)635/8-------€27,306-
Other operating charges640/8---€1,736€761€16,899€880€2,127▲ 142%
Non-recurring operating charges66A---€174-----
Gross operating margin9900€20,284€28,220€48,191€42,919€42,071€53,182€56,578€71,318▲ 26.1%
Operating profit (loss)9901€19,095€22,817€43,666€38,074€37,899€29,047€40,150€26,769▼ 33.3%
Financial income75/76B---€180-€0---
Recurring financial income75-€165€961€180-€0---
Financial charges65/66B---€865€276€7,489€12,228€13,696▲ 12.0%
Recurring financial charges65€328€285€219€865€276€7,489€12,228€13,696▲ 12.0%
Profit (loss) for the period before taxes9903€18,767€22,697€44,408€37,389€37,623€21,559€27,921€13,073▼ 53.2%
Income taxes67/77€6,630€6,883€14,156€12,050€10,789€6,471€8,598€10,615▲ 23.5%
Profit (loss) for the period9904€12,137€15,814€30,252€25,339€26,834€15,088€19,323€2,459▼ 87.3%
Profit (loss) for the period to be appropriated9905€12,137€15,814€33,252€25,339€26,834€15,088€19,323€2,459▼ 87.3%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€46,089€57,690€79,457€102,149€125,995€416,478€423,624€438,337▲ 3.5%
Fixed assets21/28€1,392€15,578€12,460€20,580€19,806€334,921€364,957€353,460▼ 3.2%
Tangible fixed assets22/27€1,392€15,578€12,460€20,580€19,806€334,921€364,957€353,460▼ 3.2%
Land and buildings22---€8,194€6,519€320,610€329,408€320,741▼ 2.6%
Plant, machinery and equipment23----€0€2,558€1,999€1,440▼ 27.9%
Furniture and vehicles24---€87€2,372€1,746€24,977€22,936▼ 8.2%
Other tangible fixed assets26---€12,299€10,915€10,008€8,573€8,343▼ 2.7%
Current assets29/58€44,698€42,112€66,997€81,569€106,189€81,557€58,667€84,876▲ 44.7%
Amounts receivable within one year40/41€11,772€15,273€17,222€17,174€24,685€50,985€23,498€30,745▲ 30.8%
Trade receivables40---€14,823€18,150€21,730€21,938€30,471▲ 38.9%
Other amounts receivable41---€2,352€6,535€29,255€1,560€274▼ 82.5%
Cash at bank and in hand54/58€32,784€17,896€43,081€54,296€74,493€30,198€34,243€53,192▲ 55.3%
Deferred charges and accrued income490/1---€10,099€7,011€374€926€939▲ 1.5%
Equity and liabilities
Total equity and liabilities10/49€46,089€57,690€79,457€102,149€125,995€416,478€423,624€438,337▲ 3.5%
Equity10/15€24,372€38,562€67,214€90,953€117,787€132,875€152,198€103,353▼ 32.1%
Contributions10/11€6,200€6,200-€6,200€6,200€6,200€6,200€18,600▲ 200%
Reserves13€18,172€32,362€61,014€84,753€111,587€126,675€145,998€84,753▼ 41.9%
Non-distributable reserves130/1---€759€759----
Reserves not available under the articles1311---€759€759----
Distributable reserves133---€83,995€110,829€126,675€145,998€84,753▼ 41.9%
Provisions and deferred taxes16-------€27,306-
Provisions for liabilities and charges160/5-------€27,306-
Other liabilities and charges164/5-------€27,306-
Amounts payable17/49€21,717€19,128€12,243€11,195€8,208€283,603€271,426€307,677▲ 13.4%
Amounts payable after more than one year17-----€250,000€237,695€224,873▼ 5.4%
Financial debts170/4-----€250,000€237,695€224,873▼ 5.4%
Amounts payable within one year42/48€21,717€19,128€12,243€11,195€8,208€33,603€33,732€82,804▲ 145%
Current portion of amounts payable after more than one year42------€12,305€12,822▲ 4.2%
Financial debts43-----€833---
Credit institutions430/8-----€833---
Trade debts44€1,782€3,321€2,090€2,525€4,952€32,458€1,783€2,717▲ 52.4%
Suppliers440/4---€2,525€4,952€32,458€1,783€2,717▲ 52.4%
Taxes, remuneration and social security45---€7,071€3,256€2€8,705€10,319▲ 18.5%
Taxes450/3---€7,071€3,256€2€8,705€10,319▲ 18.5%
Other amounts payable47/48---€1,600-€310€10,938€56,946▲ 421%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€12,137€15,814€30,252€25,339€26,834€15,088€19,323€2,459▼ 87.3%
+ Depreciation and write-downs630€906€4,880€3,362€2,935€3,411€7,235€15,549€15,115▼ 2.8%
Operating cash flow (approximation)€13,042€20,694€33,614€28,274€30,245€22,323€34,872€17,574▼ 49.6%
Investment in fixed assets (approximation)--€19,066-€244-€11,055-€2,638-€322,351-€45,585-€3,618▲ 92.1%
Change in cash--€14,888€25,185€11,215€20,197-€44,295€4,045€18,949▲ 368%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (9)
Financial year Type Filed Reference Document
31-12-2025 micro format 07-04-2026 2026-00073089 PDF
31-12-2024 micro format 25-06-2025 2025-00173816 PDF
31-12-2023 micro format 25-06-2024 2024-00158123 PDF
31-12-2022 micro format 19-06-2023 2023-00134971 PDF
31-12-2021 micro format 20-06-2022 2022-20074001 PDF
31-12-2020 micro format 26-07-2021 2021-39700306 PDF
31-12-2019 micro format 29-07-2020 2020-35800142 PDF
31-12-2018 abbreviated format 21-06-2019 2019-20900421 PDF
31-12-2017 abbreviated format 29-06-2018 2018-27100078 PDF

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