PROFINNCO
ActivePROFINNCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €103k and a net result of €2k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
115 d early
2024
36 d early
2023
36 d early
2022
42 d early
2021
41 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 32.1%
2024 · €152k
2018: €24k
2019: €39k
2020: €67k
2021: €91k
2022: €118k
2023: €133k
2024: €152k
2018 → 2025
Net result
€2k▼ 87.3%
2024 · €19k
2018: €12k
2019: €16k
2020: €30k
2021: €25k
2022: €27k
2023: €15k
2024: €19k
2018 → 2025
Total assets
€438k▲ 3.5%
2024 · €424k
2018: €46k
2019: €58k
2020: €79k
2021: €102k
2022: €126k
2023: €416k
2024: €424k
2018 → 2025
Solvency
23.6%▼ 12.3pp
2024 · 35.9%
2018: 52.9%
2019: 66.8%
2020: 84.6%
2021: 89.0%
2022: 93.5%
2023: 31.9%
2024: 35.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€118k▲ 29.5%€133k▲ 12.8%€152k▲ 14.5%€103k▼ 32.1%
Operating result€38k-€38k▼ 0.5%€29k▼ 23.4%€40k▲ 38.2%€27k▼ 33.3%
Net result€25k-€27k▲ 5.9%€15k▼ 43.8%€19k▲ 28.1%€2k▼ 87.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €438k
Fixed assets
€353k▼ 3.2%
Current assets
€85k▲ 44.7%
Equity and liabilities €438k
Equity
€103k▼ 32.1%
Provisions
€27k
Debt
€308k▲ 13.4%
The debt ratio rises from 64.1% to 70.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
23.6%▼
2024 · 35.9%
ROE
2.4%▼
2024 · 12.7%
ROA
0.6%▼
2024 · 4.6%
Debt
€308k▲
2024 · €271k
Debt ≤ 1 year
€83k▲
2024 · €34k
Debt > 1 year
€225k▼
2024 · €238k
Income taxes
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€424k€438k▲
Fixed assets21/28€365k€353k▼
Tangible fixed assets22/27€365k€353k▼
Land and buildings22€329k€321k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€25k€23k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€59k€85k▲
Amounts receivable within one year40/41€23k€31k▲
Trade receivables40€22k€30k▲
Other amounts receivable41€2k€274▼
Cash at bank and in hand54/58€34k€53k▲
Deferred charges and accrued income490/1€926€939▲
Equity and liabilities
Total equity and liabilities10/49€424k€438k▲
Equity10/15€152k€103k▼
Contributions10/11€6k€19k▲
Reserves13€146k€85k▼
Distributable reserves133€146k€85k▼
Provisions and deferred taxes16-€27k
Provisions for liabilities and charges160/5-€27k
Other liabilities and charges164/5-€27k
Amounts payable17/49€271k€308k▲
Amounts payable after more than one year17€238k€225k▼
Financial debts170/4€238k€225k▼
Amounts payable within one year42/48€34k€83k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€11k€57k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€27k
Other operating charges640/8€880€2k▲
Gross operating margin9900€57k€71k▲
Operating profit (loss)9901€40k€27k▼
Financial charges65/66B€12k€14k▲
Recurring financial charges65€12k€14k▲
Profit (loss) for the period before taxes9903€28k€13k▼
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€19k€2k▼
Profit (loss) for the period to be appropriated9905€19k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€2k▼
Transfer from equity791/2-€61k
Transfer to equity691/2€19k-
To other reserves6921€19k-
Profit to be distributed694/7-€64k
Return on contributions (dividend)694-€64k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼87.3%
Net result drops to €2k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €152k ▲14.5%
7 profitable years in a row build equity to €152k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €118k ▲29.5%
5 profitable years in a row build equity to €118k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €30k ▲91.3%
Operating result €44k, net result €30k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.47
Current ratio from 2.20 to 5.47; short-term debt falls from €19k to €12k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sacramentstraat 73560 LummenGround area
780 m²
Building footprint
181 m²
Volume, LiDAR
1,186 m³
Parcel 71037A0617/00Z000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROFINNCO
since 20172.259.936.286
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037A0617/00Z000 | Flanders | 780 m² | 1 · 181 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500D0N944A7EA6429
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.