PROFESSIONNAL CONSTRUCTION BUILDING
ActiveThe computed 12-month bankruptcy probability of PROFESSIONNAL CONSTRUCTION BUILDING is 1.8% (moderate). The 2025 annual accounts show equity of €110k and a net result of €39k. Equity is growing by ~52.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 7376 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-20
Solvency79▼-18
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 3.61 in 2024; short-term debt: 45.8% and cash: 9.2% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
19.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
24 d late
2024
67 d late
2023
57 d late
2022
417 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 55.7%
2024 · €70k
2022: €8k
2023: €53k
2024: €70k
2022 → 2025
Total assets
€202k▲ 108%
2024 · €97k
2022: €16k
2023: €72k
2024: €97k
2022 → 2025
Net result
€39k▲ 127%
2024 · €17k
2022: €3k
2023: €45k
2024: €17k
2022 → 2025
Working capital
€107k▲ 52.2%
2024 · €70k
2022: €8k
2023: €53k
2024: €70k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€53k▲ 594%€70k▲ 32.6%€110k▲ 55.7%
Operating result€3k-€57k▲ 1,582%€25k▼ 56.5%€97k▲ 291%
Net result€3k-€45k▲ 1,617%€17k▼ 61.9%€39k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 291% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€2k
Current assets
€200k
Equity and liabilities €202k
Equity
€110k▲ 55.7%
Debt
€93k▲ 243%
The debt ratio rises from 27.7% to 45.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98k
Cash flow
€40k
Solvency
54.2%▼
2024 · 72.3%
Current ratio
2.16▼
2024 · 3.61
Quick ratio
2.16▼
2024 · 3.61
Debt / equity
0.84▲
2024 · 0.38
ROE
35.8%▲
2024 · 24.6%
ROA
19.4%▲
2024 · 17.8%
Interest coverage
2.34
Debt
€93k▲
2024 · €27k
Debt ≤ 1 year
€93k▲
2024 · €27k
Income taxes
€16k▲
2024 · €5k
Staff costs
€47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€202k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€97k€200k▲
Amounts receivable within one year40/41€96k€181k▲
Trade receivables40€73k€123k▲
Other amounts receivable41€23k€58k▲
Cash at bank and in hand54/58€1k€19k▲
Deferred charges and accrued income490/1-€243
Equity and liabilities
Total equity and liabilities10/49€97k€202k▲
Equity10/15€70k€110k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€65k€105k▲
Amounts payable17/49€27k€93k▲
Amounts payable within one year42/48€27k€93k▲
Trade debts44€11k€68k▲
Suppliers440/4€11k€68k▲
Taxes, remuneration and social security45€16k€25k▲
Taxes450/3€16k€24k▲
Remuneration and social security454/9-€1k
Income statement
Code20242025
Remuneration, social security and pensions62-€47k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€566
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€46k
Other operating charges640/8€387€11k▲
Gross operating margin9900€25k€201k▲
Operating profit (loss)9901€25k€97k▲
Financial income75/76B-€285
Recurring financial income75-€285
Financial charges65/66B€3k€42k▲
Recurring financial charges65€3k€42k▲
Profit (loss) for the period before taxes9903€22k€56k▲
Income taxes67/77€5k€16k▲
Profit (loss) for the period9904€17k€39k▲
Profit (loss) for the period to be appropriated9905€17k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€105k▲
Profit (loss) brought forward from the previous period14P€48k€65k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
20-03
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 02/03/2026
- Registered-office move, Perksestenweeg 19b, 1820 Steenokkerzeel
2025
31-12
Financial
Equity above €100kEq €110k ▲55.7%
4 profitable years in a row build equity to €110k.
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 417 days late
2023
31-12
Financial
Highest result since 2022net €45k ▲1617%
Net result €45k, the highest in the series.
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2024
Resigned as Director
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Perksesteenweg 191820 SteenokkerzeelGround area
1,374 m²
Building footprint
73 m²
Volume, LiDAR
505 m³
Parcel 23051B0099/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROFESSIONNAL CONSTRUCTION BUILDING
since 20212.324.786.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23051B0099/00K000 | Flanders | 1,374 m² | 1 · 72 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIOP BOUW
BE 0778.680.960
Kaprijke · Eq €110k
Y.B. CONSTRUCT
BE 0563.976.212
Beringen · Eq €110k
ATH BOUW
BE 0607.874.650
Hasselt · Eq €110k
VIKABI
BE 0728.738.036
Affligem · Eq €110k
Siteco
BE 0783.559.862
Oudsbergen · Eq €110k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,038. 13,049 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2021
Fiscal year end31-12
Abbreviation NL
PCB
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.