PROFESSIONAL WORKERS
ActiveSummary
The computed 12-month bankruptcy probability of PROFESSIONAL WORKERS is 2.0% (moderate). The 2025 annual accounts show equity of €26k and a net result of €279. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 2056 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability56▼-12
Solvency33=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 1.0 in 2024; short-term debt: 92.3% and cash: 3.7% of total assets), and 92.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 2056 sector peers (2025).
NBB · sector comparisonPosition among 2056 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
2 d early
2022
on the day
2021
7 d late
2020
50 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€279
2024 · €-490
2019: €2k
2020: €18k▲ +842% vs 2019
2021: €152▼ -99.1% vs 2020
2022: €38k▲ +24917% vs 2021
2023: €79k▲ +107% vs 2022highest in 7 years
2024: €-490▼ -101% vs 2023lowest in 7 years
2025: €279▲ +157% vs 2024
2019 → 2025
Working capital
€4k▲ 204%
2024 · €1k
2019: €8k
2020: €25k▲ +217% vs 2019
2021: €25k▲ +1.5% vs 2020
2022: €52k▲ +105% vs 2021
2023: €117k▲ +125% vs 2022highest in 7 years
2024: €1k▼ -99.0% vs 2023lowest in 7 years
2025: €4k▲ +204% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€64k▲ 148%€142k▲ 123%€25k▼ 82.2%€26k▲ 1.1%
2021: €26k
2022: €64k▲ +148% vs 2021
2023: €142k▲ +123% vs 2022highest in 5 years
2024: €25k▼ -82.2% vs 2023lowest in 5 years
2025: €26k▲ +1.1% vs 2024
Operating result€2k-€50k▲ 2,359%€100k▲ 101%€1k▼ 98.8%€723▼ 39.9%
2021: €2k
2022: €50k▲ +2359% vs 2021
2023: €100k▲ +101% vs 2022highest in 5 years
2024: €1k▼ -98.8% vs 2023
2025: €723▼ -39.9% vs 2024lowest in 5 years
Net result€152-€38k▲ 24,917%€79k▲ 107%€-490€279
2021: €152
2022: €38k▲ +24917% vs 2021
2023: €79k▲ +107% vs 2022highest in 5 years
2024: €-490▼ -101% vs 2023lowest in 5 years
2025: €279▲ +157% vs 2024
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €335k
Fixed assets
€22k ▼ 8.9%
Current assets
€313k ▲ 7.5%
Equity and liabilities €335k
Equity
€26k ▲ 1.1%
Debt
€309k ▲ 6.6%
Debt's share of the balance-sheet total rises from 92.0% to 92.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €3k
Cash flow
€1k▼
2024 · €1k
Current ratio
1.01▲
2024 · 1.00
Debt to equity
12.07▲
2024 · 11.44
ROE
1.1%▲
2024 · -1.9%
ROA
0.1%▲
2024 · -0.2%
Interest coverage
4.41▼
2024 · 5.98
Debt ≤ 1 year
€309k▲
2024 · €290k
Income taxes
€85▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€315k€335k▲
Fixed assets21/28€24k€22k▼
Tangible fixed assets22/27€17k€16k▼
Plant, machinery and equipment23€355-
Furniture and vehicles24€1k€757▼
Other tangible fixed assets26€16k€16k=
Financial fixed assets28€7k€6k▼
Current assets29/58€291k€313k▲
Amounts receivable within one year40/41€283k€299k▲
Trade receivables40€184k€232k▲
Other amounts receivable41€99k€67k▼
Cash at bank and in hand54/58€6k€13k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€315k€335k▲
Equity10/15€25k€26k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€17k€18k▲
Amounts payable17/49€290k€309k▲
Amounts payable within one year42/48€290k€309k▲
Trade debts44€289k€295k▲
Suppliers440/4€289k€295k▲
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€1k€110▼
Taxes450/3€1k€110▼
Other amounts payable47/48-€13k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€862▼
Other operating charges640/8€879€4k▲
Gross operating margin9900€4k€6k▲
Operating profit (loss)9901€1k€723▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€483€359▼
Recurring financial charges65€483€359▼
Profit (loss) for the period before taxes9903€720€364▼
Income taxes67/77€1k€85▼
Profit (loss) for the period9904€-490€279▲
Profit (loss) for the period to be appropriated9905€-490€279▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€18k▼
Profit (loss) brought forward from the previous period14P€134k€17k▼
Profit to be distributed694/7€117k-
Return on contributions (dividend)694€117k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €230 | €1k | €2k | €2k | €862 | ▼ 48.9% |
| Other operating charges640/8 | - | €348 | €3k | €879 | €4k | ▲ 402% |
| Gross operating margin9900 | €3k | €51k | €105k | €4k | €6k | ▲ 59.3% |
| Operating profit (loss)9901 | €2k | €50k | €100k | €1k | €723 | ▼ 39.9% |
| Financial income75/76B | - | - | €952 | €0 | - | - |
| Recurring financial income75 | €193 | - | €952 | €0 | - | - |
| Financial charges65/66B | - | €414 | €334 | €483 | €359 | ▼ 25.6% |
| Recurring financial charges65 | €727 | €414 | €334 | €483 | €359 | ▼ 25.6% |
| Profit (loss) for the period before taxes9903 | €1k | €50k | €101k | €720 | €364 | ▼ 49.5% |
| Income taxes67/77 | €1k | €11k | €22k | €1k | €85 | ▼ 93.0% |
| Profit (loss) for the period9904 | €152 | €38k | €79k | €-490 | €279 | ▲ 157% |
| Profit (loss) for the period to be appropriated9905 | €152 | €38k | €79k | €-490 | €279 | ▲ 157% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €431k | €655k | €588k | €315k | €335k | ▲ 6.2% |
| Fixed assets21/28 | €430 | €12k | €26k | €24k | €22k | ▼ 8.9% |
| Tangible fixed assets22/27 | €230 | €5k | €19k | €17k | €16k | ▼ 5.0% |
| Plant, machinery and equipment23 | - | €3k | €2k | €355 | - | - |
| Furniture and vehicles24 | - | €2k | €2k | €1k | €757 | ▼ 40.1% |
| Other tangible fixed assets26 | - | - | €16k | €16k | €16k | = |
| Financial fixed assets28 | €200 | €7k | €7k | €7k | €6k | ▼ 18.8% |
| Current assets29/58 | €431k | €643k | €563k | €291k | €313k | ▲ 7.5% |
| Amounts receivable within one year40/41 | €407k | €624k | €524k | €283k | €299k | ▲ 5.7% |
| Trade receivables40 | - | €400k | €303k | €184k | €232k | ▲ 25.9% |
| Other amounts receivable41 | - | €224k | €221k | €99k | €67k | ▼ 32.0% |
| Cash at bank and in hand54/58 | €20k | €18k | €35k | €6k | €13k | ▲ 117% |
| Deferred charges and accrued income490/1 | - | €665 | €3k | €3k | €2k | ▼ 39.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €431k | €655k | €588k | €315k | €335k | ▲ 6.2% |
| Equity10/15 | €26k | €64k | €142k | €25k | €26k | ▲ 1.1% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €18k | €56k | €134k | €17k | €18k | ▲ 1.6% |
| Amounts payable17/49 | €405k | €591k | €446k | €290k | €309k | ▲ 6.6% |
| Amounts payable within one year42/48 | €405k | €591k | €446k | €290k | €309k | ▲ 6.6% |
| Trade debts44 | €374k | €578k | €413k | €289k | €295k | ▲ 2.2% |
| Suppliers440/4 | - | €578k | €413k | €289k | €295k | ▲ 2.2% |
| Advances received on contracts in progress46 | - | - | - | - | €1k | - |
| Taxes, remuneration and social security45 | - | €13k | €33k | €1k | €110 | ▼ 90.9% |
| Taxes450/3 | - | €13k | €22k | €1k | €110 | ▼ 90.9% |
| Remuneration and social security454/9 | - | - | €10k | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €13k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €152 | €38k | €79k | €-490 | €279 | ▲ 157% |
| + Depreciation and write-downs630 | €230 | €1k | €2k | €2k | €862 | ▼ 48.9% |
| Operating cash flow (approximation) | €382 | €39k | €80k | €1k | €1k | ▼ 4.6% |
| Investment in fixed assets (approximation) | - | €-13k | €-16k | €0 | €1k | - |
| Change in cash | - | €-2k | €17k | €-30k | €7k | ▲ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Back to profitnet €279
Net result €279 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Weakest financial yearnet €-490
Net result drops to €-490, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €79k ▲107%
Operating result €100k, net result €79k, both a record.
30-06
Financial
Equity above €100kEq €142k ▲123%
5 profitable years in a row build equity to €142k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 7 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Ground area
110 m²
Building footprint
93 m²
Volume, LiDAR
1,711 m³
Parcel 21802B0244/00E000, Brussels · tallest building 26.5 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PROFESSIONAL WORKERS
since 20182.276.077.383
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0244/00E000 | Brussels | 110 m² | 1 · 93 m² | 26.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesPROFESSIONAL WORKERS SRL43403
Similar companies · same sector, comparable size
AT GROUP
BE 0742.926.166
Vilvoorde · Eq €25,698
DINAM V
BE 0471.536.103
Vorst · Eq €25,538
RDT CONCEPT
BE 0783.547.390
Menen · Eq €25,495
BOUWBEDRIJF ANTWERP CITY
BE 0731.885.685
Antwerpen · Eq €25,790
Klusser Kris
BE 1018.262.349
Herent · Eq €25,470
Of 4,096 companies in sector 43240 we hold annual accounts for 1,633. 1,210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2017
Fiscal year end30-06
Activities, NACEBEL 2025
43240Other construction installation
Scores and ratios are computed by Checked and are not a credit decision.