3B Projects
Active3B Projects has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-86k) and a net result of €-32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▲+4
Solvency0▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.17 against 0.82 in 2024; short-term debt: 67.2% and cash: 0.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-27.7%
Return on assets
-10.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-86k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
1 d early
2023
1 d early
2022
21 d early
2021
61 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-86k▼ 59.9%
2024 · €-54k
2018: €6k
2019: €6k
2020: €898
2021: €-65k
2022: €-75k
2023: €-16k
2024: €-54k
2018 → 2025
Total assets
€311k▼ 3.7%
2024 · €323k
2018: €95k
2019: €73k
2020: €252k
2021: €91k
2022: €118k
2023: €278k
2024: €323k
2018 → 2025
Net result
€-32k▲ 15.3%
2024 · €-38k
2018: €2k
2019: €79
2020: €-5k
2021: €-65k
2022: €-10k
2023: €59k
2024: €-38k
2018 → 2025
Working capital
€35k
2024 · €-57k
2018: €54k
2019: €52k
2020: €49k
2021: €-17k
2022: €-44k
2023: €-35k
2024: €-57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-65k-€-75k▼ 15.5%€-16k▲ 78.8%€-54k▼ 241%€-86k▼ 59.9%
Operating result€-67k-€-9k▲ 85.9%€60k€-33k€-23k▲ 29.4%
Net result€-65k-€-10k▲ 84.7%€59k€-38k€-32k▲ 15.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €33k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€67k▲ 16.4%
Current assets
€244k▼ 8.0%
Key figures and ratios
EBITDA
€3k▲
2024 · €-12k
Cash flow
€-7k▲
2024 · €-17k
Solvency
-27.7%▼
2024 · -16.7%
Current ratio
1.17▲
2024 · 0.82
Quick ratio
0.45▼
2024 · 0.45
Debt / equity
-4.61▲
2024 · -7.00
ROA
-10.4%▲
2024 · -11.8%
Interest coverage
0.25▲
2024 · -2.20
Debt
€397k▲
2024 · €377k
Debt ≤ 1 year
€209k▼
2024 · €322k
Debt > 1 year
€175k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€323k€311k▼
Fixed assets21/28€57k€67k▲
Tangible fixed assets22/27€56k€65k▲
Plant, machinery and equipment23€35k€24k▼
Furniture and vehicles24€21k€42k▲
Financial fixed assets28€2k€2k=
Current assets29/58€266k€244k▼
Stocks and contracts in progress3€119k€149k▲
Stocks30/36€119k€149k▲
Amounts receivable within one year40/41€144k€94k▼
Trade receivables40€22k€57k▲
Other amounts receivable41€122k€36k▼
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€323k€311k▼
Equity10/15€-54k€-86k▼
Contributions10/11€6k€6k=
Reserves13€154€154=
Non-distributable reserves130/1€154€154=
Reserves not available under the articles1311€154€154=
Profit (loss) carried forward14€-60k€-92k▼
Amounts payable17/49€377k€397k▲
Amounts payable after more than one year17€50k€175k▲
Financial debts170/4€50k€175k▲
Amounts payable within one year42/48€322k€209k▼
Current portion of amounts payable after more than one year42€175k€50k▼
Trade debts44€20k€7k▼
Suppliers440/4€20k€7k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€124k€148k▲
Accrued charges and deferred income492/3€4k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€26k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-11k€4k▲
Operating profit (loss)9901€-33k€-23k▲
Financial income75/76B€20€877▲
Recurring financial income75€20€877▲
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€-38k€-32k▲
Profit (loss) for the period9904€-38k€-32k▲
Profit (loss) for the period to be appropriated9905€-38k€-32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-92k▼
Profit (loss) brought forward from the previous period14P€-22k€-60k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €59k
Net result €59k after 3 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruwaanstraat 178755 WingeneGround area
1,452 m²
Building footprint
169 m²
Volume, LiDAR
415 m³
2 parcels, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
3B Projects
since 20162.255.942.064
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37012A0439/00K000 | Flanders | 1,421 m² | 1 · 169 m² | 4.5 m · 1 fl. |
| 41056B0029/00B000 | Flanders | 31 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAIROS PROPERTY DEVELOPMENT
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TERBOUWE
BE 1001.116.610
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ImmoDam
BE 0790.868.813
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MD BATI
BE 0770.657.971
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HUYGELEN
BE 1004.680.765
Mortsel · Eq €874
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2016
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
43240Other construction installation
41001General construction of residential buildings
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.